Heritage Insurance and Investments

Heritage Insurance and Investments Medicare Planning, Service & Management. We're here all year to stand between you and an 800 number.

Here at Heritage Insurance and Investments we want to help you! We offer access to Medicare Advantage and Supplement plans, Vision and Dental (at an awesome affordable price), Prescription Drug plans, Final Expense products, Annuities, and Cancer Insurance.

Here's a number that's going to catch a lot of people off guard this year.About 3 out of 4 people on a standalone Part D...
09/09/2026

Here's a number that's going to catch a lot of people off guard this year.

About 3 out of 4 people on a standalone Part D drug plan are expected to see their premium go up for 2027. Not because they added a medication. Not because they used their plan more. Just because of how pricing is shifting behind the scenes this year.

Most folks assume if their health didn't change, their bill shouldn't either. Makes sense. That's just not how it's playing out this time. 🤷🏻‍♀️

Here's the part that actually matters. You won't know how this affects your specific plan until your renewal notice shows up. So when it does, don't just glance at it and set it aside like it's junk mail. Open it. Read the actual numbers.

If something on it doesn't make sense, that's a completely normal thing to ask about. That's what I'm here for!

When people think "home health," they picture a nurse with a clipboard, checking vitals, very official, very clinical.Th...
09/07/2026

When people think "home health," they picture a nurse with a clipboard, checking vitals, very official, very clinical.

That's part of it. But a lot of home health support looks way more ordinary than that. Meal prep. Light housekeeping. A ride to a doctor's appointment. The everyday stuff that keeps someone independent, not just the medical stuff.

Most people never ask about this kind of help because they don't realize it falls under "care" at all. It just looks like, well, help.

What's something someone did for you that felt small in the moment but honestly made a huge difference?

Happy Labor Day! 🇺🇸This holiday goes back further than a lot of folks realize. It started in the 1880s as a tribute to t...
09/07/2026

Happy Labor Day! 🇺🇸

This holiday goes back further than a lot of folks realize. It started in the 1880s as a tribute to the American workforce, the people whose everyday labor built the strength and prosperity of this country. It became a federal holiday in 1894, and it’s still a good reminder to pause and appreciate the work everyone puts in, year round.

We’re closed today, Monday, September 7th, so our team can do exactly that. We’ll be back tomorrow, Tuesday, September 8th, with our normal business hours.

Wishing you and your family a safe and restful day!

—Heritage Insurance & Investments

Quick question: do you have a standalone vision plan, or a vision rider tucked into your medical plan? If you weren't su...
09/04/2026

Quick question: do you have a standalone vision plan, or a vision rider tucked into your medical plan? If you weren't sure which one, you're definitely not alone.

Here's the thing, they're not the same, and the coverage gap between them can catch people off guard right at the eye doctor. One might cover exams and lenses generously. The other might barely scratch the surface. Same word, "vision," very different coverage underneath it.

Worth a quick check before your next appointment instead of assuming "vision coverage" means one specific thing.

What's something where two options sounded basically identical, until you found out they really weren't?

You know someone who is going to wake up in October completely unprepared for the annual enrollment period for Medicare....
09/02/2026

You know someone who is going to wake up in October completely unprepared for the annual enrollment period for Medicare.

Maybe they mentioned their Medicare bill went up and they do not know why. Maybe they have been on the same plan for years and have never once reviewed it. Maybe they just turned 65 and have no idea what is coming.

Tag the friend who keeps putting this off. Tag the parent who says they will figure it out later. Tag the neighbor who asked you about Medicare at the last block party and never got a real answer.

Let them know there is someone they can call who will actually take the time to walk them through it. No pressure. No pitch. Just a real conversation before the window opens.

That is what we are here for and October is closer than it feels!

Tag them below. It might be the most helpful thing you do for them today!

✨ Meet Our Team: DanaYou may know him as the guy who started Heritage Insurance & Investments, but there’s a lot more be...
09/02/2026

✨ Meet Our Team: Dana

You may know him as the guy who started Heritage Insurance & Investments, but there’s a lot more behind the person who built this agency.

Meet Dana Loy, our Owner and Founder!

Dana founded Heritage with a simple desire: to create an agency where people could receive honest, personal guidance when navigating insurance and Medicare—and where serving people would always come first.

For Dana, this business has never been just about insurance. It’s about people. It’s about sitting across the table from someone, listening to what they need, helping them understand their options, and being there when they need someone in their corner.

