Tatum Insurance LLC

03/17/2022

Happy Saint Patrick's Day

03/11/2022

When math and logic don't add up...

03/08/2022

Standard homeowners insurance policies don’t often cover some perils like sewer backup. The losses, both financial and social, from a sewer backup peril can be devastating. It won’t be easy to recover without insurance coverage.

This is why sewer backup insurance is becoming common. But most homeowners insurance policyholders aren’t aware that most policies don’t usually cover sewer backups.

So, let’s find out what sewer backup insurance covers and why you need it.
https://tatuminsurance.com/sewer-backup-insurance-cover

03/07/2022

In case you can’t be there to catch them, make sure you leave a safety net.

03/03/2022

If you’ve leased out a property or you’re thinking about leasing out one, you will need a leased property insurance coverage.

The right insurance policy can save you some headache regarding your property.

Usually, landlords renting out a property (house, apartment, vacation cottage) for the first time assume that they can use their homeowners insurance cover in the case of any loss by accident, natural disaster, or other damaging events. It’s a rookie mistake to think like that.

Read this article to understand why you need leased property insurance coverage and why it is different from homeowners insurance.
https://tatuminsurance.com/leased-property-insurance/

03/01/2022

Now there's a thinker 😉

02/26/2022

Getting a plan may seem too expensive at the moment, but there are steps that you can take to save money while you buy life insurance. These options don’t always include getting a lower premium outright.

The cost shouldn’t be your first priority when looking for life insurance. You need to find a plan that meets all your needs. Getting a plan with the wrong benefits but a lower premium is pointless and saves you nothing.

Here are a few things to keep in mind so that you know how to save money on life insurance.

Check it out:

https://tatuminsurance.com/save-life-insurance/

02/24/2022

The question of whether homeowners insurance covers roof leaks or not is dependent on many factors.

Your homeowners insurance coverage generally covers roof leaks if the cause on the policy doesn’t expressly exclude the cause of the leak.🚰

For example, if the leak occurs because of maintenance or wear and tear issues, you may need to pay for the repairs yourself. This means you have to check and understand if your policy excludes some damages that lead to roof leakage.

Learn whether or not your homeowners insurance covers roof leaks, when it covers it, and what causes of damage are excluded.
https://tatuminsurance.com/home-insurance-roof-leaks/

02/24/2022

It might be a good idea to make sure your home is properly insured. I mean you don't have to... I'm just saying it might be worth your time 😉

02/22/2022

If your vehicle has pre-existing damage, insurers know about it. This is especially if the damage is clear or when you’d reported it or claimed it.

Now, you’re probably wondering, “how do insurers determine pre-existing damage?”

Read more about it here:
https://tatuminsurance.com/insurance-and-preexisting-damage/

01/27/2018