SJW Wealth Management

02/14/2023

Soft landing or no soft landing, that is the question, with all due respect to William Shakespeare. But while this may be the most commonly asked question these days, it may not be the most important or the toughest. That honor goes to what’s priced in. Good market forecasts are not just about the...

09/15/2021

We are very pleased to be affiliated with LPL Financial since our firms inception.

Dan Arnold says LPL is “seeing more and more momentum” in its newest affiliation models for financial advisors.

08/19/2021

You are not as wealthy as you assume if you haven't considered the impact of taxes on your retirement nest egg once you start taking distributions.

Many investors are so focused on accumulating wealth that they neglect the second part of the equation.

08/13/2021

A 529 Plan isn't just for colleges and universities...

Is your child considering trade school? 8 potential careers that don't require a college degree

08/11/2021

Midyear Outlook 2021 - Picking Up Speed

LPL Research Midyear Outlook 2021: Picking Up Speed delivers market insights on what we can expect in the economy, policy, stocks, and bonds for the rest of 2021.

02/05/2020

If the saying "people vote with their wallets" holds true then...

Economic optimism has reached a 44-year high and economic gloom a record low under President Trump in the latest survey that shows people are cheering their best personal economy in decades.

01/31/2020

Claiming Social Security benefits at age 62 prior to reaching full age is not a strategy everyone should embrace but if you or someone you know is considering this move than here are three guideposts they should consider...

Sometimes earlier is better when it comes to claiming Social Security benefits.

01/28/2020

Two key factors for IRA owners to consider before starting a Roth conversion are 1. do they expect to be in the same or higher tax bracket in retirement and 2. can the tax bill due upon conversion be paid with current income or funds from non-retirement accounts.

Financial planners say the changes make Roth conversions more attractive for big savers.

01/26/2020

RIP Kobe Bryant.

Kobe Bryant has reportedly died in a helicopter crash in Calabasas, California, on Sunday morning. The 41-year-old basketball star's death was confirmed by TMZ Sports.

01/25/2020

A heart-warming example of "when one door closes, another opens" Lost Our Home Pet Rescue
https://www.bizjournals.com/phoenix/news/2020/01/24/executive-inc-why-jodi-polanski-went-from-the.html

01/24/2020

Cognitive biases like "Temporal Discounting", "Recency Bias" and "Loss Aversion" can impact the you desire. Understand what they are so you don't fall under their influence.

Understanding your cognitive biases can help you get better at contributing to your 401k.

01/23/2020

Are you turning 70 1/2 years old this year?

The good news - with the new Secure Act legislation signed into law at the beginning of the year, the age which mandated those with qualified retirement plans to take their required minimum distribution (RMD) has been extended to age 72, among other changes meant to enhance retirement planning.

The new law takes effect Jan. 1 and changes some rules about retirement savings.