Cynthia Macluskie Insurance Solutions

Cynthia Macluskie Insurance Solutions Insurance Solutions Tailored To Your Needs

Durable Medical Equipment (DME) refers to certain medical equipment, such as walkers, wheelchairs, or hospital beds, ord...
06/04/2026

Durable Medical Equipment (DME) refers to certain medical equipment, such as walkers, wheelchairs, or hospital beds, ordered by a physician for in-home use.

Oral health and diabetes: the link is real, and costly.🦷 Did you know 1 in 5 people with diabetes have gum disease? And ...
06/03/2026

Oral health and diabetes: the link is real, and costly.
🦷 Did you know 1 in 5 people with diabetes have gum disease? And poor gum health can actually raise blood sugar and increase long-term costs for people managing diabetes!

Routine dental care can reduce complications and help employees (and you) manage healthcare costs over time.
✅ Be sure to offer plans with periodontal coverage
✅ Educate employees on the oral-systemic health connection

It’s a win for health outcomes and your bottom line. Drop us a line to talk about dental coverage for your team.

Planning an international trip? Don’t forget to check your health insurance coverage. ✈️Many domestic health insurance p...
06/02/2026

Planning an international trip? Don’t forget to check your health insurance coverage. ✈️

Many domestic health insurance plans provide limited or no coverage outside the United States. That means a medical emergency overseas could result in significant out-of-pocket costs. Travel medical insurance can help fill that gap.

🌍 Depending on the plan, it may cover:
• Emergency medical treatment
• Hospital stays and physician visits
• Urgent care services
• Prescription medications
• Emergency medical evacuation

Many plans also include 24/7 global assistance, helping travelers locate medical facilities and coordinate care in unfamiliar countries. Don’t get stuck on your own out there! Travel coverage can be the difference between a major trip disaster and a good story you can tell when you get back home.

Talk to us to learn about your options.

Medicare & CBD: What’s Real vs. What’s Still UnclearYou may be hearing that Medicare is now covering CBD, but the realit...
06/01/2026

Medicare & CBD: What’s Real vs. What’s Still Unclear

You may be hearing that Medicare is now covering CBD, but the reality is far more nuanced.

Here’s what we know:
✔ A very limited Medicare pilot program launched in April 2026
✔ It allows certain providers to offer some very limited types of hemp-derived CBD products to eligible patients, if they are aligned to a program authorized by CMS to provide the limited CBD benefit
✔ Coverage is very limited—not all beneficiaries qualify
✔ You can’t purchase CBD on your own and get reimbursed

What’s still up in the air:
❓ Who will actually have access (depends on participating providers)
❓ How widely the program will expand
❓ Ongoing legal and regulatory challenges
❓ Whether this could lead to broader Medicare coverage in the future

This is an early-stage pilot and research program, not a standard Medicare benefit. While it’s a step toward exploring CBD in healthcare, access remains limited and the future is still uncertain.

Want to know if you can participate? Start by talking to your doctor or healthcare plan provider—they’re the gatekeepers for this pilot. If they’re not involved, the program likely isn’t accessible to you (at least for now).

My passion for cancer insurance comes from personal experience. As a two-time breast cancer survivor, I understand the c...
05/31/2026

My passion for cancer insurance comes from personal experience. As a two-time breast cancer survivor, I understand the challenges that come with a diagnosis and the value of having financial support during treatment and recovery. The first thing I did when I was 5 years cancer free was to buy cancer insurance.

✨ Rethinking Summer Travel: Go Beyond the UsualThis summer, skip the crowded resorts and predictable itineraries. Choose...
05/31/2026

✨ Rethinking Summer Travel: Go Beyond the Usual

This summer, skip the crowded resorts and predictable itineraries. Choose experiences that blend adventure, learning, and relaxation, the kind of trips that leave you with real stories and a fresh perspective.

