US Finance Inc

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07/30/2026

With a complex range of issues to consider, including the Iran conflict, rising gas prices, and a multitude of consumer and business products, no one wants to see higher interest rates.

But this move may have left the door open, inviting a steadily rising inflation problem.

Despite increasing support for a rate increase, the Federal Open Market Committee voted 9-3 to leave the federal funds rate in a range between 3.5% and 3.75%.

07/27/2026

With oil prices sailing up and down faster than a yo-yo and the war with Iran acting similarly, along with rising food costs and many other consumer items, the chances of a rate hike are significant. Now, with indications of an overheating economy and unemployment at its lowest level since 1969, chances are there are more rate hikes on the horizon.

Investors are increasingly readying for the Federal Reserve to hike interest rates in September.

07/06/2026

B of A CEO Brian Moynihan is predicting a recession isn't anywhere in sight. The Fed has indicated that interest rate increases are coming, with inflation hovering at 4% as the economy continues to do well. Corporate America will be dealing with the higher rates right along with consumers. Consumers should curtail borrowing and stop racking up credit card debt to stem the rate uptick, but corporations will unfortunately bear the brunt, since borrowing is, in most cases, a necessary part of business.

Bank of America CEO Brian Moynihan says a recession is not coming despite his firm predicting three Federal Reserve rate hikes and inflation through 2028.

05/07/2026

There are many considerations when the US is involved in an armed conflict. The President needs to start paying closer attention to the economy, or delegate that issue to someone who can.

Chicago Fed President Austan Goolsbee said that the US-Iran conflict is looking more like an inflationary shock.

03/11/2026

We are beginning to see the havoc that the previous administration's cancellation of this country's petroleum independence will wreak. Dependence upon foreign oil is rearing its ugly head. Removing our oil independence will delay interest rate reductions and lead to higher prices at the pump. Not to mention how this trickles down into so many business and consumer activities, raising inflation. Only now realizing that we can't change an entire planet's petroleum-based society with quick, ill-conceived abolition movements.

The Iran war may impact U.S. consumers far beyond the gas pump, raising inflation expectations and causing an uptick in the yield on the 10-year Treasury note.

02/20/2026

I'm curious to see how Trump will handle this setback and whether the country's economic situation benefits or suffers from the SCOTUS ruling.

Trump, as recently as Thursday, has talked up the consequences of the Supreme Court striking down his tariffs prior to the seismic ruling.

01/15/2026

While everyone who carries a balance on their credit cards would like to see a 10% interest rate cap, in reality, it's a bad idea. We all want to pay less and make more money, but not everyone can. Issuing banks need higher margins. Credit card companies have huge infrastructure costs, consumer loss, and fraud to contend with. Not to mention varying credit risk. Educating people on how to avoid revolving debt is a better answer.

President Donald Trump announced a proposed one-year cap on credit card interest rates at 10%, blaming the Biden administration for allowing rates to climb as high as 20–30%.

11/10/2025

While we doubt anyone is unhappy, the government has done the right thing by reopening. Let's not forget that the cure lasts only for one month. The chances of Democrats and Republicans actually reaching a long-term solution that both will honor within that timeframe are pretty slim. We might all be facing this again.

Global shares rose on Monday, lifted by optimism that an end to a historic U.S. government shutdown was in sight, while government bond yields rose and the dollar steadied.

08/06/2025

A soft US jobs report suggests a rate cut is likely in September. The stock market has already priced in a 92% chance of a Fed rate reduction. The real question is how much.

The U.S. dollar rose on Tuesday, but remained within sight of Friday's lows, with the market still consolidating after a weak jobs report that boosted bets of a rate cut by the Federal Reserve next month.

05/14/2025

While I'd like to see interest rates lowered and the trade field leveled as badly as anyone, including Trump, his constant raising and lowering of tariffs is unsettling. A brief suspension of China's tariffs isn't a long-term fix to a decades-old systemic problem. Insisting that rates be reduced because of some short-term CPI gains isn't prudent. Powell's hesitancy is legitimate.

President Donald Trump repeated his criticism of Federal Reserve Chair Jerome Powell as being "too late" in cutting interest rates, while inflation remains above the 2% target.

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