ABLE Financial Group

09/02/2026

Social Security plays an important role in your retirement - but do you know how to make the most of it?

Join us for a complimentary educational event designed to help you better understand Social Security and plan confidently for the retirement you envision.

Breakfast will be provided, RSVP today by emailing [email protected]

09/01/2026

You signed the grant agreement, filed it away, and moved on. Now the position is one of the largest holdings you own, the expiration date is real, and no one has explained what it costs you at tax time. Here is how ISOs and NQSOs are taxed differently, and what changed in 2026. Link in the comments.

Learn how ISOs vs NQSOs are taxed differently and what changed for 2026. Larry Van Quathem is a financial advisor with ABLE Financial Group in Scottsdale, AZ.

08/31/2026

If you lost your job tomorrow, would you know what to do first?

The biggest mistake you can make during this time is signing before understanding the full picture of your severance offer.

Packages often include base pay, bonus proration, stock vesting acceleration, and healthcare continuation, each with its own tax treatment and deadlines.

Review the offer, understand what's negotiable, and know your options before you sign.

08/25/2026

Selling a business involves more than finding a buyer. Preparation can make a major difference in valuation, timing, and the overall transition. This quick video walks through the key items every business owner should review before making an exit, from financial organization to long-term planning. Link in the comments.

A smooth business transition often depends on the preparation that happens well before any sale or ownership change takes place. In this video, we cover the key areas business owners should evaluate to improve readiness, strengthen operations, and avoid common issues that can complicate a future tra...

08/24/2026

When was the last time you talked to your adult children about your wealth?

For many families, the answer is never. The topic feels private, even taboo.

But avoiding the conversation doesn't protect anyone. It just delays confusion, conflict, or mismanagement until you're no longer there to explain your intentions.

You don't need to share every detail in the first conversation. Start with your values and your reasoning. The specifics can come later.

08/17/2026

Rising prices erode purchasing power over time, and a fixed withdrawal strategy that worked 5 years ago may not stretch as far today.

A retirement income strategy built without inflation in mind risks running short later in life. This might mean revisiting your withdrawal rate, the mix of growth assets in your portfolio, or how much of your income is tied to inflation-protected sources like Social Security or TIPS.

At ABLE Financial Group, we build retirement income plans that account for inflation over a 20- or 30-year time horizon, not just current conditions. If you're unsure whether your plan is built to hold up against inflation over time, let's take a look: https://ablefinancialgroup.com/contact/

08/10/2026

If you turned 73 this year, you have a required minimum distribution (RMD) to take from your retirement accounts by December 31st.

Missing the deadline results in a significant penalty, currently 25% of the amount that should have been withdrawn.

Calculating your RMD now gives you time to decide how to handle it. You might use the distribution for living expenses, reinvest it in a taxable account, or direct it to a qualified charity through a QCD to reduce taxable income.

Planning ahead turns a required withdrawal into a deliberate financial decision.

08/03/2026

A lawsuit, a divorce, or an unexpected death can put everything you've built at risk.

Trusts are designed to shield business and family assets from exactly these kinds of events, but not all trusts offer the same level of protection.

→ Revocable trust: You keep control and can amend it whenever your circumstances change. It simplifies the transfer of assets after death, but the assets remain part of your taxable estate and exposed to creditors.

→ Irrevocable trust: You relinquish control, but in exchange, the assets are shielded from creditors, lawsuits, and estate taxes.

Business owners often use a combination of both, depending on which assets need flexibility and which need protection. At ABLE Financial Group, we work with business owners to structure trusts that align with their specific risk exposure and family goals.

07/30/2026

Have you wondered about annuities and if they’re worth purchasing? Under the right circumstances, an annuity can be a valuable addition to your retirement plan. This new article answers two key questions: What is an annuity, and is it right for you? Link in the comments.

Lane Reynolds, a financial advisor with ABLE Financial Group, helps Scottsdale, AZ, clients answer, “What are annuities?” and other retirement planning questions.

07/27/2026

Are you sure your financial advisor is actually putting you first?

Choosing the right partner for your wealth can make or break your future. In our latest video, we pull back the curtain on what it really means to work with a fiduciary and how to spot the red flags before you sign.

Don't leave your retirement to chance. Watch the full breakdown here:

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Choosing the right financial advisor can make or break your financi...