Austen Dudley

Austen Dudley Loan Officer - CrossCountry Mortgage, Personal NMLS #1087733, Corporate NMLS # 3029, 480-261-1838, Equal Housing Opportunity

Austen is an Arizona native, where he grew up in Scottsdale, graduating from Saguaro High School where he was the captain of his golf team senior year, and a four year varsity player. He continued on to Arizona State University where he earned a Bachelor of Arts Degree in Communication with a Minor in Business in 2011. In 2008, with a passion for travel, Austen studied abroad with the Hugh Downs S

chool of Human Communication in England, Ireland, Scotland and Amsterdam. Austen married his wife, Briana, in 2015, in Scottsdale, and had their first son, Giovanni, in 2016. They are expecting their second child in 2017! Austen began his financial career in retail banking with Wells Fargo in 2009 while attending college and after graduation. Austen was recognized several times as a top performing banker in the state with Wells Fargo, and has worked for several other leading financial firms in the banking industry. In 2016, he was approached with the opportunity to enter the mortgage industry. With his vast financial and superb customer service experience, it was a no brainer and an easy transition. It is Austen's belief that having pristine communication throughout the entire mortgage process and providing clients with world class customer service are what's most important when it comes to lending and the home buying process. Helping clients understand their options and tailoring products to fit their long term needs is vital in one of the biggest decisions anyone can make in life

06/10/2026

The loan program most real estate investors don’t know about: DSCR loans.

Perfect for many rental property owners looking to refinance hard money, improve cash flow, and grow their portfolio without traditional income documentation.

DM “DSCR” for details.

06/06/2026

No better way to end the week 😏

Congrats to these buyers who will be homeowners by early next week 🙌🏻 🏡

06/03/2026

Mortgage approvals aren’t always about qualifications.

Sometimes it’s about structure.

In certain cases, a 29-year mortgage can get approved when a 30-year mortgage doesn’t.

Most homebuyers assume mortgage options are limited to 15-year and 30-year terms, but loan structuring can sometimes be adjusted in ways that improve qualifying and create additional approval opportunities.

This is why mortgage strategy matters just as much as rates, credit score, or income.

If you’re buying a home in Arizona, understanding how loan structure works could make a real difference in your approval process.

DM me “MILES” to review your mortgage options.

06/02/2026

FHA & VA 5-year ARMs are back in the conversation and most buyers are misunderstanding how they actually work.

Lower initial rate. Lower payment upfront. Built for short-term homeowners, relocations, and strategic entry point, not forever loans.

If you’re sitting on the sidelines because rates feel too high, this might be the structure that gets you in the door without overextending.

DM me “ARM” and I’ll break down if it fits your situation.

06/02/2026

It’s the longest-running market strategy with zero closings…

You can’t time the housing market.

Every cycle we see people waiting for rates to drop or a crash that may or may not come… while life keeps moving.

The truth is the best time to buy a home is when it makes sense for you—your finances, your goals, your timeline.

If you’re wondering what that looks like in today’s market, I’m always here to break it down.

GOT MORTGAGE?For first-time buyers.For growing families.For people still waiting for rates to go back to 2021.Because “I...
05/31/2026

GOT MORTGAGE?

For first-time buyers.

For growing families.

For people still waiting for rates to go back to 2021.

Because “I’ll buy when rates drop” has been under construction for years now.

Mortgage. It does a homeowner good.

Got Mortgage?





Happy Birthday to our baby girl.  Can’t believe you’re 4 today!!  Please stop growing.  We love you so much ❤️ ❤️❤️❤️   ...
05/30/2026

Happy Birthday to our baby girl. Can’t believe you’re 4 today!! Please stop growing. We love you so much ❤️ ❤️❤️❤️

05/30/2026

Heading into the weekend, mortgage rates have improved for 5 straight days, signaling a short-term shift in today’s mortgage market.

This improvement is creating better monthly payment opportunities for buyers and improving refinance scenarios for homeowners. Even small rate movements continue to impact affordability and purchasing power.

We’re also still seeing seller concessions and credits in today’s real estate deals, which is helping buyers navigate higher home prices more effectively.

If you’re thinking about buying, refinancing, or just want to understand what this means for your situation, reach out anytime for mortgage advice.

05/29/2026

Still holding onto that 2.9% rate but drowning in credit card payments? 👀 In a lot of cases, monthly cash flow matters more than the interest rate you’re scared to let go of.

A cash out refinance could help roll debt into one payment, free up monthly money, and help you breathe again. 💰🏡

05/28/2026

When the client wants to run the numbers, but we don’t know what type of financing we’re doing yet, or if they’re even approved 🤪 🤷🏻‍♂️

Address

Scottsdale, AZ
85255

Website

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