Home Loans by Stacie - NMLS 1992998

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Home Loans by Stacie - NMLS 1992998

🏠 Senior Loan Originator / Loan Partner to Jason Smith
💼 CrossCountry Mortgage, LLC - NMLS3029
🪪 Personal NMLS1992998
(1)

Senior Loan Officer | Loan Partner to Jason Smith
The Smith & Pursely Team
Personal NMLS 1992998 | (480) 478-4922
CrossCountry Mortgage LLC - Company NMLS3029
Equal Housing Opportunity

09/08/2026

Fixed or variable? Which home loan fits your plans? 🏡📊 The right option depends on more than today's interest rate. It's worth looking at how each structure could affect your payments, flexibility, and total borrowing costs over time.

🔒 Fixed rate – Your interest rate is set for a defined period, providing more predictable payments during that period.

📈 Variable or adjustable rate – Your interest rate can change based on the loan terms and market conditions, which means your payments or borrowing costs may change over time.

Before deciding, consider how long you plan to own the home, how much payment flexibility you have, your tolerance for changing rates, and the full costs and features of each option.

Mortgage products and rules vary by market and lender, so make sure you understand exactly how your chosen loan works.

📩 Compare the options carefully and choose a home loan that fits both your budget today and your plans for the future.

09/06/2026

Property values have shifted significantly over the past few years, and your home may be worth more than you think.

A professional home valuation gives you:
📊 An accurate picture of current market conditions in your area
🏠 Recent comparable sales data to benchmark your property
📅 A realistic timeline and expected price range
💡 Practical advice on what, if anything, to do before listing

Whether you are planning to sell soon or just curious, understanding your home's current value is always useful information!

Reach out if you need a referral. I work with some of the best there is.

09/05/2026

Planning to buy a home next year? Fall is the perfect time to start preparing. 🍂🏡

Getting ready now can put you in a stronger position when you're ready to make your move.

Here's what to focus on this fall:

💰 Build your down payment fund by setting a savings goal and creating a realistic budget.
📈 Strengthen your credit by paying bills on time, reducing outstanding balances, and avoiding unnecessary new debt.
📋 Review your finances to understand what you can comfortably afford each month.
🏘️ Research communities to narrow down where you'd like to live before you begin house hunting.
🤝 Connect with a real estate professional early to learn about the buying process, current market conditions, and what you can do now to prepare.

A little planning today can make next year's home search feel much smoother and far less stressful. Let's map out the steps that can help you become purchase-ready by next year!

09/03/2026

Buying a home is a major milestone, and it deserves expert guidance every step of the way. 🏡✨

A great agent doesn’t just show houses; they build a tailored strategy, guide your decisions, and help you navigate every step with confidence.

From your first showing to closing day, it’s about creating a smooth, successful, and stress-free experience.

🔑 Start your home search with a clear plan; reach out if you need a referral. I work with some of the best there is.

09/01/2026

Contentment doesn't begin when everything is perfect. ✨

It's easy to think happiness is waiting on the other side of the next goal, the next achievement, or the next chapter. But sometimes the most meaningful shift happens when we pause and appreciate what we already have!

💛 What's one thing you're grateful for today?

08/30/2026

A well-prepared rental property can help attract quality tenants, reduce maintenance issues, and create a better experience for everyone involved.

Before welcoming new tenants, consider these important steps:

🧹 Make the property clean and move-in ready: A fresh, well-maintained space creates a strong first impression and helps tenants feel confident in their new home.

🔧 Complete repairs and maintenance: Address small issues before they become bigger problems. Check appliances, plumbing, electrical systems, and safety features to ensure everything is working properly.

🎨 Choose practical, durable finishes: Select materials and fixtures that can handle everyday wear while keeping the property comfortable and appealing.

📋 Review rental requirements: Make sure the property meets applicable safety standards and local regulations before tenants move in.

📸 Create a strong listing: Quality photos and an accurate description can help attract the right tenants and set expectations from the start.

A prepared property does more than attract tenants. It helps protect your investment, reduce future headaches, and create a smoother rental experience.

🔑 Set your rental property up for success from day one with a thoughtful preparation plan before your next tenant moves in.

08/29/2026

Renting can be a valuable step before homeownership, offering real insight into what truly matters in a home.

Your rental can help you identify:

📍 The location that fits your lifestyle – The right community can be just as important as the home itself.
💰 A comfortable monthly budget – Living expenses today can help you plan for future homeownership.
🛠️ Maintenance expectations – Renting can help you understand how much upkeep you're comfortable taking on before becoming a homeowner.
🧩 The layout and features you actually use – Knowing your non-negotiables makes house hunting much more focused.

Homeownership doesn't happen overnight. It starts with a plan, and every experience along the way helps shape that plan. When you're ready to turn renting into owning, reach out and start building a strategy that gets you there!

08/27/2026

Your home equity could be more than just value on paper. 🏡💰

For some homeowners, home equity can be used as a tool to consolidate higher-interest debt into a single payment. Depending on your financial situation and the lending options available in your area, this may help simplify your finances or reduce overall borrowing costs.

Before making a decision, it's important to consider:

💡 The total cost of borrowing. Extending debt over a longer repayment period can reduce monthly payments but may increase the total interest paid over time.

📊 Your available equity. The amount you can access depends on your home's value, existing mortgage balance, and your lender's requirements.

🤝 Your long-term financial goals. Using home equity means your home is being used as security, so it's important to make sure the strategy aligns with your overall financial plan.

Debt consolidation isn't the right solution for everyone, but for some homeowners, it can be a practical way to better manage their finances when used responsibly.

📩 Reach out today to see if using your home equity could be a smart option for your financial goals.

08/25/2026

When it comes to pricing your home, emotions can be tricky. It’s natural to value your home based on memories and the special moments you’ve had there, but buyers focus on market value, comparable homes, and current trends.

Setting the right price means balancing your sentimental attachment with what the market will bear. Price too high, and your home could sit unsold for months; price too low, and you might leave money on the table.

Work with a knowledgeable agent who can provide a clear, data-driven market analysis to help you price competitively and attract serious buyers.

Remember: pricing smart is the first step to a successful sale!

08/23/2026

For many homeowners and buyers, the biggest challenge isn’t finding a home; it’s figuring out how all the moving parts come together at once. Timing the sale, securing financing, managing equity, or coordinating two transactions can feel overwhelming without a clear plan.

The right strategy can turn uncertainty into a clear, step-by-step plan that feels manageable and intentional.

So what's holding you back from your next move? Let’s connect and map out a strategy that fits your situation and goals!

Address

14861 North Scottsdale Road, Suite 105
Scottsdale, AZ
85254

Telephone

+14808186355

Website

http://www.ccm.com/stacie-lindal

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