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Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm

On Q Home Loans

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Scottsdale, AZ
On Q Home Loans

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On Point, On Time, On Q! Guaranteed Rate, Inc. dba On Q Home Loans, NMLS ID #2611; Operating as Guaranteed Rate, Inc. https://www.nmlsconsumeraccess.org/

D/B/A OnQ Home Loans in Arizona & Oregon and as On Q Residential Home Loans in Montana.

10/23/2026

To quote from "Wayne's World,"

"We're not worthy! We're not worthy!"

Okay, maybe we're a little biased. Welcome to Jody Goforth, our new Business Development Manager.

Party on, the team just got better!

10/22/2026

Growing your real estate portfolio does not have to be stalled by complex personal tax documents. A DSCR loan could allow you to qualify based on the rental income generated by the property itself instead of your personal W-2 or business revenue. This financing structure helps active investors expand their holdings quickly and efficiently. If you are ready to analyze your next rental purchase, contact one of our loan officers today to get started.

10/19/2026

If you have been waiting on the sidelines to buy a home, the market is finally shifting in your favor. Buyers are regaining negotiation power for the first time in years. Sellers are now much more open to price adjustments, repair requests, and credits to help with closing costs. You no longer have to navigate chaotic bidding wars or waive crucial inspections. Reach out to On Q today to explore your financing options and see what your purchasing power looks like. Let us help prepare your strategy so you can take advantage of these new homebuying opportunities.

10/14/2026

Big news for future homebuyers! We are officially increasing conventional loan limits for 2027. This change means you can qualify for a higher loan amount without needing a jumbo mortgage. It gives you significantly more purchasing power and flexibility in today's housing market. Navigating these new options can feel complex, but I am here to help you every step of the way. Ready to see how much buying power you have under the new limits? Contact your loan officer today to explore your options.

10/12/2026

There’s a lot happening in the housing market! From shifting Fed expectations to home price trends and economic data, we’re keeping an eye on the latest developments that could impact homebuyers and homeowners. Follow along with On Q Home Loans for updates to help you stay informed and navigate your homeownership journey with confidence.

10/09/2026

Thinking about making a big purchase or switching jobs while buying a home? Pause for just one second before you take that step. Life moves fast, but sudden financial changes can impact your final mortgage approval. Opening a new credit card, buying a car, or changing jobs can alter your qualification status. Even small changes in your debt or credit can affect your pre approval. Checking in with your loan officer first can save you from unexpected delays. If you have questions about your situation, contact your loan officer today. We are always here to help you navigate every step of your home buying journey.

10/02/2026

It's FAQ Friday. Here's today's Q. Is putting twenty percent down on a home always the smartest move? You might be surprised to learn that the answer is not necessarily. While a larger down payment lowers your monthly commitment, it also ties up valuable cash. Keeping some money liquid allows you to handle home repairs, investments, or life emergencies with confidence. Every buyer has unique financial goals, and the right strategy depends on your situation. Contact your loan officer today to compare your options and find the best fit for your budget.

09/28/2026

New home sales just hit their strongest pace of the year. The market is moving quickly despite inflation remaining a major focus for the Fed. Shifts like this create unique opportunities for home buyers who are prepared. Having a clear strategy helps you navigate these changing conditions with complete confidence. Reach out to On Q Home Loans to discuss your home financing options. Let us build a personalized plan for your goals.

09/24/2026

Think your self employment, income structure, or credit history makes getting a home loan impossible? You might be surprised by what is actually available. Unique financial situations happen every day, but traditional banks often turn away complex applications. Having access to over 650 loan products means we can find a creative solution tailored to your exact needs. Do not let a unique scenario hold you back from buying a home. Contact your loan officer today, and let us find the right path forward for you.

-employed

09/21/2026

Hearing mixed news about the housing market can feel overwhelming when you are planning to buy a home. Recent shifts in interest rates and construction might sound challenging, but they often open up fresh opportunities. With changing inventory levels, buyers frequently gain more room to negotiate prices and seller concessions. Understanding how these weekly economic updates impact your personal purchasing power is the key to making a smart move. Reach out today to discuss your homebuying goals and build a personalized strategy with On Q Home Loans.

Address

14275 N 87th Street
Scottsdale, AZ
85260

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Telephone

+18666673279

Website

http://www.onqhomeloans.com/

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