James Zonsius NMLS # 1910627 - American Portfolio Mortgage

01/20/2021

08/29/2020

If you’re considering a mortgage refinance, especially if your loan is worth more than $125,000, you should try to lock in your rate in the next month or two. Otherwise, you may have to pay more to cover the cost of a new fee that’s set to take effect on Dec. 1.

Refinance costs are set to go up, but those who act soon can save.

02/26/2020

If you have been on the fence about refinancing to either get a lower rate, shorter term, take money out, or do a combination of these, now is the time as rates are at an 8 year low. If you do have questions about your mortgage please give me a call (773-370-6781) to discuss how I can work for you and see what your best option is. I have been seeing rates under 3.75% on year year fixed and under 3% on 15 year fixed. Don't hesitate. It only takes a few minutes to see if I can save you more of your hard earned money. Please share with anyone you know that may be considering doing a refinance. Now is the time.

On Monday, the average rate on the 30-year fixed mortgage hit 3.34%, down from 3.42% last week, according to Mortgage News Daily. That's near an...

02/10/2020

Now is the time to refinance. Rates are at a three-year low. Contact me now to see if it makes sense and I can save you some money on your mortgage every month.

Fixed mortgages are steadily declining, as home prices have surged in recent years.

01/27/2020

Here’s a great article about lowering your interest-rate and how much money you could save. If you have questions about getting a mortgage or refinancing your current mortgage don’t hesitate to reach out.

The lower your mortgage interest rate, the less you pay for your home over the life of your loan. Here are some tips for scoring a lower rate when you apply fo