Greg Gale - Nova Home Loans - Nmls: 193428

Greg Gale - Nova Home Loans - Nmls: 193428 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131230.

Also licensed by the CA-DBO under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. Nova Financial & Investment Corporation, dba NOVA Home Loans NMLS 3087

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131230. Greg Gale NMLS 193428 | Holly Taylor NMLS 1369065 | Larry Neaman NMLS #1267000

NOVAยฎ Home L

oans NMLS # 3087 | BK 0902429
Equal Housing Opportunity
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131230. http://www.novahomeloans.com/loan-info/

NOVAโ€™s Consumer Access: https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087
NOVA's Privacy Policy:https://www.novahomeloans.com/media/383141/privacy.pdf
NOVA's Fair Lending Statement:https://www.novahomeloans.com/media/3400/fair-lending-statement.pdf

๐Ÿ™When we serve others, we serve ourselves and I can't imagine a perfect life without doing what I love the most! ๐ŸŒŸ      ...
01/20/2022

๐Ÿ™When we serve others, we serve ourselves and I can't imagine a perfect life without doing what I love the most! ๐ŸŒŸ

After almost two years of double-digit increases, many experts thought home price appreciation would decelerate or happe...
01/19/2022

After almost two years of double-digit increases, many experts thought home price appreciation would decelerate or happen at a slower pace. ๐Ÿง

However, the latest Home Price Insights Report from CoreLogic indicates while prices may have plateaued, appreciation has definitely not slowed.

Experts had projected the supply of housing inventory, and buyer demand will increase, as it historically does later in the year. Since all pricing is subject to supply and demand, it seemed that appreciation would wane under those conditions. ๐Ÿค”

Buyer demand, however, did not slow as much as expected, and the number of listings available for sale dropped instead of improved. ๐Ÿ“ˆ

The market is always ready for you to make a move. Let the experts help you trhouhout the process. Contact us now!

12/21/2021

Wondering what's coming in the year ahead? ๐Ÿค” Here's a look at what experts expect from the housing market in 2022.๐Ÿ”‘๐Ÿก๐Ÿš›

Keep these tips in mind if you want to improve your chances of being pre-approved for a loan ๐Ÿค“
12/15/2021

Keep these tips in mind if you want to improve your chances of being pre-approved for a loan ๐Ÿค“

๐Ÿšจ Mortgage Tip Thursday ๐ŸšจYou need to have a good credit score before applying for a mortgage ๐Ÿก๐Ÿ”‘ make sure to organize yo...
12/02/2021

๐Ÿšจ Mortgage Tip Thursday ๐Ÿšจ
You need to have a good credit score before applying for a mortgage ๐Ÿก๐Ÿ”‘ make sure to organize your finances and not ask for unnecessary credits before submitting an application ๐Ÿ†๐Ÿค“๐Ÿ’ฐ

Happy December 1st โ„ hope this month brings blessings to you and your loved ones โ›„๐ŸŽ๐ŸŽ„
12/01/2021

Happy December 1st โ„ hope this month brings blessings to you and your loved ones โ›„๐ŸŽ๐ŸŽ„

The past year and a half brought about significant life changes for many of us. For some, it meant entering retirement e...
11/22/2021

The past year and a half brought about significant life changes for many of us. For some, it meant entering retirement earlier than expected. Recent data shows more people retired this year than anticipated. ๐Ÿš€

If youโ€™ve recently retired, your home may not fit your new lifestyle. The good news is, youโ€™ve likely built-up significant equity that can fuel your next move. According to the latest Homeowner Equity Insights report from CoreLogic, homeowners gained more than $50,000 in equity over the past 12 months alone. That, plus todayโ€™s sellersโ€™ market, presents a great opportunity to sell your house and address your evolving needs.๐Ÿ†

๐Ÿ‘‰You Can Move Closer to the Ones You Love

The 2021 Home Buyers and Sellers Generational Trends report from the National Association of Realtors (NAR) provides a look at the reasons people buy homes. For those reaching retirement age, the number one reason to buy is the opportunity to be closer to loved ones, friends, or relatives.๐Ÿ‘ชโค

If you find yourself farther from your loved ones than youโ€™d like to be, retirement and the equity youโ€™ve built in your home may enable you to move closer to the people in your life who matter most.๐Ÿ…

๐Ÿ‘‰You Can Find the Right Home for Your Needs

Not only can your equity power a move to a new location, but it can also help you purchase the right size home ๐Ÿก Lawrence Yun, Chief Economist at NAR, says many homebuyers 55 and older choose to downsize โ€“ or buy a smaller home โ€“ when they make a purchase:

โ€œClearly from the age patterns, young people want to upsize, and the older generation is looking to downsize. . . .โ€๐Ÿ”‘

If youโ€™ve recently retired and your needs are changing, youโ€™re not alone. Letโ€™s connect so you can get a better sense of how to find a home that will match your situation. โญ

Make sure you always set your goals and give them some time โฐ otherwise, it won't be achieved or it won't happen โœ๏ธ     ...
11/22/2021

Make sure you always set your goals and give them some time โฐ otherwise, it won't be achieved or it won't happen โœ๏ธ

The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed s...
11/15/2021

The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation ๐ŸŽ–

For over 75 years, VA home loans have provided millions of veterans and their families the opportunity to purchase their own homes. ๐Ÿก

Some of the benefits that the VA offers are lower interest rates, lower monthly payments, no or low down payments, and no private mortgage insurance. ๐Ÿ“Š

One way we can honor and thank our veterans this year is to ensure they have the best information about the benefits of VA home loans. Homeownership is the American Dream.๐Ÿ™Œ Our veterans sacrifice so much in service to our nation and deserve to achieve their homeownership goals.

Thank you for your service. ๐Ÿ‘

Stop feeding anxious thoughtsโœ‹, and find the personal peace you crave. ๐Ÿ™
11/15/2021

Stop feeding anxious thoughtsโœ‹, and find the personal peace you crave. ๐Ÿ™

Mortgage rates are one of several factors that impact how much you can afford if youโ€™re buying a home ๐Ÿค• When rates are l...
11/10/2021

Mortgage rates are one of several factors that impact how much you can afford if youโ€™re buying a home ๐Ÿค• When rates are low, they help you get more house for your money. Within the last year, mortgage rates have hit the lowest point ever recorded, and theyโ€™ve hovered in the historic-low territory. But even over the past few weeks, rates have started to rise. This past week, the average 30-year fixed rate was 3.14%.๐Ÿ“ˆ

What does this mean if youโ€™re thinking about making a move? Waiting until next year will cost you more in the long run. ๐Ÿ’ฐ

If rates rise even a half-point percentage over the next year, it will impact what you pay each month over the life of your loan โ€“ and that can really add up. So, the reality is, as prices and mortgage rates rise, it will cost more to purchase a home.๐Ÿก๐Ÿ”‘

Whether youโ€™re thinking about buying your first home, moving up to your dream home, or downsizing because your needs have changed, purchasing before mortgage rates rise even higher will help you take advantage of todayโ€™s homebuying affordability. That could be just the game-changer you need to achieve your homeownership goals.๐Ÿ’ช๐Ÿค“

Address

Scottsdale, AZ
85253

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14806262282

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