Wilde Wealth Management Group

10/14/2026

Over the next few weeks, you may see references to “earnings” or “earnings season” in the financial media. But you may not know exactly what this means or why it matters.

Publicly traded companies report their earnings several times throughout the year, along with forward guidance of what they expect the near future to look like.

This can have a major impact on the markets, at least in the short term, so it’s important to understand exactly what the media is talking about when they report on earnings.

To help, we’ve created a quick primer on earnings season, how it works, what gets reported, and why it matters.

Click through the images to learn more, and let us know if you have any questions!

10/14/2026

When your dog bites someone, the liability may be covered by your homeowners policy, though there are exceptions.

Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian?

10/14/2026

Read the latest issue of Retire Wise here:

October marks Cybersecurity Awareness Month, and for retirees and near-retirees, that awareness matters more than most people realize. Scammers increasingly…

10/13/2026

Is your estate plan keeping up with life's changes?

With National Estate Planning Awareness Week approaching, now is a great time to revisit your plan and make sure it still reflects your wishes.

Tourek of Wilde Wealth Management Group and estate planning attorney K. Hendrickson of LaClair recently appeared on Arizona's Family (3TV/CBS 5) to discuss the importance of estate planning and how financial advisors and attorneys can work together to help ensure your financial goals and estate plan are aligned.

Watch the segment to learn more!

10/12/2026

Inflation is back in the spotlight as the Fed prepares for its next meeting. This week's CPI and PPI reports are expected to tell two different stories: higher headline inflation driven by rising energy prices, but potentially softer core inflation beneath the surface.
Join CIO Gene Goldman on this week's episode of as he breaks down what the latest inflation data could mean for Fed policy, interest rates, and the path forward for markets.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

10/12/2026

Recently, we were asked by a young man exactly how a credit score works.

While we don’t normally deal with this side of finance in my line of work, the question made us realize just how opaque so many aspects of finance can be. All of us have or will have to worry about things like our credit score at some point in life, but few people actually get taught exactly how it works or what goes into it.

A lot of things are like that: They make a major impact on our lives, but we don’t actually know much about them.

We enjoy bringing clarity to what can seem to be confusing, so we created this “Anatomy of a Credit Score” graphic.

As you can see, a credit score — more specifically, a FICO score — is broken down into different components. This enables your credit score to reflect both positive and negative information, although the different components are weighted differently. These weightings are different for everyone depending on their history and habits, so the numbers you see on the graphic are averages rather than absolutes.

PAYMENT HISTORY
How well you have paid back your loans in the past. Late payments, foreclosures, and bankruptcy can all negatively affect your score.

AMOUNTS OWED
While owing more money isn’t necessarily a flag, it can be a sign that you are overextended and thus less likely to make payments on time or in full.

LENGTH OF CREDIT HISTORY
The longer your credit history, the better — it’s a track record of your ability to be creditworthy.

TYPES OF CREDIT
The types of credit you have — credit cards, mortgage loans, other personal loans, etc. — play a small role in determining your credit score.

NEW CREDIT
This represents how many new credit accounts you’ve opened recently. It’s a small percentage of your overall score, but when combined with the length of your credit history, it can be an indicator of whether you are overextended or not.

10/08/2026

Bonds have been in the news a lot recently.

But while just about everyone has heard of bonds, most people — sometimes even experienced investors — don’t actually know much about them, how they work, or what the differences are between the various types of bonds.

When you buy a bond, you are lending money to the bond’s issuer. In return, the issuer promises to pay you a specified rate of interest on a regular basis, and then repay the principal (the initial amount you loaned) when the bond matures after a set period of time.

Bonds are one of the most popular types of investments, partly because they are often (but not always) less volatile than stocks.

However, there are many types of bonds, each with different advantages and disadvantages.
Click through the images below to learn a little bit more about each!

10/07/2026

“To know what you know and what you do not know, that is true knowledge.” — Confucius

Every quarter, we like to provide our clients with a “financial checklist” of things they can do to increase their financial knowledge, organization, or empowerment.

This quarter’s checklist is all about increasing your knowledge…by examining what it is you know to find out what you do not know.

Figuring out what it is you do not know about (and then taking steps to correct those gaps in your knowledge) is one of the best ways to feel clarity regarding your financial present, and confidence in your financial future.

So, this quarter’s checklist is designed to help you bridge those gaps, if and where they exist. Some items may not apply to you; others you may be able to check off instantly. But for any that you cannot check off, our advice is to prioritize them as soon as possible. Let me know if we can help!

In the meantime, we wish you a great fourth quarter and a happy holiday season!

Disclosure: The return and principal value of bonds fluctuate with changes in market conditions. If bonds are not held to maturity, they may be worth more or less than their original value.

10/07/2026

Preserving wealth is about more than protecting dollars; it’s about creating habits that allow your resources to endure and serve a purpose. These six practices can support you in preserving and extending your wealth across generations.

Six essential financial habits to protect wealth and create a legacy that lasts for generations.

10/05/2026

Yields have surged to multi-decade highs, raising questions about inflation, interest rates, and what's next for investors. Join CIO Gene Goldman on this week's episode of as he unpacks what's driving the move in bond yields, why higher rates aren't all bad news, and the key catalysts that could bring relief in the weeks ahead.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...