Hines Home Loans - MyCity Lending

05/29/2026

Congrats to my buyers who just recently closed!! What a joy it was to be apart of their homebuying journey! Enjoy your home Tyrone and Teresa ❤️

04/08/2026

Reach out today to learn more about our Non-QM loan options—we’ve got tons of solutions for buyers who don’t fit the traditional conventional financing.

Apply today at https://hineshomeloans!

04/03/2026

03/31/2026

Your payment history = 35% of your credit score 😳

Yep… this is the BIG one.

Lenders want to see one thing:
👉 Do you pay your bills on time?

This includes:
✔️ Credit cards
✔️ Retail accounts
✔️ Installment loans
✔️ Mortgages

💡 If you’ve slipped up, don’t panic — you can bounce back:
• Pay on time moving forward (every single time)
• Get caught up on any missed payments
• Talk to your creditors — they may help with a plan

Late payments hurt… but consistency rebuilds your score 📈

Trying to get mortgage-ready? Let’s put a game plan together 💚

03/27/2026

Buying your first home and not sure what happens after pre-approval? 🤔

I’ve got you covered 👇

From house hunting 🏡 to “CLEAR TO CLOSE!” 🎉 — this is the roadmap every first-time buyer should know.

The process doesn’t have to be confusing when you have the right team guiding you every step of the way.

Ready to get started? Let’s make your homeownership goals a reality 💚

03/25/2026

Think your credit score is just about how much debt you have? Think again 👀

“Amounts owed” makes up about 30% of your score — but it’s not just the balance that matters.

It’s also about:
✔️ How much of your credit you’re using
✔️ How many accounts carry balances
✔️ Your mix of accounts
✔️ Progress on paying loans down

💡 Quick tips to boost your score:
• Keep credit card balances low
• Don’t max out your cards
• Pay on time (every time!)
• Slowly pay down installment loans

Credit doesn’t have to be confusing — small changes can make a BIG impact 📈

Need help getting mortgage-ready? I’ve got you 💚

03/20/2026

Do you really need 20% down to buy a home?

Not necessarily. Many buyers qualify with much less.

Apply online today.

03/05/2026

TRIGGER LEADS ARE CHANGING 👏

Starting TODAY, new legislation will limit how mortgage credit info can be used for prescreened solicitations.

That means:
✔️ Fewer random lender calls
✔️ Less chaos
✔️ More control for YOU

Finally.

Apply today at https://hineshomeloans.com

02/05/2026

Winter blues got you feeling a little loan-ly? ❄️
I’m always happy to talk through your mortgage questions and options.
Reach out anytime — I’ve got you covered!
https://hineshomeloans.com