I am a nationally recognized One Percenter with more than 23 years of lending experience, beginning in residential mortgage banking and expanding into commercial real estate, business lending, and structured capital solutions. Since entering the mortgage industry in 2003, I have personally funded more than $1 billion in residential mortgage volume and have consistently ranked among the top origina
tors in the country. Today, my work extends beyond residential lending into commercial real estate finance, business lending, construction and development financing, and complex capital structures for investors, developers, business owners, and high-net-worth clients. My career has included being named Chicago’s Top Individual Loan Officer in 2018, recognition in Forbes and Entrepreneur Magazine, being named a Modern Luxury Chicago Power Player, and recognition as a top mortgage professional in my current market of Phoenix, Arizona. I have also been recognized by Chicago Agent Magazine’s Who’s Who in Chicago Real Estate consistently since 2011. From Residential Mortgages to Structured Capital
I entered the mortgage business in 2003 and never looked back. I was young, imaginative, competitive, and constantly looking for a better way to do things. Hard work became my closest friend, but I quickly learned that hard work alone wasn't enough. I found myself pushing against outdated banking models, archaic leadership, inefficient technology, and an industry that often taught loan officers how to survive rather than how to build a scalable business. Over the next two decades, that mindset took me beyond traditional residential mortgage origination. As my clients, referral partners, and transactions became more sophisticated, so did the financing solutions they required. Today, I work across a much broader capital landscape, helping structure financing for commercial real estate, residential and commercial development, construction, investment properties, business acquisitions and expansion, and other complex lending scenarios where the solution often requires more than simply finding a mortgage rate. My role has evolved from originating loans to structuring capital and finding the right lending solution for the transaction. The One Percenter
Along the way, I spent hundreds of thousands of dollars looking for ways to build a better business. I invested tens of thousands of hours testing strategies, systems, marketing, technology, and business models. Those experiences ultimately helped me develop and refine a simplified business model that allowed me to consistently compete among the top 1% of mortgage originators in the nation. The philosophy is simple: lending professionals don't need more noise. They need better systems, stronger relationships, disciplined execution, modern technology, and a business model designed around where the financial industry is going, not where it has been. There are countless "coaches" in the mortgage industry. Far fewer are actively working in the trenches, originating and structuring transactions, managing clients, solving difficult deals, building referral relationships, navigating changing capital markets, and dealing with the same obstacles lending professionals face every day. That distinction matters to me. My goal with The One Percenter has always been to take more than two decades of real-world lending experience, including the successes, failures, mistakes, and lessons learned along the way, and turn it into something other professionals can actually use. Reject outdated industry norms. Build a better business. Think differently. Execute relentlessly. Become a One Percenter. Anthony Marinaccio | NMLS #211587 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AR 124815 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | FL MLD1880 | IL MB.6761630 view reinvestment notice barrettfinancial.com/illinois-reinvestment | MA MC181106 & MC181106 | MI fl0022342 | NC B-203722 | NJ | PA 92105 | SC MLS - 181106 | TX view complaint policy at barrettfinancial.com/texas-complaint | VT LL-181106 & MB-181106 | WV MB-181106 & ML-181106 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
