The Amine Team - NMLS 28190 - NOVA Home Loans

The Amine Team - NMLS 28190 - NOVA Home Loans šŸ” With over 20 years of experience in the mortgage industry, I’m proud to help families make their dream of homeownership a reality.

Whether you're buying your first home or your fifth, I’m here to guide you with honesty and transparency to buy a home. Empathy, perseverance, and great communication make up the home loan business for Michael Amine, veteran Loan Officer, licensed in Arizona. His working philosophy of helping every client, every time, with no exceptions has spearheaded his success over the ten plus years he has in

the industry. Michael focuses on the number of PEOPLE he can help each month, not the number of loans that he can close, leading to a very personable experience for the client. Michael is known to say, ā€œClients don’t care how much you KNOW until they KNOW how much you care,ā€ and that is the level of service he brings to every client. Giving up on a loan for a client is never an option; if there is a way to get it approved and closed, Michael will find that way because he truly cares about helping clients. His hobbies include spending time with his wife and 3 year old son, traveling, scuba diving, and other than his amazing career in mortgages, he believes being a GM of a NFL Team would be his dream job.

06/08/2026

A lot of sellers think they can't compete with new construction.

One of the biggest advantages resale homes have is flexibility.

With FHA financing, sellers may be able to contribute up to 6% toward a buyer's closing costs on a full-price offer. In many cases, those funds can be used to help buy down the interest rate, potentially creating a payment that's more competitive with what builders are advertising.

The result? More buyer interest, stronger marketing opportunities, and a better chance of standing out in today's market.

If you're thinking about selling and want to learn strategies that can help your home compete with new construction, let's talk.

5.0 star review received on Experience.com for The Amine Team by April A - Michael went above and beyond to keep this co...
06/03/2026

5.0 star review received on Experience.com for The Amine Team by April A - Michael went above and beyond to keep this complex, multi-closing, dual-state transaction moving forward from start to finish. His communication was outstanding, and his positive attitude never wavered through every twist, turn, and pivot we encountered along the way.
Thank you for helping us get to the finish line, Michael! I truly appreciate all of your hard work and dedication, and I look forward to the opportunity to work with you again!!

Click to see all 715 reviews of The Amine Team - Nova Home Loans, VP/Senior Loan Officer | NMLS #28190

06/02/2026

Before making a hardship withdrawal from your 401(k), make sure you understand all your options.

Many people don't realize that 401(k) withdrawals can come with taxes, penalties, and a hit to their future retirement savings. If you're a homeowner, a HELOC may be another option worth exploring.

Every situation is different. That's why it's important to compare the costs and benefits before making a decision.

Let's talk about what makes the most sense for your financial goals.

5.0 star review received on Experience.com for The Amine Team by Russell H J - Mike  does  a  great job and  communicate...
05/30/2026

5.0 star review received on Experience.com for The Amine Team by Russell H J - Mike does a great job and communicates well through the whole process

Click to see all 714 reviews of The Amine Team - Nova Home Loans, VP/Senior Loan Officer | NMLS #28190

Looking for plans this weekend? We’ve got you covered. šŸ‘From live events and sports to great local food spots and binge-...
05/29/2026

Looking for plans this weekend? We’ve got you covered. šŸ‘

From live events and sports to great local food spots and binge-worthy entertainment, there’s something happening all across the Valley this weekend.

Whether you’re checking out a show, grabbing dinner with friends, or spending time with family, make the most of your weekend and support local along the way.

And if buying a home or refinancing has been on your mind lately, I’m always just a call or text away to help answer questions and walk you through your options.

What’s on your weekend agenda? šŸ‘‡

05/28/2026

ā€œBut you’re just a mortgage lenderā€¦ā€Correct.

I’m also:
• A therapist when underwriting asks for ā€œone more document.ā€
• A detective trying to trace a $7 Venmo charge from 4 months ago.
• A motivational speaker during rate lock meltdowns.
• A magician turning chaos into closing day.
• A relationship coach between buyers, agents, and escrow.
• A financial coach explaining why buying coffee isn’t why you can’t buy a house.
• And occasionally an unpaid comedian just trying to keep everyone calm.

But yesā€¦ā€œjustā€ a mortgage lender.

Behind every smooth closing is someone wearing about 17 different hats making sure the deal survives.

05/26/2026

Helping great people through one of the biggest financial decisions of their lives is what it’s all about. We’re grateful for every client who trusts our team throughout the process, and we never take that responsibility lightly.

Thank you for allowing us to be part of your journey and for trusting The Amine Team every step of the way!

If you’re thinking about buying, refinancing, or just want to explore your options, let’s connect and create a game plan that works for you.

The last week of school is here for so many families, summer is around the corner, and Memorial Day weekend is giving us...
05/22/2026

The last week of school is here for so many families, summer is around the corner, and Memorial Day weekend is giving us the perfect excuse to get out and enjoy everything happening around the Valley. From concerts and sports to great food and family fun, there’s no shortage of ways to kick off the holiday weekend.

Whether you’re spending time with family, celebrating the start of summer break, or simply relaxing for the long weekend, don’t forget to take a moment to honor and remember those who made the ultimate sacrifice for our freedom this Memorial Day.

If you’re out exploring this weekend and start thinking about your next move, refinancing, or owning your home, I’m always just a call or message away.

05/20/2026

Summer might feel like vacation season, but it could actually be the smartest time to start your search for your next home. ā˜€ļøšŸ”

While many buyers hit pause for summer travel and activities, that often means less competition and more homes to choose from. If you’re planning to move this fall, now is the perfect opportunity to get ahead of the rush and find the right fit before the school year begins.

Start by getting pre-approved, connect with a trusted real estate agent, and begin touring homes now so you can move with confidence and be fully settled before fall arrives.

The buyers who plan ahead are usually the ones with the best options and the smoothest move. Ready to start your search? Let’s talk.

05/18/2026

Move-in-ready homes in Peoria starting at $416K? šŸ‘€

We toured The Views at Rancho Cabrillo by Scott Communities, and this neighborhood has a lot to offer for buyers looking for more space, modern layouts, and flexible living options.

Inside these homes, you’ll find:
• Floor plans up to 2,700 sq. ft.
• Up to 4 bedrooms
• Open-concept layouts
• Premium upgrades like walk-in showers
• Optional casitas perfect for guests, a home gym, office, or extra living space

One of the biggest advantages right now? Builder incentives may be available to help cover closing costs, which could mean major savings for buyers.

If you’ve been thinking about making a move in Peoria, this community is definitely worth checking out.
Want more info, pricing, or a private tour? Send us a message and let’s talk about your options.

Address

7975 N Hayden Road Suite C-200
Scottsdale, AZ
85258

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