72-t Professor, Powered by Spivak Financial Group

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72-t Professor, Powered by Spivak Financial Group IRS Rule 72(t) SEPP allows individuals to unlock their retirement money penalty-free pre 59 1/2. Powered By The Spivak Financial Group.

Our Mission is to help individuals nationwide who are Under the Age of 59 1/2 to Utilize and Enjoy their Retirement Money WITHOUT the Tax Penalties normally associated With Early Retirement Due to Corporate Downsizing, Voluntary Retirement or Unexpected Loss of Work. Securities and advisory services offered through Centaurus Financial, Inc., Member FINRA (www.finra.org) and SIPC (www.sipc.org), a Registered Investment Advisor. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. Information relating to securities is intended for use by individuals residing in AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MI, MN, MO, MT, NV, NJ, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI & WY. Centaurus Financial and The Spivak Financial Group are not affiliated.

Lifestyle inflation can be the enemy of wealth building.
10/18/2026

Lifestyle inflation can be the enemy of wealth building.

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

Earnings season can move markets. Find out why.
10/17/2026

Earnings season can move markets. Find out why.

Earnings season can move markets. What is it and why is it important?

C&R Research reports that the average American spends \$219 on subscriptions. Many find themselves with an unclear idea ...
10/16/2026

C&R Research reports that the average American spends \$219 on subscriptions. Many find themselves with an unclear idea how much they are spending on their services, in many cases underestimating the amounts by upwards of \$100 per month.

A look as how autopay subscriptions can be a drain on your finances, especially when forgotten.

Looking for a quick read? Explore the role Money Market Funds may play in your portfolio thanks to this concise article.
10/15/2026

Looking for a quick read? Explore the role Money Market Funds may play in your portfolio thanks to this concise article.

Check out this brief article which explores the role Money Market Funds may play in your portfolio.

Do you have intellectual property? Have you incorporated it into your estate strategy? Read more about how you might inc...
10/13/2026

Do you have intellectual property? Have you incorporated it into your estate strategy? Read more about how you might incorporate your IP into your estate strategy in this detailed article.

Do you have intellectual property? Consider how you might include your IP into your estate strategy in this detailed article.

There are benefits and limitations when you decide to donate stock. Learn more from our message.
10/12/2026

There are benefits and limitations when you decide to donate stock. Learn more from our message.

There are benefits and limitations when you decide to donate stock.

What actually happens when the U.S. government shuts down?
10/11/2026

What actually happens when the U.S. government shuts down?

This handy interactive explains which essential government services are affected by a shutdown.

This piece guides readers through placing financial pillars in place, sustaining financial well-being or creating wealth...
10/10/2026

This piece guides readers through placing financial pillars in place, sustaining financial well-being or creating wealth.

Sustain financial well-being or create wealth through these actions.

When was the last time you paid yourself first?
10/09/2026

When was the last time you paid yourself first?

It sounds simple, but paying yourself first can really pay off.

In 2024, the average work bonus was roughly 2.8 percent of the worker’s annual salary, across all industries. What would...
10/08/2026

In 2024, the average work bonus was roughly 2.8 percent of the worker’s annual salary, across all industries. What would you do with yours?

This article examines one's options when receiving a work bonus or other financial windfalls.

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