Sean La Rue - NMLS #291852

10/12/2026

🎶 The Soundtrack of My Life: My 9 Albums 🎸

Music is more than something we listen to. It becomes part of who we are.
It inspires us, shapes us, and has a way of taking us back to a specific moment in time. A song can bring back a memory, a person, a place, or a feeling you haven’t experienced in decades.

Music marks the milestones of our lives. The highs, the lows, the heartbreaks, the celebrations, the growing pains, and everything in between.

Some albums remind us of who we were. Others helped shape who we’ve become.

These are my 9 albums. From Pink Floyd and Queen to Tupac, Nirvana, Michael Jackson, and everything in between. Different genres, different chapters, but all part of the soundtrack that made me who I am today.

Now I want to hear yours! 🎧

What 9 albums helped shape your life? Not necessarily the greatest albums ever made, but the ones that mean something to YOU.

Share your 9 albums in the comments. I bet we’ll learn a little something about each other along the way.

🎵 Create your own: https://my9albums.org/s/99cdfb23f84b

10/08/2026

This lil guy and I have a lot of fun together!! ❤️ Living the dream!! I love being your Papa, buddy!

10/01/2026

Sometimes the path to your first home includes a little help from the people who have been cheering you on from the beginning.

If a family member wants to help with your down payment, gift funds may be an option. I can help you understand what’s allowed, what documentation you’ll need, and how it could fit into your financing.

09/29/2026

Thinking about building instead of buying?

A construction loan is a little different from the mortgage you’d use to purchase an existing home. We need to consider the plans, the builder, the budget, the projected value, and how the financing will work while the home is being built.

There are a few more moving pieces, but understanding the process upfront can make the whole experience feel a lot more approachable.

Building a home? Learn how construction loans work, what to expect during the process, and how construction financing differs from traditional mortgage options.

09/24/2026

"My student loan balance is high. Can I still buy a home?"

There's more to qualifying than just the full balance. Your monthly payment, income, credit, and other debts all factor into the mortgage picture, and different loan programs have different guidelines for student loans.

If buying a home is on your radar, let's look at the numbers and talk through your options.

09/22/2026

100 days left in 2026!! Finish Strong 💪!!

09/22/2026

Feel Good 😊

09/22/2026

Ever look at your mortgage payment and think, “Wait... where is all of that money going?”

Your monthly payment can include much more than principal and interest. Depending on your loan, there may also be property taxes, homeowners insurance, mortgage insurance, and escrow payments in the mix.

And if your payment suddenly changes, your interest rate may not be the reason.

A few minutes of decoding your mortgage statement could make the whole thing feel a lot less mysterious.

Your monthly payment may include principal, interest, property taxes, homeowners insurance, and mortgage insurance, depending on how your payments are structured.

09/17/2026

You got pre-approved. The condo did, too, right?

Here’s the part of condo shopping that can catch you by surprise: getting pre-approved doesn’t automatically mean every condo you choose will qualify for your mortgage.

We may need to review the condo project, including the HOA, insurance, reserves, repairs, and potential assessments.

Let’s talk before you make an offer. A little homework upfront can help you avoid some big surprises later.

09/15/2026

Love your mortgage rate? You might not have to give it up to give your home an upgrade.

If you’ve been putting off a bigger renovation because refinancing your low-rate first mortgage doesn’t make sense, a second-lien renovation financing option can let you keep your existing mortgage in place while accessing funds for eligible improvements.

And depending on the project, financing may consider your home’s projected value after the renovations are complete.

New kitchen? Addition? ADU? There might be more ways to make the numbers work than you think.

If you're sitting on a mortgage rate you don't want to lose, a second-lien renovation loan may allow you to keep your mortgage while giving you access to equity.