Faith is also a big part of what makes Heritage what it is today. Dana believes our business can be a platform for ministry and an opportunity to serve others with compassion, integrity, and faith. That philosophy has shaped the culture of Heritage from the beginning.

He also believes strongly in being part of the community—not just doing business here, but investing in the people and organizations that make our community special. From supporting local causes and organizations to creating opportunities for our team to serve, giving back is an important part of who we are.

And while Dana may be the owner, you’ll still find him doing what he loves most: helping people. Whether that’s talking Medicare with a client, helping his team work through a difficult situation, or thinking about how Heritage can better serve the people who trust us, he’s always looking toward what’s next.

His vision for Heritage is simple: build something that lasts, take care of people, and always do the right thing—even when no one is watching.

We’re thankful for the vision, leadership, and heart Dana brings to Heritage every day. ❤️

Stay tuned as we continue introducing the people who make Heritage Insurance & Investments what it is!

August went fast. It always does.But here is what I want you to know going into September.This is the month that matters...
08/31/2026

August went fast. It always does.

But here is what I want you to know going into September.

This is the month that matters most if you are on Medicare. Not October. September. Because September is when you still have time to think, ask questions, and make decisions without a deadline making everything feel urgent.

The Annual Enrollment Period opens October 15th. And the people who walk into it feeling calm and prepared are the ones who used September wisely.

That is exactly what I am going to help you do this month.

September starts tomorrow. I am so glad you are here for it.

What was the best part of your August? Drop it below!

Fall means a lot of things. Football. Cooler mornings. Pumpkin everything.And if you are on Medicare, it means one more ...
08/28/2026

Fall means a lot of things. Football. Cooler mornings. Pumpkin everything.

And if you are on Medicare, it means one more thing. The Annual Enrollment Period opens October 15th and runs through December 7th.

Here is what that actually means in plain English.

AEP is the one time of year when most people on Medicare can review their current coverage and make changes if something is not working. New plan. Different drug coverage. A switch from Medicare Advantage to Original Medicare or vice versa. Whatever makes the most sense for where your life is right now.

You are not required to make changes. But you are required to miss the window if you do not pay attention.

Here is what I want you to do before October gets here:

📋 Pull out your current plan information and know what you have.

📋 Think about whether anything has changed this year. Health. Medications. Doctors. Budget.

📋 Reach out to me so we can have a real conversation before the deadline is breathing down your neck.

Every year we start these conversations in August because the people who feel calm in October are the ones who started paying attention in August.

September is next. And I have a lot to share before the window opens!

Drop a question in the comments or give us a call at 812-722-3699. Let's get you ready!

A special moment at Heritage today. Our friend and neighbor David made a powerful public profession of his faith today t...
08/26/2026

A special moment at Heritage today.

Our friend and neighbor David made a powerful public profession of his faith today through baptism. We were honored to have Dana and Daniel there to baptize him and to witness this meaningful step in his faith journey.

Moments like this are a reminder that what we do is about more than the work itself. We’re grateful for the relationships built along the way and for the opportunity to be part of moments that have an impact far beyond the walls of a building.

We’re grateful for days like today and for a team that makes room for faith, fellowship, and meaningful moments like this. ❤️🙏

Here is the myth I run into more than almost any other. 😬People think asking for help with Medicare means they are going...
08/26/2026

Here is the myth I run into more than almost any other. 😬

People think asking for help with Medicare means they are going to get sold something.

So they Google instead. They ask their neighbor who heard something from someone who maybe knew an agent once. They piece together information from five different websites that all say something slightly different. And they make a decision that follows them for a long time hoping they got it right.

And the whole time there was someone they could have just called.

Here is what I want you to know about working with a Medicare agent.

It does not cost you anything. Medicare agents are compensated by the carriers, not by you. There is no bill at the end of the conversation.

It does not obligate you to anything. Asking questions is just asking questions. Nobody is going to pressure you into a decision you are not ready to make, especially when you are sitting in front of a Medicare professional

It does not have to wait until October. The best Medicare conversations happen before everything feels urgent. Like right now. In August. When there is actually time to think.

You do not have to figure this out alone. That is literally what I am here for!

What is one Medicare question you have been sitting on? Comment below or give us a call! No pitch. Just answers!

8122-722-3699

Address

1225 North Gardner Street
Scottsburg, IN
47170

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

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