Andy Davis - Citywide Home Mortgage

Andy Davis - Citywide Home Mortgage Andy Davis, Loan Officer NMLS #1098240 602-842-1883 [email protected]
© Guaranteed Rate, Inc. Ravenswood Ave.

d/b/a Citywide Home Mortgage | 3940 N. Chicago, IL 60613
NMLS ID 2611 | NMLS Consumer Access
AZ - 0927186 LO NMLS #1098240 | State Lic: AZ Lic -0927186 Corp Lic -0913402 | Corp NMLS #67180 | Equal Housing Lender | 6263 N Scottsdale Rd Ste 105 | Scottsdale, AZ 85250

Help your clients go green and save green. With Citywide, they can finance solar panels directly into their FHA* mortgag...
01/22/2026

Help your clients go green and save green. With Citywide, they can finance solar panels directly into their FHA* mortgage, lower monthly energy bills, and get up to $13,000 toward closing costs.

http://citywidehm.com/andydavis

Don't let a down payment stand in the way of homeownership. If you're FHA-eligible and buying a primary residence, Acces...
01/09/2026

Don't let a down payment stand in the way of homeownership. If you're FHA-eligible and buying a primary residence, Access Down Payment Assistance (AccessDPA) could help you buy with more flexibility and fewer financial hurdles. Ready to see how far a little help could take you? Let's talk!

http://citywidehm.com/andydavis

Happy Holidays from the Citywide Scottsdale Branch!
12/11/2025

Happy Holidays from the Citywide Scottsdale Branch!

11/24/2025

With rates coming down, now is the perfect time to consider refinancing and ease your monthly mortgage payments. Refinancing could help you save money each month, making budgets a little more comfortable just in time for the holiday season.

At Citywide Home Mortgage, we offer a variety of refinance programs designed to fit your unique needs. Whether you’re looking to lower your interest rate, reduce your monthly payments, or consolidate debt, refinancing can be a smart way to make life more affordable.

Find a local Loan Officer at https://citywidehm.com

When buyers fall short on down payment funds, deals can stall. With Access Down Payment Assistance (AccessDPA), you've g...
11/05/2025

When buyers fall short on down payment funds, deals can stall. With Access Down Payment Assistance (AccessDPA), you've got a flexible solution to help them move forward. No income caps, no first-time buyer rules - just the support clients deserve and the tools you need to keep the momentum going. Let's talk!

http://citywidehm.com/andydavis

With our asset utilization loans, high-net-worth buyers could qualify for mortgages using sources like bonds, savings an...
10/29/2025

With our asset utilization loans, high-net-worth buyers could qualify for mortgages using sources like bonds, savings and retirement accounts - no income or employment verification required. Options include loan amounts up to $3.5M, flexible terms and the ability to buy or refinance. Learn more today.

http://citywidehm.com/andydavis

10/29/2025

Want a real mortgage hack? Make extra payments on your mortgage each year and you’ll shave years off your payoff timeline. One extra full monthly payment per year — or the equivalent spread across the year — can cut several years from a 30‑year loan. Three extra full payments per year can shave nearly a decade.

For example, on a $300,000 30‑year mortgage at 4%:
1 extra payment/year → payoff in about 26 years (≈4 years saved).
3 extra payments/year → payoff in about 20.6 years (≈9.4 years saved).

Two key tips:
✅ Always tell your servicer to apply the extra to principal, not future payments.
✅ Check for any prepayment penalties. Small, consistent extra payments add up

Start making additional payments this year and start owning your home far sooner than you thought possible!

Address

15051 N Kierland Boulevard Suite 300
Scottsdale, AZ
85254

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