Money & Mortgage with Melissa

Money & Mortgage with Melissa 30+ years educating homebuyers and investors. Mortgage Lender skilled in asset and debt strategies to build wealth.

Scottsdale-based, serving clients and business owners with concierge guidance. Melissa Cox NMLS #694425 | Connect Mortgage NMLS #2406654 Melissa Cox | NMLS #694425 | Barrett Financial Group, L.L.C. | Brokerage is licensed in all states except NY | NMLS #181106 | 275 E Rivulon Blvd Suite 200, Gilbert, AZ 85297 | AZ 0904774 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

03/23/2026

Invest in what matters most: your future. 🚀

Whether you’re buying your first home 🏡 or growing your investments 📈, it all starts with one step.

03/12/2026

🩺 Doctors & Medical Professionals 👉 Buy a Home with 100% Financing! 🤯

Great news for medical professionals looking to purchase a home! With the Doctor Loan Program, you may be able to buy a home with NO down payment and NO PMI.

✨ Program Highlights:
✔️ 100% Financing Available
✔️ No Mortgage Insurance (MI)
✔️ Loan amounts up to $2,000,000
✔️ Minimum FICO 680
✔️ Student loan payments may be excluded (case by case)
✔️ Gift funds allowed for reserves
✔️ 15, 20, 30-year fixed options
✔️ ARM options available (5/6, 7/6, 10/6)

👩‍⚕️ Eligible Medical Professionals:
MD | DO | DDS | DMD | PharmD | VMD | DPM | CRNA

If you're a doctor looking to purchase your primary residence with little to no money down, this program could be a great option.

📩 Message me today to learn more or see if you qualify!



NMLS #694425

03/11/2026

Stop investing in your landlord… start investing in yourself. 🏡

If you’re a first-time home buyer, you might be closer to owning a home than you think! There are loan programs designed to help with low down payments and flexible options.

Instead of paying rent every month and building someone else’s wealth, you could be building your own equity and future.

If you’ve been thinking about buying your first home, let’s talk about your options and see what’s possible!

📩 Message me to get started.

03/09/2026

02/11/2026
02/04/2026

If you’re a business owner and thinking about getting a mortgage from a large bank, let me share something most people don’t realize.

Large banks typically require full documentation; tax returns, W-2s, and very traditional income structures. Many successful business owners don’t fit neatly into that box, even though they make great money.

As a mortgage broker, I work with multiple lenders, including ones that offer programs specifically designed for business owners, like bank statement loans or DSCR loans for real estate investors.

Instead of being limited to one bank’s guidelines, I can help explore several options and find a solution that actually matches how you operate financially.

Before you head into a big bank and risk getting discouraged, talk to a broker first. It could open up options you didn’t even know were available.

Let’s run numbers before you go to a big bank, DM me.

01/27/2026

Thinking of moving to Scottsdale?

Luxury homes require strategic financing, and that’s where we come in.

Luxury loans. Expertly structured.
Start with the right team.






01/25/2026

🏡 Beautiful Home Near Westgate – Prime Glendale Location! 🌴

Don’t miss this stunning, well-maintained home located just minutes from Westgate Entertainment District in the heart of Glendale, AZ!

✨ Features include:
• Spacious 3-car garage
• Prime location near shopping, dining, and entertainment
• Immaculately cared for inside and out
• Beautiful curb appeal
• Quiet, desirable neighborhood

This home truly shows pride of ownership and is perfect for anyone wanting convenience, style, and space in one of Glendale’s most sought-after areas.

📩 Message me for details or to schedule a showing—this one won’t last!

01/21/2026

Luxury is in the details, including how it’s financed.
(602) 402-2983 | NMLS #694425 | Connect Mortgage | Scottsdale

01/16/2026

VA buyers 📣 don’t forget the power of your VA loan 🇺🇸

✅ Zero down payment
✅ No PMI
✅ Competitive rates

As a mortgage broker, I shop multiple lenders to find the best rates and options for YOU, not the bank. 🚫💸

If you’re thinking about buying or just have questions, give me a call or send me a message. I’m happy to help! 😊

Thank you for your service, and thank you for the opportunity to help you use one of the best home loan benefits available. ❤️🤍💙

*Subject to approval
NMLS 694425

12/18/2025

🏡 Think You Need a Big Down Payment to Buy a Home? Think Again.

There are Down Payment Assistance programs that allow buyers to purchase with little to NO money out of pocket.

✔️ Some programs offer 0% down ✔️ Others help cover down payment + closing costs ✔️ And right now, it’s still a buyer’s market — many sellers are paying closing costs

Instead of paying rent… 👉 You’re building equity 👉 You’re locking in your own payment 👉 You’re investing in your future

If renting feels like throwing money away, let’s talk about your options.
📲 Free home-buying consult — no pressure, just education.

Melissa Your Money Girl 💰🏠
Mortgage Mom 💕
📞 (602) 402-2983
NMLS #694425

Address

14358 N Frank Lloyd Wright Boulevard Suite 14
Scottsdale, AZ
85260

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