Kevin Napoleon - Key Mortgage Loan Officer

Kevin Napoleon - Key Mortgage Loan Officer Kevin has extensive experience in all facets of mortgage origination. Educating his clients about the lending and home buying process is his top priority.

Still renting? ๐Ÿก๐Ÿ’ธIf the thought of paying a mortgage overwhelms you, it shouldnโ€™t! Youโ€™re already paying for a mortgage ...
01/16/2023

Still renting? ๐Ÿก๐Ÿ’ธ

If the thought of paying a mortgage overwhelms you, it shouldnโ€™t! Youโ€™re already paying for a mortgage - just not your own.

Paying rent each month that goes toward your landlordโ€™s mortgage and their equity and profit leaves you with rising payments and few benefits.

Homeownership is more attainable than you might think. Letโ€™s talk about your options! I can help steer you in the right direction. ๐Ÿ”‘

Kevin Napoleon | Mortgage Genius
Key Mortgage Lending Services
๐Ÿ“ž (630) 956-2648
๐Ÿ’ป[email protected]
๐ŸŒwww.mykeymortgage.com/kevin-napoleon/
NMLS # 409979
IL License # 031.0050644

Apply for a mortgage now โ†’ https://apply.mykeymortgage.com/ #/milestones?referrerId=kevin.napoleon%40mykeymortgage.com

Ready to start house hunting? Buying power is KEY! ๐Ÿ”‘ Here are a few tips to position yourself to buy: โœ… Look for ways to...
01/14/2023

Ready to start house hunting? Buying power is KEY! ๐Ÿ”‘

Here are a few tips to position yourself to buy:
โœ… Look for ways to start increasing your credit score! Clean up any collection issues.
โœ… Find a middle ground when paying off your cardโ€” you donโ€™t have to pay it down to 0 but definitely don't keep it maxed out!
โœ… Get in touch with a lender who will walk you through every step of the process from start to finish.

I can point you in the right direction. Let's talk about it! ๐Ÿ“ฒ

Kevin Napoleon | Mortgage Genius
Key Mortgage Lending Services
๐Ÿ“ž (630) 956-2648
๐Ÿ’ป[email protected]
๐ŸŒwww.mykeymortgage.com/kevin-napoleon/
NMLS # 409979
IL License # 031.0050644

Apply for a mortgage now โ†’ https://apply.mykeymortgage.com/ #/milestones?referrerId=kevin.napoleon%40mykeymortgage.com

A common mortgage myth is that once you're pre-approved, your home loan is guaranteed. While pre-approval is absolutely ...
01/13/2023

A common mortgage myth is that once you're pre-approved, your home loan is guaranteed.

While pre-approval is absolutely an essential step to buying a home, you have an important responsibility to yourself to make strong financial decisions before (and after!) closing. ๐Ÿ”‘

Sudden changes to your financial picture can kill the deal. Thatโ€™s why it's important to avoid major purchases or major life changes when searching for a home.๐Ÿ’ก

Kevin Napoleon | Mortgage Genius
Key Mortgage Lending Services
๐Ÿ“ž (630) 956-2648
๐Ÿ’ป[email protected]
๐ŸŒwww.mykeymortgage.com/kevin-napoleon/
NMLS # 409979
IL License # 031.0050644

Apply for a mortgage now โ†’ https://apply.mykeymortgage.com/ #/milestones?referrerId=kevin.napoleon%40mykeymortgage.com

Iโ€™m happy to announce that by popular demand, the stache is BACK. You're welcome! ๐Ÿ˜Ž๐Ÿ‘จ๐Ÿป
01/12/2023

Iโ€™m happy to announce that by popular demand, the stache is BACK. You're welcome! ๐Ÿ˜Ž๐Ÿ‘จ๐Ÿป

I appreciate your feedback, Chris! ๐Ÿ˜ŠSo happy to hear from my clients and I look forward to helping you again in the futu...
01/10/2023

I appreciate your feedback, Chris! ๐Ÿ˜Š

So happy to hear from my clients and I look forward to helping you again in the future, if need be! ๐Ÿ”‘

While the spring market is usually hot, you donโ€™t want to wait to buy your home. Why? ๐Ÿค”For starters, interest rates are ...
01/09/2023

While the spring market is usually hot, you donโ€™t want to wait to buy your home. Why? ๐Ÿค”

For starters, interest rates are never guaranteed to go down in the future. Rates today are not what we've seen the past few years, but they're still historically low!

