What are the opening hours?

Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Credit & Debt

We bring self-worth to your net worth by guiding you to make smarter financial decisions.

Credit & Debt provides free financial coaching to help you manage your debt, monitor your credit, find loans and credit cards, and more. You can also make sense of your money with Money Sensei™, our free financial management platform that intelligently analyzes your spending habits, helps you manage budgets, payoff your debts faster, and more. Contact our free coaches if you need help getting out of debt or improving your credit!

09/01/2025

Happy Labor Day!

Our offices are closed today, but we will resume regular business hours tomorrow.

07/03/2025

Happy Independence Day 🇺🇸 Our offices are closed on July 3 and July 4 in observance of Independence Day. We will resume regular business hours on July 5.

05/26/2025

Our office is closed in observance of Memorial Day. We will resume regular business hours tomorrow.

03/13/2025

We’re excited to announce that Bryan Sullivan has been promoted to President & Chief Financial Officer! Bryan, who joined IDIQ in May 2021, has been a key player in the company's growth and success.

In Bryan's expanded role, he will focus on revenue growth within existing channels, expansion into new channel opportunities, and transformational operations. Learn more about Bryan and IDIQ here:
https://pulse.ly/zzabzvtt2z

Congratulations, Bryan!

03/01/2025

💰 Thinking about using collateral for a personal loan?

Some assets qualify — others don’t. While vehicles, savings accounts, and real estate can often be used as collateral, everyday items, future income, and retirement accounts usually don’t qualify. Understanding what works, and what doesn’t, can help you make informed financial decisions.

Find out what lenders accept and what’s off-limits. Learn more: https://pulse.ly/txdcptrhrj

02/17/2025

Our office is closed in observance of Presidents’ Day. We will resume regular business hours tomorrow.

01/21/2025

🏠 Thinking about buying a home but worried about your debt consolidation? Here's what you need to know!

Does debt consolidation affect buying a home?

While debt consolidation might cause a temporary dip in your credit score due to hard inquiries, don't let that discourage you from your dreams of homeownership! Here's how debt consolidation can help your home buying journey:

• Smart debt consolidation shows lenders you're financially responsible
• Regular, on-time payments improve your creditworthiness
• Lower debt-to-income ratio increases mortgage approval chances
• Better monthly payment management demonstrates financial stability

Want to learn how long you should wait after debt consolidation before applying for a mortgage? And what steps you can take to boost your approval chances? 👉 Read more here: https://pulse.ly/cke3d7vyrg

01/20/2025

Our offices are closed today in observance of Martin Luther King Jr. Day. We will resume regular business hours tomorrow.

01/01/2025

Happy New Year from Credit & Debt!

Our offices will be closed on Jan. 1. We will return to regular business hours on Jan. 2.

#2025

12/24/2024

Happy Holidays from Credit & Debt!

Our offices will be closed on Dec. 24 and Dec. 25. We will return to regular business hours on Dec. 26.

Address

15169 N Scottsdale Road, #205
Scottsdale, AZ
85260

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+18662506624

Website

https://creditanddebt.org/

Alerts

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