Herb Lessmiller at Granite Bank

09/29/2026

Additional NAHI and Home$tart® grant funds are scheduled to become available October 1, creating more opportunities for qualified buyers to receive down payment or closing cost assistance. Funds are limited, available on a first-come, first-served basis, and subject to program eligibility and availability. If down payment or closing costs have been holding you back, reach out to learn more and see what assistance may be available.

09/28/2026

A little fall maintenance can go a long way. Cleaning gutters, checking your furnace, and sealing drafts now may help you avoid costly repairs later.

09/25/2026

Mortgage rates moved higher as longer dated Treasury yields hit the highest level since 2007 during the week ending September 25, 2026. Granite Bank is an Equal Housing Lender.

Markets in a Minute

09/23/2026

Every rent payment goes to your landlord, but a mortgage payment may help you build equity over time. Buying a home isn't the right move for everyone, but it may be worth exploring your options. Contact me to learn more.

09/21/2026

A strong offer can make all the difference in a competitive market. Learn how the Cash to Win program may help eligible buyers compete with cash offers and improve their chances of securing the home they want. Visit my website to read this month's blog.

09/19/2026

Not every borrower fits the traditional mortgage box. The Sharp A- Program may provide eligible buyers with flexible income documentation options and alternative paths to qualifying. Contact me to learn more and find out if you qualify.

09/18/2026

Higher oil prices, inflation concerns, and expectations for more Fed rate hikes pushed mortgage rates higher during the week ending September 18, 2026. Granite Bank is an Equal Housing Lender.

Markets in a Minute

09/17/2026

The Federal Reserve announced its latest rate decision on September 16. While the Fed does not directly set mortgage rates, its decisions and related market conditions can influence borrowing costs and affordability. Read this month’s market update on my website to learn more.

09/16/2026

Before choosing a lender, make sure you know what to ask. Understanding your rate, APR, closing costs, rate lock options, and required documentation can help you avoid surprises later. Contact me to learn more and get started.

09/14/2026

Fall can be one of the busiest times for buyers trying to get into a home before the holidays, making it even more important to stand out in a competitive market. The Cash to Win program may help eligible buyers submit a cash offer and compete more effectively. Contact me to learn more and see if Cash to Win is right for you.