Kevin Brierton Mortgage Lender NMLS 599873

Kevin Brierton Mortgage Lender   NMLS 599873 KEVIN BRIERTON TEAM - Your No Excuse Lender
Are you sick of excuses from lenders & banks? We are too!
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"Our mission is to provide a NO excuse, transparent, educational, seamless process to empower Families and partners"Kevin

Luminate Bank NMLS # 1281698
www.nmlsconsumeraccess.org https://www.luminate.bank/privacy-policy
Member FDIC | Equal Housing Lender We have built a No Excuse Process designed to provide a process that provides clear communication, great follow up and on time closings with no

excuses. Let's meet the team that helps us execute the No Excuse Process. Kevin Brierton - NMLS # 599873
Branch Leader - Certified Mortgage Planning Specialist
I have been in mortgage banking since 2004. During this time, I have successfully helped more than 1,650 families with more than $500 Million in residential mortgages, placing me consistently among the top in the industry. I spend the 1st Friday of every month studying all of our products, guidelines, & lending criteria. In addition, I work closely with our underwriting & secondary markets to fully understand all our mortgage products to ensure I am able to empower more families to gain homeownership. Our team of fully trained mortgage specialists has the attitude of “how can we make this loan work” rather than just assuming it won’t. Other Lenders find problems, we find solutions, and we are excited to find a solution for you & your Family! Mortgage Planning, Home Loans, Refinance Options, Various fixed Rates, FHA Loans, VA Loans, Home Path Loan Program, Jumbo Loans, Adjustable Rate Loans (ARMS), Pool Escrows, One Time Close-Wholesale Only, Escrow Waivers, Cash out Refinance, Extended Locks up to 12 Months, Interest Only, Exclusive Float Down Program, FHA 203k Renovation Loans, DU Refinance, Down Payment Assistance

Should You Pay for Your Buyer’s Closing Costs? What Sellers Need To Know.The sellers having the most success today are t...
06/15/2026

Should You Pay for Your Buyer’s Closing Costs? What Sellers Need To Know.

The sellers having the most success today are the ones who understand the market has changed and are adapting to meet it where it is.

Sometimes that means negotiating on closing costs. Sometimes it means offering something else. The key is knowing which concessions are worth it for our local market.

If you’re wondering what's normal in our area, what's worth negotiating, and where it makes sense to stand firm, let’s connect.



Kevin Brierton - NMLS 599873 | No Excuse Lender

A few years ago, sellers could get away with saying "no" to just about everything.

Lower Asking Prices Are a Win for Today’s BuyersIf affordability has been your top concern, the recent dip in prices is ...
06/12/2026

Lower Asking Prices Are a Win for Today’s Buyers

If affordability has been your top concern, the recent dip in prices is an opening. Want to see what that looks like in our area? Let’s connect.



Kevin Brierton - NMLS 599873 | No Excuse Lender

If affordability has been the biggest thing standing between you and a home, there's a little good news.

Two Big Reasons To Move This SummerCould waiting until later this year work out? Sure. But it's important to understand ...
06/11/2026

Two Big Reasons To Move This Summer

Could waiting until later this year work out? Sure. But it's important to understand what you may gain by moving now too – that way you have the full picture before you decide.

If a 2026 move is on your radar, let’s connect and talk about what matters most to you. Depending on your priorities, Summer could be your moment.



Kevin Brierton - NMLS 599873 | No Excuse Lender

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down."

Could Moving a Bit Further Out Change Everything About Your Budget?Affordability is a real challenge, but it's not an un...
06/08/2026

Could Moving a Bit Further Out Change Everything About Your Budget?

Affordability is a real challenge, but it's not an unsolvable one. The key is being open to places you might not have considered before. A local real estate agent can help you find them.

Ready to find out which areas have the best affordability right now? Reach out today.



Kevin Brierton - NMLS 599873 | No Excuse Lender

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind.

What Rising Inflation Means for Your MoveInflation is still above where the Fed wants it, and that means mortgage rates ...
06/05/2026

What Rising Inflation Means for Your Move

Inflation is still above where the Fed wants it, and that means mortgage rates are likely to stay elevated for a while. But for people who need to move, strategy matters far more than trying to perfectly time the market.

Wondering what this means for your specific situation? Reach out today. Let's cut through the noise together and make a plan that actually works for you.



Kevin Brierton - NMLS 599873 | No Excuse Lender

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.

The Mid-Year Housing Market Update: Why Forecasts Changed in 2026The housing market hasn’t rebounded as quickly as exper...
06/04/2026

The Mid-Year Housing Market Update: Why Forecasts Changed in 2026

The housing market hasn’t rebounded as quickly as experts originally hoped. But that doesn’t mean it’s stalled.

Higher inflation and lingering economic uncertainty caused economists to revise their forecasts for this year. But importantly, when those two things settle down, many experts believe the market will regain its momentum.

So don’t see this revision in forecasts as a sign of trouble. See it as a temporary reaction to overall conditions and uncertainty.

If you want to know what’s happening in our local market, and what it could mean for your plans for the rest of this year, let’s connect.



Kevin Brierton - NMLS 599873 | No Excuse Lender

If the housing market feels confusing right now, you’re not alone.

06/04/2026

💡 In case you missed it...

Are you building your future—or just repeating your past?

In this episode of the No Excuse Pro Podcast, Kevin Brierton shares why 10X thinking creates more clarity, focus, and momentum than simply trying to do more.

The biggest breakthrough might not be adding more to your plate.

It might be removing what no longer belongs there.

🎧 Watch the full episode:
https://youtu.be/O3T57z5beyU

06/03/2026

🚨 NEW EPISODE IS LIVE 🚨

Most professionals are not stuck because of a lack of opportunity…

They are stuck because they are using old thinking to create new growth.

In this episode of the No Excuse Pro Podcast, Kevin Brierton breaks down why 10X thinking creates more clarity, focus, and momentum than simply trying to do a little more.

Inside this episode:
✔️ Why small goals create distractions
✔️ Why being “busy” is not the same as being productive
✔️ The mindset shift behind real growth
✔️ How to build from your future instead of your past

Because success is not about doing everything — it is about doing what matters most.

🎧 Watch the Full Episode:
https://youtu.be/O3T57z5beyU

🎙️ No Excuse Pro Podcast
Hosted by Kevin Brierton

🌐 www.noexcusepropodcast.com/team/kevin-brierton/
📺 www.youtube.com/
📧 [email protected]
📞 480.553.8770

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s BuyersToday’s smaller single-family homes and condos...
06/01/2026

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers

Today’s smaller single-family homes and condos have more going for them than the square footage suggests. They can give your budget some breathing room and put you in a community designed with lifestyle in mind.

Curious about the options in our area? Let's connect.



Kevin Brierton - NMLS 599873 | No Excuse Lender

You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.

The Truth About Affordability TodayYes, rates have been volatile, and global instability is keeping them from settling d...
05/29/2026

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.



Kevin Brierton - NMLS 599873 | No Excuse Lender

Let's be real with each other for a second about affordability.

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Scottsdale, AZ

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