72-t Professor, Powered by Spivak Financial Group

72-t Professor, Powered by Spivak Financial Group IRS Rule 72(t) SEPP allows individuals to unlock their retirement money penalty-free pre 59 1/2. Powered By The Spivak Financial Group.

Our Mission is to help individuals nationwide who are Under the Age of 59 1/2 to Utilize and Enjoy their Retirement Money WITHOUT the Tax Penalties normally associated With Early Retirement Due to Corporate Downsizing, Voluntary Retirement or Unexpected Loss of Work. Securities and advisory services offered through Centaurus Financial, Inc., Member FINRA (www.finra.org) and SIPC (www.sipc.org), a

Registered Investment Advisor. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. Information relating to securities is intended for use by individuals residing in AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MI, MN, MO, MT, NV, NJ, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI & WY. Centaurus Financial and The Spivak Financial Group are not affiliated.

Learn the language of life insurance.
09/03/2026

Learn the language of life insurance.

When considering life insurance, it's important to understand your options.

These 6 things might make your next return a prime target for an IRS audit.
09/02/2026

These 6 things might make your next return a prime target for an IRS audit.

Here are six flags that may make your tax return prime for an IRS audit.

Some simple, inexpensive energy-saving tips that may help you save money.
09/01/2026

Some simple, inexpensive energy-saving tips that may help you save money.

Here are some simple and inexpensive energy-saving tips that may help you save money.

Learn about Medicare’s popular program, offering retirees free gym membership and health education.
08/31/2026

Learn about Medicare’s popular program, offering retirees free gym membership and health education.

Medicare’s popular program, offering free gym membership and health education.

New legislation brings significant changes to tax brackets, deductions, and credits — some permanent, some temporary. Fr...
08/30/2026

New legislation brings significant changes to tax brackets, deductions, and credits — some permanent, some temporary. From tips and overtime to child credits and estate exemptions, here's what you need to know about the One Big Beautiful Bill Act.

The One Big Beautiful Bill is now law. Here's a clear breakdown of what changed, what's temporary, and what it means for you.

Check out this video on taxes.
08/29/2026

Check out this video on taxes.

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Many have heard they should avoid probate; do you understand what probate is and how it works?
08/28/2026

Many have heard they should avoid probate; do you understand what probate is and how it works?

Probate can be a completely public process, or it can be managed to include as little information as possible.

Currency has been around for a long time. Here's a quick history lesson.
08/27/2026

Currency has been around for a long time. Here's a quick history lesson.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed an...

Personality vs. Pocketbook: Should you lease, finance, or pay cash for your next car?
08/26/2026

Personality vs. Pocketbook: Should you lease, finance, or pay cash for your next car?

Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.

Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
08/25/2026

Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.

When you take the time to learn more about how it works, you may be able to put the tax code to work for you.

Address

8753 East Bell Road Suite #101
Scottsdale, AZ
85260

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+14805569931

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