Maine Mortgage Solutions LLC

Maine Mortgage Solutions LLC NMLS #1634913
MMS NMLS #1885405

Equal Housing Lender

Department of Professional and Financial Regulations
Office of Consumer Credit Regulations SLM5619

Mark is a lifelong resident of Maine, born and raised in Westbrook, and has lived in Scarborough since 1997. He’s a single dad of two grown sons; been a member of the Scarborough School Board; active coaching assistant for many of his son’s teams; and Vice President of Bingo for the Scarborough Hockey Boosters program for many years. He is a graduate of the University of Maine (aka UMO at the time

) with a double BA in Computer Science and Mathematics. His career began as a Programmer Trainee working for what was then Unionmutual and continued to work there for 31 years mostly in IT focused on Analytics, Data Modeling, Data Warehousing and Reporting for many aspects of the company including Underwriting, Pricing, Benefits, Regulatory, and Strategic Project initiatives. Mark looks to leverage his many years of experience and analytical skills in the Residential Mortgage field to help individuals achieve their financial and personal goals. NMLS 1634913 PRMI NMLS 3094
Branch NMLS 989813

Equal Housing Lender

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Department of Professional and Financial Regulations, Office of Consumer Credit Regulations SLM5619

http://www.primaryresidentialmortgage.com/resources/consumer-voice

A first-time buyer with student loans and a few 1099s should start with one file check: recent pay stubs, W-2s or 1099s,...
09/09/2026

A first-time buyer with student loans and a few 1099s should start with one file check: recent pay stubs, W-2s or 1099s, bank statements, and a clean explanation for any large deposits. That step helps avoid last-minute underwriting delays, especially when gift funds or down-payment assistance are part of the plan.

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A veteran using VA financing should look at the full file, not just the headline number. Lenders often weigh compensatio...
09/08/2026

A veteran using VA financing should look at the full file, not just the headline number. Lenders often weigh compensation, residual income, and how much cash stays available after closing, so a larger down payment can change the overall risk picture in a meaningful way. If the goal is a stronger file, ask which parts of the profile matter most before choosing how much to bring in.

A common mistake is waiting to "feel ready" before checking what a lender will need. A buyer with two W-2 jobs and a rec...
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A common mistake is waiting to "feel ready" before checking what a lender will need. A buyer with two W-2 jobs and a recent move can look organized on paper, but missing pay stubs, bank statements, or a gift-letter trail can slow things down fast. Gather the documents early so underwriting is about the file, not the scramble.

Buying after a rent increase often feels impossible until the file is organized correctly. One practical step is to ask ...
09/06/2026

Buying after a rent increase often feels impossible until the file is organized correctly. One practical step is to ask which items are missing before underwriting: bank statements, gift-letter paperwork if funds are coming from family, and any explanation for gaps in employment. Small documentation issues can slow a file more than the buyer's actual finances.

A common mistake is waiting until the home is listed to gather documents and fix obvious clutter. If the sale involves a...
09/05/2026

A common mistake is waiting until the home is listed to gather documents and fix obvious clutter. If the sale involves an FHA buyer, a messy file or last-minute repairs can slow the timeline, so it helps to handle disclosures, maintenance items, and photo prep before the first showing. See how it works. https://bit.ly/4wt1y7Q

Thinking about a home outside the city limits? USDA loans can be a practical option for buyers who want to keep cash ava...
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Thinking about a home outside the city limits? USDA loans can be a practical option for buyers who want to keep cash available for moving, repairs, or reserves instead of a down payment. A simple checklist helps: confirm the property address, review household income, and prepare standard documents like pay stubs and tax returns before underwriting. Walk through the steps. https://bit.ly/4hRElJ9

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A veteran using a VA loan should ask one simple question before closing: are property taxes being escrowed, or do they n...
09/03/2026

A veteran using a VA loan should ask one simple question before closing: are property taxes being escrowed, or do they need to be paid separately? If they are not part of the mortgage payment, the safest move is to build a monthly set-aside and keep that account off-limits for anything else. That prevents a tax bill from colliding with moving costs, furniture, or repairs.

A common mistake is treating every refinance like a shortcut to easier cash flow. A homeowner with several 1099s or a re...
09/02/2026

A common mistake is treating every refinance like a shortcut to easier cash flow. A homeowner with several 1099s or a recent W-2 change should first gather pay stubs, tax returns, and a list of debts, then check whether the file fits the loan type being used. That step matters because the underwriting review looks at the full picture, not just the balance transfer idea. Walk through the steps. https://bit.ly/3UwH2py

Address

114 Holmes Road
Scarborough, ME
04074

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