Risk Resource

02/25/2025

Make sure your life insurance is working as hard as you do. Your business, your business partners, and your family will thank you for it!

Ensure your life insurance is working as hard as you do. Your business, your partners, and your family will thank you for it!

12/31/2024

We always like to end the year on a high note! Here’s a quick summary of some remarkable breakthroughs and positive outcomes in the world, an outlook for 2025, and a look at the current and future state of the life insurance industry.

From my family to yours, we wish you a happy, healthy, and joyous holiday season and peace for all in 2025. See you in the New Year!

From my family to yours, we wish you a happy, healthy, and joyous holiday season and peace for all in 2025. See you in the New Year!

11/21/2024

Every business owner must consider the inevitable question: What would happen to their business if they were to die unexpectedly?

06/25/2024

We're excited to be on a billboard in the popular Arcadia neighborhood in Phoenix, Arizona. Check us out above The Little Woody!

05/16/2024

The pending sunset of the federal estate tax exemption presents a significant “use it or lose it” scenario — at least $7M of tax-free gifting per individual that is currently possible will no longer be available after Dec. 31, 2025.

"Use it or lose it” — at least $7M of tax-free gifting per donor is expected not to be available after Dec. 31, 2025.

02/01/2024

Learn about the importance of key person insurance, how the amount of coverage is justified, and what the underwriters take into consideration when determining the value of people within a business.

Why should your business carry key person insurance and how do you quantify the right amount. Learn the benefits of key person insurance.

12/21/2023

From my family to yours, we wish you a happy, healthy, and joyous holiday season and peace for all in 2024.

From my family to yours, we wish you a happy, healthy, and joyous holiday season and peace for all in 2024. See you in the New Year!

11/14/2023

The holidays are upon us. The next time someone asks if you have an with a strong strategy in place, be that person that can quickly end the conversation with that tacit smile that says, “Yes.”

https://riskresource.com/its-that-time-of-year/

07/20/2023

Does the life insurance coverage you purchased years ago meet your current needs?

Examine your current financial situation. Does the life insurance coverage you purchased years ago meet your current needs?

06/07/2023

During times of economic uncertainty, changing legislation, or a declining health situation, people often desire the option to modify their life insurance policies to better align with their evolving needs and financial goals.

Something that many policy holders are not fully aware of is that their insurance coverage likely includes conversion privileges.

12/13/2022

Global life expectancy, scientific discoveries, Costco's hotdog combo, and Happy Holidays!

This year certainly has had new and unique challenges, but it’s ending with a variety of positive outcomes.

10/06/2022

An individual’s ability to earn an income as an intangible family asset is converted into tangible wealth over a period of years. As with any high-value asset, consider insuring against the risk of loss.

The following methods are the most common ways to calculate an individual’s life insurance needs to bridge the financial gap until retirement.