HUTCH Insurance Agency

HUTCH Insurance Agency Hutch Insurance Agency is an experienced insurance broker in Personal Lines Insurance and Small Business Insurance. etc. Call Hutch 480-305-7368

We have assisted AZ & CA clients for over 35 years! Auto/Home/Business/Toys/Boats/Motorhome/Toyhaulers etc. We can help ALL drivers, young, old, inexperienced and "driving record challenges". Good people make mistakes and Hutch Insurance does not judge, we just help!

09/07/2026

How does a DUI affect your car insurance in Arizona?

A DUI can have a major impact on your Arizona auto insurance. Your rates may increase, your current carrier may no longer consider you a preferred-risk driver, and you may need an SR-22 filing with the Arizona MVD.

In Arizona, an SR-22 is proof that you carry the required liability insurance. For certain DUI-related suspensions or revocations, Arizona MVD generally requires that proof to be maintained for three years.

The good news? A DUI doesn’t mean you’re out of insurance options.

At Hutch Insurance Agency, we work with Arizona drivers who need coverage after a DUI and can help you navigate available insurance options, SR-22 requirements and the process of eventually working your way back toward preferred auto insurance rates.

Have questions about car insurance after a DUI in Arizona? Contact Hutch Insurance Agency and let’s look at your options.

09/03/2026

Does auto insurance cover monsoon damage in Arizona? 🌧️🚗

Arizona monsoon storms can bring heavy rain, strong winds, falling trees, hail and flying debris. If your vehicle is damaged during a monsoon, comprehensive auto insurance may help cover the damage, depending on your policy.

Comprehensive coverage commonly applies to storm-related damage such as:
• A tree or branch falling on your vehicle
• Hail damage
• Wind or flying debris
• Certain types of flooding or water damage

Not every auto insurance policy includes comprehensive coverage, so it’s important to review your policy before Arizona monsoon weather hits.

Have questions about your Arizona auto insurance coverage? Hutch Insurance Agency can help you understand what’s covered and whether your current policy gives you the protection you need.

08/29/2026

Buying a home in Arizona? Here are a few questions to ask before you close, especially when it comes to homeowners insurance.

Knowing the history and condition of a home can make a big difference when you’re shopping for coverage. Before buying, ask the seller or their real estate agent:

• Have there been any prior insurance claims on the property?
• When was the roof last replaced or updated?
• When were the electrical and plumbing systems last updated?
• How old is the air conditioning system?
• Are there any known repairs or property issues you should be aware of?

These details can help your insurance agent better understand the property and identify potential coverage concerns before you purchase.

If you’re buying a home in Arizona and need homeowners insurance, Hutch Insurance Agency can help you review your options and find coverage that fits your new home.

📞 Contact Hutch Insurance Agency before closing so you can have your insurance lined up and ready to go.

08/26/2026

Sending your college student off to school? 🏫📦 Don’t forget about insurance for their new place.

If your student is moving into an apartment, the complex may require renters insurance before move-in. And even if it isn’t required, it can help protect their belongings if there’s theft, fire, certain types of water damage, or another covered loss.

Before move-in day, ask:
• Does the apartment require renters insurance?
• How much personal property coverage do they need?
• Is liability coverage included?
• Are their belongings still covered under your homeowners policy while they’re away at college?
• What happens if they’re living off campus instead of in a dorm?

Every situation is different, especially when a student moves from a dorm into an apartment.

Hutch Insurance Agency can help Arizona families review their coverage before the boxes are unpacked.

Sending a kid to college? Let’s make sure insurance is on the move-in checklist too.

08/19/2026

Should I Keep My College Student on My Car Insurance?

If your child is heading off to college, this is one insurance question worth reviewing before move-in day.

Whether your college student should stay on your car insurance policy can depend on a few things — including whether they’re taking a car to school, leaving their vehicle at home, living out of state, or only driving when they come home for breaks.

In some situations, keeping your student on your auto insurance may still make sense. In others, there may be opportunities to adjust coverage or qualify for student-related discounts.

Before making changes, talk with your insurance agent about:

🚗 Is your student taking a car to college?
🏠 Will the car stay at your home while they’re away?
📍 Are they attending college out of state?
💰 Do they qualify for a good student or student-away-at-school discount?
🔑 Will they still drive your vehicles when they come home?

Every situation is different, and removing a college student from a policy without reviewing the details first can create coverage issues you weren’t expecting.

If you’re wondering “Should I keep my college student on my car insurance?” Hutch Insurance Agency can help you review your current coverage and determine what makes sense for your family.

📞 Contact Hutch Insurance Agency before your student heads to college and make sure your auto insurance is ready for the change.

08/14/2026

Does Homeowners Insurance Cover Monsoon Water Damage in Arizona? 🌧️🏠

It’s monsoon season in Arizona, and one of the biggest questions homeowners have is: If water gets into my house during a storm, does homeowners insurance cover it?

The answer depends on where the water came from and how the damage happened.

Wind-driven rain that enters your home because a storm damages your roof may be handled differently than water that rises from the ground or enters your property during a flash flood. Standard homeowners insurance typically does not cover flooding from rising surface water, which may require separate flood insurance.

That’s why it’s important to understand your coverage before the next Arizona monsoon rolls through.

Not sure what your current policy covers?

Hutch Insurance Agency can help you review your homeowners insurance and make sure you understand your coverage, deductibles and potential gaps.

📍 Serving Arizona homeowners
📞 Contact Hutch Insurance Agency for a policy review.

08/07/2026

What Homeowners Insurance Do I Need in Arizona?

Buying a home in Arizona or wondering if your current homeowners insurance still gives you the coverage you need?

Arizona homeowners face some unique risks, including monsoon storms, wind and roof damage, water damage, extreme heat, and unexpected repairs. The right homeowners insurance policy should be based on your home, your belongings, your liability needs, and what it could actually cost to rebuild today.

That’s also why reviewing your homeowners insurance regularly matters. Your home value, rebuilding costs, coverage needs, and insurance options can change over time.

Hutch Insurance Agency is an independent Arizona insurance agency, which means we can shop multiple insurance carriers and help you compare homeowners insurance options for your specific needs.

🏠 Buying a home in Arizona?
📋 Haven’t reviewed your homeowners insurance lately?
💰 Want to see if there are better coverage options available?

Contact Hutch Insurance Agency for an Arizona homeowners insurance review and quote.

08/04/2026

Teen Driving to School? Here’s What Arizona Parents Should Know About Car Insurance

The first day of school is exciting, but if your teen is driving themselves to campus, it’s also a good time to review your auto insurance coverage.

Many Arizona parents wonder if they need to make changes once their teenager starts driving regularly. The answer depends on your policy, but it’s always worth reviewing a few important details:

✔️ Is your teen listed as a driver on your policy?
✔️ Do you have enough liability coverage to protect your family?
✔️ Does your policy include comprehensive and collision coverage?
✔️ Are there discounts available for good students or safe driving habits?

A new school year often means more time on the road, busier parking lots, and increased traffic around schools. Making sure your insurance fits your family’s current needs can provide peace of mind before the first bell rings.

At Hutch Insurance Agency, we’re happy to review your policy, answer your questions, and help you understand your coverage—without any pressure.

Drive safely, have a great school year, and don’t forget to slow down in school zones.

Address

3200 N Hayden Road, Suite 150
Scottsdale, AZ
85251

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 9am - 5pm

Telephone

(480)3057368

Website

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