03/18/2026
There’s a newer option gaining traction that many people don’t know about:
✅ No FHA mortgage insurance
✅ Higher loan limits
✅ Available starting at age 55
✅ Often more cash available at closing
These are called proprietary (conventional) reverse mortgages, and for the right homeowner, they can open up even more flexibility in retirement.
Of course, they do come with specific guidelines, including property value and eligibility requirements.
That’s why it’s important to sit down, talk it through, and see what truly fits your situation.
Questions/Comments? Please reach out via phone call or text.