C. C. Young & Henkelman Insurance Agency

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C. C. Young & Henkelman Insurance Agency Independent Insurance Agency We are an independent Insurance Agency. We do not work for an insurance company; We work for you. WE INVITE YOUR INQUIRIES. C.

We work on your side when you have a loss and follow through
to see that you get a fair prompt payment. We represent a carefully selected group of financially sound, reputable insurance companies. We place your policy with the company offering the best coverage at a competitive price. YOUNG & Henkelman Insurance Agency is prepared to provide you with a
no cost, no obligation review and comparison of your insurance. Please contact us by phone, fax, e-mail or stop into our office.

Fall brings cooler days, shorter evenings, and a few more things to keep in mind around home, travel, and everyday routi...
10/15/2026

Fall brings cooler days, shorter evenings, and a few more things to keep in mind around home, travel, and everyday routines.

At C. C. Young Insurance, our team is here to help you feel prepared for the season ahead. Whether you have a question about your coverage or simply want to review your options, we are always happy to help.

Give us a call when you need us.

A covered property loss can interrupt far more than your day-to-day operations. It can affect your ability to repair, re...
10/15/2026

A covered property loss can interrupt far more than your day-to-day operations. It can affect your ability to repair, replace, and move forward.

That is why understanding how your business property policy settles a claim matters:

• Actual cash value (ACV) typically accounts for depreciation, which may mean a lower payout for older damaged property.
• Replacement cost value (RCV) is designed to help cover the cost to repair or replace covered property with like kind and quality, subject to your policy’s terms, limits, and conditions.

The difference can have a real impact on your out-of-pocket costs after a loss.

Swipe through for a closer look at ACV and RCV. Then, reach out to our team at C. C. Young Insurance if you would like to review how your commercial property coverage may respond when you need it most.

A major accident or lawsuit can exceed the liability limits on your auto or homeowners insurance—and the difference may ...
10/13/2026

A major accident or lawsuit can exceed the liability limits on your auto or homeowners insurance—and the difference may become your responsibility.

Umbrella insurance adds an extra layer of liability protection beyond your existing policies, helping safeguard your savings, property, and future when the unexpected happens.

At C. C. Young Insurance, our team can help you review your current coverage and determine whether an umbrella policy fits your needs. Reach out to start the conversation.

Coverage gaps rarely make themselves known until a claim puts them in the spotlight.This Halloween, our team at C. C. Yo...
10/08/2026

Coverage gaps rarely make themselves known until a claim puts them in the spotlight.

This Halloween, our team at C. C. Young Insurance is uncovering a few of the commercial insurance gaps that can leave businesses vulnerable when they need protection most. Swipe through to see what may be hiding in your policy.

Not sure whether your coverage has a few surprises lurking beneath the surface? We are here to review your policy, identify potential gaps, and help protect what you have worked hard to build.

Long-term care planning can play an important role in protecting retirement savings, preserving choice, and helping fami...
10/06/2026

Long-term care planning can play an important role in protecting retirement savings, preserving choice, and helping families prepare for the unexpected.

Our team at C. C. Young Insurance often hears questions about when to start planning, what long-term care coverage may include, and how it can fit into an overall financial strategy.

Swipe through for answers to a few common questions—and if you would like to explore your options, we are here to help.

What questions do you have about long-term care planning?

Shorter days and increased deer activity can create added risks for businesses with employees on the road this fall.Our ...
10/06/2026

Shorter days and increased deer activity can create added risks for businesses with employees on the road this fall.

Our team at C. C. Young Insurance encourages drivers to stay alert, especially at dawn and dusk, slow down in areas with deer-crossing signs, and avoid swerving if a deer enters the roadway. A little extra caution can help prevent injuries, vehicle damage, and unexpected downtime.

Now is also a good time to review your commercial auto coverage and make sure it aligns with your business’s vehicles, drivers, and daily operations. Contact our team to discuss your options.

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a mome...
08/13/2026

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a moment to share some practical road safety reminders for this time of year.

The return to school brings one of the most significant changes in daily traffic patterns of the entire year. A few moments of extra caution can make an enormous difference. Swipe for a few traffic safety considerations for both motorists and parents of young children to keep in mind as back-to-school season approaches.

By staying alert, following the rules, and looking out for the most vulnerable people on our roads, we can all play a role in keeping the roads safe this school year.

Please feel free to share this with anyone in your network who might benefit from these reminders. And if you ever have questions or need assistance, we are always here to help leverage our expertise for your benefit.

August has that funny way of keeping us guessing. One day, it can feel like peak summer, and you’re reaching for your go...
08/12/2026

August has that funny way of keeping us guessing. One day, it can feel like peak summer, and you’re reaching for your go-to iced drink. Next, a chill in the air makes you believe fall might be right around the corner, making a warm drink sound pretty perfect.

So we want to know, where do you stand as we head into the final stretch of summer?

🧊 Vote iced drink
☕ Vote warm drink

Drop your pick in the comments. We are curious to see which side takes the win this month!

The kids are headed back to school, and that can only mean two things: The house is quiet again, and the coffee is hot f...
08/06/2026

The kids are headed back to school, and that can only mean two things: The house is quiet again, and the coffee is hot for the first time in months.

However you are feeling about back-to-school season this year, we hope the transition is going smoothly for your family. As always, if there is anything we can do to help, do not hesitate to reach out. That is what we are here for.

Running a business comes with no shortage of moving parts — and making sure you're protected from the unexpected is one ...
08/04/2026

Running a business comes with no shortage of moving parts — and making sure you're protected from the unexpected is one of the most important pieces of the puzzle. That’s where commercial umbrella policies come in.

Swipe to learn more about how this coverage works and whether it's right for your business.

If you'd like to talk through whether a commercial umbrella policy makes sense for your business, know that we are always happy to help. Feel free to give the office a call today.

Address

1331 Wyoming Avenue
Scranton, PA
18509

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4pm

Telephone

+15703467021

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