Michael Eddy - Loan Officer

04/03/2026

5.0 star review received on Experience.com for Michael Eddy by Linda L - Michael was very friendly and a joy to talk to.

Click to see all 22 reviews of Michael Eddy, Branch Manager

10/20/2025

I'm licensed in a lot of states, and Success is licensed in even more! If you know anyone looking to buy a home, please send them my way!

10/19/2025

Here’s something most sellers don’t realize, how you prepare your home before listing can directly impact a buyer’s mortgage approval.
Appraisers notice condition, lenders check for issues, and those little details can make or break timelines.

Prepping your home well helps everyone, including your buyer’s lender getting to the finish line faster.

10/18/2025

The #1 reason people sell their homes. Life changes!
Whether it’s a growing family, a job relocation, or downsizing for retirement, big life events often spark the decision to sell.

Here’s why that can work in your favor as a buyer:

Motivated Sellers – When sellers are ready for their next chapter, they’re often eager to move quickly, which can mean less waiting for you!

Negotiation Opportunities – If timing matters to the seller, you may have more flexibility to negotiate a great deal.

If you’ve been thinking about buying, now might be the perfect time to take advantage of today’s market. I’d love to help you get prepped and ready to make your move. Let’s connect!

10/16/2025

Yes, home affordability can be a challenge, but there are still smart ways to make homeownership happen.
From exploring loan programs to strategic planning, Success Lending is here to guide you every step of the way.

10/15/2025

You’ve got your pre-approval. You’re scrolling listings and imagining life in your new home
But before you dive in, don’t forget the most important part, having a clear homebuying plan.

Not just “find a house”, but:
→ What to look for
→ How to structure your offer
→ Who’s on your team
→ What really matters when emotions start to rise

It’s a big process, but it doesn’t have to feel overwhelming. With the right strategy (and the right lender), every step gets easier.

Let’s make your next move a successful one.

10/13/2025

From pre-approval to closing day, here’s what to expect

- Pre-Approval: Know your budget and strengthen your offer.
- Home Search: Shop confidently and make your offer.
- Application: Complete your full loan file.
- Processing & Underwriting: We verify details and issue approval.
- Appraisal & Title: Confirm value and ownership.
- Clear to Close: Review final numbers.
- Closing Day: Sign, celebrate, and get your keys!

At Success Lending, we make every step simple, clear, and centered on your success.

10/11/2025

Refinance and reclaim your peace of mind. A smart refinance may lower your monthly payments, reduce your interest, or even help fund your next home project. It’s more than numbers; it’s about making your mortgage work for your life.

Ready to see how much you could save?

10/10/2025

Forget waiting for the ‘perfect’ mortgage rate.

You’ve probably heard it: rates will drop, prices will fall, or next year will be better. Here’s what really matters: Rates and home prices always change. Life doesn’t pause for perfect timing. Locking in a mortgage now can start building your equity sooner.

The best time to buy or refinance? When it works for YOUR budget and goals.

Let’s create a mortgage plan that fits your timeline, not the market’s.

10/08/2025

With a DSCR Construction-to-Permanent Loan, investors can fund a property’s construction and convert it into long-term financing, all in one streamlined process.

Why it works for investors:
- DSCR = Debt Service Coverage Ratio ➝ qualifying is based on rental income, not personal income.
- One loan covers both construction and permanent financing.
- No extra closings, move straight from build to cash flow.
- Eligible for detached units and single-family investment properties.
- Options for rate/term or cash-out refinance (with requirements).

At closing: Certificate of Occupancy, final appraisal, and all liens cleared.

Turn your construction project into a long-term income-generating asset, efficiently and confidently.