Lenders today are offering more programs than ever before to make homebuying attainable, like 2/1 buydowns and refinancing options if the rates were to drop.๐Ÿ’ก

Donโ€™t gamble with such an important life decision! Letโ€™s connect today to see

Kevin Napoleon | Mortgage Genius
Key Mortgage Lending Services
๐Ÿ“ž (630) 956-2648
๐Ÿ’ป[email protected]
๐ŸŒwww.mykeymortgage.com/kevin-napoleon/
NMLS # 409979
IL License # 031.0050644

Apply for a mortgage now โ†’ https://apply.mykeymortgage.com/ #/milestones?referrerId=kevin.napoleon%40mykeymortgage.com

Quick Tip of the Day: If youโ€™re applying for a mortgage, avoid making any big purchases like cars, furniture, and applia...
01/06/2023

Quick Tip of the Day: If youโ€™re applying for a mortgage, avoid making any big purchases like cars, furniture, and appliances in the meantime. Because of the higher debt-to-income ratio, qualified borrowers may end up no longer qualifying due to bad timing!๐Ÿ’ก

Have questions about financing a home? Let's talk about it! ๐Ÿ“ฒ

Kevin Napoleon | Mortgage Genius
Key Mortgage Lending Services
๐Ÿ“ž (630) 956-2648
๐Ÿ’ป[email protected]
๐ŸŒwww.mykeymortgage.com/kevin-napoleon/
NMLS # 409979
IL License # 031.0050644

Apply for a mortgage now โ†’ https://apply.mykeymortgage.com/ #/milestones?referrerId=kevin.napoleon%40mykeymortgage.com

Good grades = new shoes ๐Ÿ‘ŸNothing better than being able to reward a hardworking kid. Proud of you, buddy! ๐Ÿ’ช             ...
01/05/2023

Good grades = new shoes ๐Ÿ‘Ÿ

Nothing better than being able to reward a hardworking kid. Proud of you, buddy! ๐Ÿ’ช

Want to buy a home but are worried about your credit score? ๐Ÿก๐Ÿ’ฒTalk to a trusted lender! Mortgage professionals are a gre...
01/03/2023

Want to buy a home but are worried about your credit score? ๐Ÿก๐Ÿ’ฒ

Talk to a trusted lender! Mortgage professionals are a great resource for homebuyers with less-than-stellar credit scores. They can help you find alternatives that will work with your budget and score. โœ…

If this is the case for you, give me a call!

Kevin Napoleon | Mortgage Genius
Key Mortgage Lending Services
๐Ÿ“ž (630) 956-2648
๐Ÿ’ป[email protected]
๐ŸŒwww.mykeymortgage.com/kevin-napoleon/
NMLS # 409979
IL License # 031.0050644

Apply for a mortgage now โ†’ https://apply.mykeymortgage.com/ #/milestones?referrerId=kevin.napoleon%40mykeymortgage.com

How much should you save for your downpayment? ๐Ÿก๐Ÿ’ฒMost conventional mortgages require 3-5% down, while FHA loans start ar...
01/02/2023

How much should you save for your downpayment? ๐Ÿก๐Ÿ’ฒ

Most conventional mortgages require 3-5% down, while FHA loans start around 3.5% down.

Saving 20% for your down payment is not a prerequisite for owning a home, but does keep you from paying Private Mortgage Insurance (PMI).

There are more options than you might think for obtaining your own home.๐Ÿ’ก

Have questions? I can help you figure out the best plan of action for your circumstance.

Letโ€™s talk! ๐Ÿ“ฒ

Kevin Napoleon | Mortgage Genius
Key Mortgage Lending Services
๐Ÿ“ž (630) 956-2648
๐Ÿ’ป[email protected]
๐ŸŒwww.mykeymortgage.com/kevin-napoleon/
NMLS # 409979
IL License # 031.0050644

Apply for a mortgage now โ†’ https://apply.mykeymortgage.com/ #/milestones?referrerId=kevin.napoleon%40mykeymortgage.com

May the New Year bring you all you're after in this life! ๐Ÿ™Œ Wishing you a joyous 2023!
01/01/2023

May the New Year bring you all you're after in this life! ๐Ÿ™Œ Wishing you a joyous 2023!

Buying is STILL better than renting in todayโ€™s housing market and there are more financing options available than ever b...
12/31/2022

Buying is STILL better than renting in todayโ€™s housing market and there are more financing options available than ever before to make property ownership affordable and attainable. ๐Ÿก

Letโ€™s break it down.

Buying:
โœ… Builds equity
โœ… Offers tax reductions
โœ… Saves money in the long run
โœ… Offers a fully customizable living situation

Renting:
โŒ Changing costs
โŒ No equity
โŒ Surprise fees
โŒ Lack of privacy

Kevin Napoleon | Mortgage Genius
Key Mortgage Lending Services
๐Ÿ“ž (630) 956-2648
๐Ÿ’ป[email protected]
๐ŸŒwww.mykeymortgage.com/kevin-napoleon/
NMLS # 409979
IL License # 031.0050644

Apply for a mortgage now โ†’ https://apply.mykeymortgage.com/ #/milestones?referrerId=kevin.napoleon%40mykeymortgage.com

Address

475 North Martingale Road
Schaumburg, IL
60173

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