Skipton & Associates, Inc.

06/09/2026

Why rebuilding after disasters is taking longer than ever

Rebuilding after major disasters isn’t taking months anymore…

It’s taking years.

Here’s why:

• Insurance payouts aren’t keeping up with real construction costs
• Labor and material shortages slow everything down
• Permitting and inspections are backed up
• Many claims are underpaid—forcing homeowners to pause or self-fund

We’re seeing entire communities delayed because the numbers just don’t add up.

This isn’t just a construction problem.

It’s a claims problem.

And when the claim is handled correctly from the beginning, it can significantly change the timeline.

06/02/2026

After a loss, you need more than just one perspective—you need the right team.

Contractors are experts at rebuilding.
We’re experts at insurance.

Different roles. Same goal.

When both sides work together:

• The full scope gets captured
• Coverage is properly understood
• The claim is supported the right way
• The outcome reflects what it actually takes to rebuild

This isn’t about replacing your contractor.

It’s about strengthening your position.

You build it.
We make sure it’s funded.

When the right team is in place… you win.

06/02/2026

NAPIA leadership supporting the Florida Association of Public Insurance Adjusters at their FAPIA Live event, and their President Frank Altieri- son of NAPIA & FAPIA Past President Raymond Archangelo Altieri Jr.

Congrats Frank- great event!!!!

05/25/2026

Today we pause to remember and honor the men and women who made the ultimate sacrifice in service to our country.

Their courage, selflessness, and dedication are the reason we enjoy the freedoms we often take for granted. On this Memorial Day, we extend our deepest gratitude to the fallen, and our continued respect to their families who carry their legacy forward.

We remember. We honor. We are thankful. 🇺🇸

05/19/2026

The #1 mistake policyholders make after a loss

Trusting the first number the insurance company gives you.

That initial estimate is often:

• Incomplete
• Missing critical line items
• Not accounting for code upgrades
• Not reflective of real rebuild costs

And once you accept it… it becomes much harder to go back.

We see it every day—people leaving serious money on the table without even realizing it.

Before you agree to anything, have someone review it who understands the full scope of the claim.

It can make a massive difference in your outcome.

05/12/2026

Public Adjuster vs Insurance Adjuster
After a loss, you’ll hear the word “adjuster” a lot.
But here’s what they don’t always explain: The insurance company’s adjuster works for… the insurance company. A Public Adjuster works for YOU. That means:
• We represent your best interest—not the carrier’s
• We build and document your claim properly
• We negotiate for the full settlement you’re entitled to
• We manage the process so you don’t have to Same title.

Completely different roles. If you’re trusting the wrong side to protect your claim, you’re already at a disadvantage.

05/04/2026

What to do in the first 24 hours after a fire The first 24 hours after a fire are critical—and most people don’t realize how much is at stake. Here’s what you should focus on immediately: • Make sure everyone is safe • Contact your insurance company (but be careful what you say) • Document EVERYTHING—photos, videos, personal property • Do not throw anything away without documentation • Secure the property if possible And most importantly… Don’t try to figure this out alone. This is when mistakes are made that cost tens—or hundreds—of thousands of dollars later. We step in early to protect the claim, document the full scope, and make sure nothing gets missed. If you or someone you know is dealing with a fire loss, reach out.

04/23/2026

Most policyholders don’t realize this… you have the RIGHT to hire your own adjuster.

This article from Forbes breaks down what a public adjuster does and why having someone on your side can make a major difference when navigating an insurance claim. From understanding policy language to negotiating a fair settlement, it’s all about leveling the playing field.

If you’ve ever felt overwhelmed or unsure during the claims process — this is worth the read.

🔗 https://www.forbes.com/advisor/homeowners-insurance/public-adjusters/

When you file a homeowners insurance claim, your insurer will send out an adjuster to evaluate damage and determine a claim payout. Under the best circumstances, your payout will be based on the cost to repair or replace a damaged structure or property. But what if you feel it’s not a fair payout

04/01/2026

There’s been a lot of recent attention on how insurance claims have been handled following last year’s wildfires in California.

At Skipton Claims Management, this isn’t news to us.

We are working firsthand with homeowners impacted by those fires—and we know exactly what many policyholders are facing right now.

Delays.
Under-scoped estimates.
Missed damages.
A process that feels overwhelming when it matters most.

This is not just a claim.
This is people’s homes, their investments, and their lives.

For over 30 years, we’ve stood in the gap for policyholders—making sure their claims are handled properly, thoroughly, and fairly.

Because when everything is on the line, you deserve more than a process.

You deserve someone fighting for what you are owed.

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03/09/2026

Tornadoes and severe storms can leave behind more than just physical damage—they often leave policyholders overwhelmed and unsure of what to do next. In the days following a loss, the decisions you make can have a major impact on your insurance claim and your recovery.

Before moving too quickly, take a moment to protect yourself and your claim.

A few important steps to consider:

• Document everything. Take photos and videos of all damage before cleanup begins.
• Review your insurance policy carefully so you understand what may be covered.
• Keep records of expenses related to temporary repairs, lodging, or lost income.
• Don’t feel pressured to rush the process before fully understanding the extent of the damage.

Many policyholders don’t realize that public insurance adjusters work exclusively for you—not the insurance company. A qualified public adjuster can help evaluate your loss, prepare the claim properly, and advocate for a fair settlement.

If you’ve been impacted by severe storms, take the time to understand your rights and your options before settling your claim.

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