Holly Ray - Loan Officer, Veterans United St. Louis, NMLS #1992719

05/31/2026

05/27/2026

Did you know? ☀️🌴

In addition to being licensed in Illinois, I’m also licensed in Florida! 🏡✨

Whether you’re relocating, purchasing a second home, investing, or just dreaming about life near the coast, I’d love to help make your Florida home goals a reality — especially in beautiful places like Cape Coral! 🌊🌺

From the Midwest to the sunshine state, I’m here to help every step of the way. ☀️🔑

Ready to use your VA loan benefit? Get pre-approved with Holly Ray - Loan Officer, Veterans United St. Louis, NMLS #1992719 today: https://my.veteransunited.com/get-approved/1992719

05/21/2026

Cheers to Catrina and her husband on the keys to their new place! Catrina is an Army Veteran and a nurse, two roles built around taking care of other people, so it was an honor to be on her team for this one.

She even busted out a little air guitar with the key during the closing photo! Love it!

Ready to use your VA loan benefit? Get pre-approved with Holly Ray - Loan Officer, Veterans United St. Louis, NMLS #1992719 today: https://my.veteransunited.com/get-approved/1992719

05/07/2026

VA appraisal fees increased May 1st 2026, but before you panic, let's talk about what that fee is actually doing for you and the options you have to cover it. 👉

Have questions? Contact Holly: vuhollyray.com

NMLS #1907. Not the VA. Private Lender. Equal Housing Opportunity."

04/29/2026

👠🎬✨ Devil Wears Prada 2 Movie Premier Night
Friday, May 1st | Waterloo RMC Cinema
We're rolling out the red carpet and we want YOU there! ✨
Join us for an unforgettable night of style, sass, and cinema as we celebrate the premier of Devil Wears Prada 2.
Trust us, this is one event you do NOT want to miss!
🔴 Red Carpet/Photo op opens @ 6:00 PM
🎬 Show starts @ 7:00 PM
🍿 Movie ticket, popcorn & drink included
🎁 Giveaways & photo station
👗 Best dressed contest — dress to impress!
What's included with registration:
Everything. Yes, really. 😄

A special thank you to our presenting sponsor Shaun Hannah — Country Financial! ⭐
And a huge thank you to our other incredible sponsors for making this night possible! 🙌
🥈 Silver Sponsor: Eian Warma — Town & Country Title
🥉 Bronze Sponsors: Makers on Main Street & Holly Ray of Veterans United

📋 A few things to know:
21+ event
Advanced registration required using Eventbrite link in comments
Up to 4 registrations per registrant

04/24/2026

Keys in hand in Columbia, IL! Congrats to our newest homeowner, it was a pleasure and we couldn't be happier for you!

Ready to start your own homebuying journey? Connect with Holly Ray: https://my.veteransunited.com/get-approved/1992719

02/05/2026

So happy to be part of closings like this! 🏡🎉

Huge thanks to Aubree Ortiz Realtor - The Ortiz Group/REMAX Results Realty for being wonderful to work with and taking such great care of our clients.

Congratulations to James and Octavia! Wishing you lots of happiness and amazing memories in your new home! 🥂

Get preapproved with Holly today: https://my.veteransunited.com/get-approved/1992719

Holly Ray, Loan Officer, NMLS #1992719
Equal Housing Opportunity. Not the VA. NMLS #1907 (www.nmlsconsumeraccess.org)

🎉 Happy Closing Day! 🏡✅

We're celebrating another smooth and successful transaction. All made possible by a fantastic team and happy clients all around!

👏 A big shoutout to the amazing agents:
💼 Angie Zahn with Strano & Associates – as always, professional, responsive, and a joy to work with!
💼 Aubree Ortiz with RE/MAX Results Realty – a true team player who made everything seamless from start to finish.

🏦 And a special thank you to Holly Ray, our lender for this deal—she was absolutely AWESOME and helped keep everything on track!

Everyone walked away happy and that’s what we call a closing win! 🥂

01/26/2026

Had a great time at SIBRs Breakfast with the Mayors last week. ☕️ Always valuable to hear local insights, connect with community leaders, and stay informed on what's ahead for our market.

01/16/2026

Have you heard we're hosting a Realtor Bootcamp? Session 1: Credit Drives the Deal is happening January 21st 11AM-1PM!

We'll break down credit strategies that lead to better conversations and stronger conversions so make sure to RSVP now! https://stlouis.veteransunited.com/events/

This is just the first of several monthly sessions — more topics coming soon!
Lunch is on us!