Here are 3 unique ideas to inspire something different:

🌊 Live at sea — Sail on a Research Vessel

Step aboard the Statsraad Lehmkuhl, a historic tall ship where you don’t just observe, you participate. Help sail the ship, live alongside a rotating crew of travelers and scientists, and contribute to real ocean research as you cross parts of the globe. It’s part adventure, part education, and completely unforgettable.

👉 Explore voyages: https://lehmkuhl.no/en/voyages/

🏎️ Stay, play, and fully unplug — Spring Mountain Motorsports Ranch

Just outside Las Vegas, this motorsports resort lets you stay on-site and immerse yourself in a completely different world. Spend your days learning high-performance driving, then unwind by the lake or at the clubhouse. It’s a unique blend of adrenaline, skill-building, and relaxation, all in one place.

👉 Explore: https://www.springmountainmotorsports.com/

🌋 Step into something bigger — Etna + Stromboli Volcano Study Tour

Join a multi-day expedition through Sicily and the Aeolian Islands led by expert volcanologists. Hike active volcanoes, watch eruptions under the stars, and experience the raw power of the earth up close. This isn’t just sightseeing, it’s a full immersive adventure.

👉 View the tour:

https://www.volcanoadventures.com/destinations/italy/etna_vulcano_stromboli/tour.html

✨ The best trips don’t just help you escape, they help you feel more connected to the world, to new experiences, and to yourself.

This summer, travel differently.

There is no greater compliment than when someone is so happy with the help they received that they tell a friend or fami...
05/31/2026

There is no greater compliment than when someone is so happy with the help they received that they tell a friend or family member about me.

To everyone who has trusted me, referred me, or allowed me to help with their health insurance journey—thank you. I am grateful every day that I get to do work that makes a difference in people’s lives. ❤️

Looking to try something a little different this season, or spice up your Cinco de Mayo menu? 🌵Tacos de Nopales (cactus ...
05/30/2026

Looking to try something a little different this season, or spice up your Cinco de Mayo menu? 🌵

Tacos de Nopales (cactus tacos) are a fresh, flavorful, and surprisingly approachable option.

Nopales (cactus paddles) have a mild, slightly tangy flavor, somewhere between green beans and peppers, and they’re a staple in many traditional Mexican dishes. When grilled or sautéed, they become tender and pair perfectly with simple, bright toppings.

Ingredients:

2–3 nopales (cactus paddles), cleaned and sliced
1 tbsp olive oil
1/2 onion, sliced
1 clove garlic, minced
Corn tortillas
Queso fresco (or feta)
Fresh cilantro
Lime wedges
Salsa of choice
Salt to taste

Directions:

Heat olive oil in a skillet over medium heat.
Add nopales and cook until tender (about 8–10 minutes), stirring occasionally.
Add onion and garlic; cook until softened. Season with salt.
Warm tortillas and fill with the nopales mixture.
Top with queso fresco, cilantro, a squeeze of lime, and salsa.

Simple, authentic, and full of flavor, these tacos are a great way to try something new. 🌮

Curious about other unique recipes or ways to celebrate the season? Reach out, we’re always happy to share ideas.

One of my clients had several prescriptions and was surprised to find they were more affordable without insurance. By ex...
05/29/2026

One of my clients had several prescriptions and was surprised to find they were more affordable without insurance. By exploring options like Cost Plus and Canadian Med Store, we helped her save $900 in a year!

Sometimes, the best way to save isn’t always through insurance—you just need to know your options.

Underwriting is the process an insurance company uses to assess your risk before issuing a policy. For life, disability,...
05/28/2026

Underwriting is the process an insurance company uses to assess your risk before issuing a policy. For life, disability, and some types of supplemental insurance, this may involve health questionnaires, medical exams, and financial background checks. The results impact your premium and policy approval.

Address

32531 N Scottsdale Road Ste 105
Scottsdale, AZ
85266

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

(602) 571-1118

Website

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