Merrill Mortgage Team

Merrill Mortgage Team In the industry since 1983, Scott will find the home financing that's right for you. We service all home lending products.

In 1988, Scott founded Progressive Loan Funding and has continually helped finance homes since. Progressive Loan Funding offers FHA, VA, Conventional and Jumbo loan programs with a full range of fixed and adjustable loan options. Recently joining the team is Scott's son Alex. Scott Merrill (NMLS #234932)
Alex Merrill (NMLS #1617347)

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

*Equal Housing Opportunity Lender

When lenders assess risk for a mortgage, this includes the home you'd like to buy. Here are four potential property risk...
09/28/2022

When lenders assess risk for a mortgage, this includes the home you'd like to buy. Here are four potential property risks that lenders look out for and buyers should know.

As a buyer, you should look out for these features.

Having a trained eye can help you identify and evaluate these important property and construction factors before you buy...
09/25/2022

Having a trained eye can help you identify and evaluate these important property and construction factors before you buy.

Flipping a house is exciting but requires careful analysis of the home itself, so don't bypass this essential step.

Fixer-uppers can allow people to become homeowners when turnkey properties aren't an affordable option. Another lesser-k...
09/23/2022

Fixer-uppers can allow people to become homeowners when turnkey properties aren't an affordable option. Another lesser-known fact is that they can be financed -- reach out to learn more.

Not sure where to buy a fixer-upper? Here's how much a fixer-upper costs in the 50 biggest cities and how much you're saving when buying one.

Recent decreases in mortgage rates and the ongoing cooldown of pandemic demand have created more favorable conditions fo...
09/20/2022

Recent decreases in mortgage rates and the ongoing cooldown of pandemic demand have created more favorable conditions for buyers.

According to the MBA’s Purchase Applications Payment Index, national median mortgage payments applied for decreased for a second month in a row.

Average home prices across the nation saw a slump in prices for the first time in 3 years recently. Are more market chan...
09/17/2022

Average home prices across the nation saw a slump in prices for the first time in 3 years recently. Are more market changes on the horizon?

The sharp and fast rise in mortgage rates this year caused an already pricey housing market to become even less affordable.

No one wants to overpay for property, but it can be hard to tell in the moment. These five signs of an overpriced home c...
09/14/2022

No one wants to overpay for property, but it can be hard to tell in the moment. These five signs of an overpriced home can help you know when to question if the price is right.

Learn to spot common signs of overpriced real estate.

When you subscribe to the newsletter, you'll get tips and quick reads that help take the confusion out of finding, finan...
09/11/2022

When you subscribe to the newsletter, you'll get tips and quick reads that help take the confusion out of finding, financing and owning your new house.

Sign up and stay tuned for this week's posts.

You've got your financing and are ready to bring your home design to the next level -- here's six steps to help make sur...
09/02/2022

You've got your financing and are ready to bring your home design to the next level -- here's six steps to help make sure everything goes smoothly and successfully.

Ensure your home renovation goes smoothly with these simple steps for success

Even the best household budgets often don't account for all of these potential expenses -- the seventh is definitely eas...
08/30/2022

Even the best household budgets often don't account for all of these potential expenses -- the seventh is definitely easy to miss.

If you’re a first-time homebuyer, you’re probably already overwhelmed. You might think that a monthly payment along with your down payment is the bulk of the financial responsibilities you’re taking on. The mortgage is just the tip of the iceberg, however. There are plenty of other costs of ho...

It can be difficult to weigh the pros and cons of building a new home versus buying an existing house. Chris LaMont from...
08/27/2022

It can be difficult to weigh the pros and cons of building a new home versus buying an existing house. Chris LaMont from HGTV's "Buy It or Build It" gives his insights on how to decide.

Given the scarce state of the housing market right now, building a new home on an empty lot has become an increasingly attractive option to some people. Chris and Calvin LaMont, the twin brothers behind “Buy It or Build It,” have devoted their HGTV series to showing buyers the many avenues that ...

Some say the early bird gets the worm, but others think patience can pay off if they wait to buy a home. The truth? It d...
08/24/2022

Some say the early bird gets the worm, but others think patience can pay off if they wait to buy a home. The truth? It depends -- here's why, and how to decide what's best for you.

These factors might make things more clear.

Many are using their credit cards to cover increased costs related to inflation, which could lower an individual's credi...
08/21/2022

Many are using their credit cards to cover increased costs related to inflation, which could lower an individual's credit score and make it harder to qualify for loans.

Americans now say they need to be making about $107,800 a year to feel financially healthy, roughly double the national average.

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3010 Old Ranch Pky, Suite 440
Seal Beach, CA
90740

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+15625927500

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