John Vitale Home Loans

05/02/2024

Closing is exciting for any homebuyer. It is the last step when purchasing a home. During closing, ownership of the home is officially transferred from the seller to the buyer. The buyer will sign any remaining documents and will pay closing costs and any fees.

Have questions about the closing process? Give us a call.

Closing is exciting for any homebuyer. It is the last step when purchasing a home. During closing, ownership of the home is officially transferred from the s...

04/24/2024

Are you afraid to buy a home now, only to have rates drop in the next year? While it feels like we might be in the "new normal" as far as rates are concerned, the Axia Market Advantage program may be the assurance you need to get off the fence!

Finance a new home purchase with Axia now and if rates drop after 7 months of on-time mortgage payments, you can refinance with no lender fees* for up to 36 months!

Contact me today to learn more!

04/22/2024

Rising prices for fuel and food - and just about everything else we buy - have many consumers looking for ways to cut costs. Fortunately, there may be a few money-saving opportunities right in your own home!

In honor of Earth Day, we're sharing our blog post with 5 easy and cost-effective ways to cut down on your monthly energy bills. There's a link at the end of the article to even more tips to help you save some cash while helping our planet.

With the rising prices of groceries and gasoline, you may be looking for ways to save some money. A good place to start is inside your home. According to the Bureau of Labor Statistics (BLS) data, the average American household spent more than $4,500 on utilities (i.e., electricity, gas, water) in 2...

04/17/2024

Spring is traditionally the kickoff to homebuying season and despite existing inventory being up 10% year over year, it still may not be enough to meet demand - especially if rates dip. If you're in the market for a new home this year, get ahead of your competition by getting a mortgage pre-approval.

Contact me today to get started and ask me about our $10K Guarantee!

04/11/2024

Your tax refund could get you one step closer to achieving your homeownership goals! Axia offers low and zero down payment options, which means that refund could cover much - or all - of your down payment or closing costs!

Contact me today to get prequalified!

04/04/2024

The principal is the amount of a mortgage loan that you pay back. Your monthly payment includes a portion of the principal.

When a payment on the principal is made, you will owe less on your loan and your equity in your home will increase.

Have questions about mortgages? Leave us a comment below or give us a call!

04/02/2024

Less than two weeks to go until this year's tax filing deadline! Check out our brief blog post for a quick reminder of a couple of tax benefits that homeowners can take advantage of.

Be sure to consult with a qualified tax professional if you have any questions related to tax deductions and credits.

There are plenty of perks if you own a home. You don’t have to pay rent and you can decorate your home to suit your personality. But there are other benefits to homeownership – financial benefits.

03/19/2024

Calling all real estate agents!

When you partner with an Axia Loan Originator, you and your clients benefit from the convenience of the Axia Mobile App!

Our app is co-branded and has the ability to feature links to your website and listings page. It's easy to share with your clients, giving them the ability to search for homes, calculate potential mortgage payments, and apply and track their loan progress all in once place!

Contact your Axia Loan Originator today for more information and to receive an invite link!

The Axia Mobile App allows Realtors and mortgage professionals to meet their clients' needs on the go, all in one place. Co-branding is fast and easy, and th...

03/14/2024

Did you know that monetary gifts may be used toward a down payment on a home?

There are a few things to be aware of if you're hoping to receive (or planning to give!) a financial gift for a home purchase.

Check out our helpful blog post to learn more!

If a family member or friend is offering to give you money to put towards the purchase of a new home, then you certainly will have an advantage in today’s market. If you use that money as part of your down payment . . .

03/04/2024

Keep up with your mortgage application on-the-go with our convenient, user-friendly mobile app available for iOS and Android.

The Axia App allows you to easily calculate your mortgage payments, scan and send documents, and track loan progress all while keeping in close contact with your Loan Originator.

Reach out to your Loan Originator for an invitation to download, or find it in your app store today!

02/22/2024

Considering a new build this year?

Avoid the extra costs that come with re-qualifying, additional appraisals, and more! With Axia Home Loans, you can purchase your lot, finance construction, and close on your permanent mortgage in a single transaction.

Contact an Axia Loan Originator today for more info about our One Time Close Construction Loans!

02/16/2024

Ready to fall in love with a home, but not in love with today's rates?

With Axia's Market Advantage program, you can buy now and refinance within 36 months with no lender fees*!

Contact an Axia Loan Originator today and get one step closer to finding your perfect match!