Scott Burge Insurance

08/25/2026

Confused about Medicare Advantage vs. Medicare Supplement?�You’re not alone.�Medicare Advantage plans bundle your hospital, medical, and often drug coverage into one plan.�Medicare Supplement (Medigap) works with Original Medicare to help cover out-of-pocket costs.�I explain the differences clearly so you can decide what’s best for you.�Learn more at urmedicareanswers.com or message me.�— Scott Burge

08/21/2026

08/21/2026

⭐ What are Medicare Star Ratings?
Every year, the Centers for Medicare & Medicaid Services (CMS) rates Medicare Advantage plans on a 1-to-5 star scale.
5 stars = Excellent
4 stars = Above average
3 stars = Average
Lower scores indicate below-average or poor performance.
These ratings appear on Medicare’s Plan Finder so you can compare plan quality alongside costs and benefits. Higher-rated plans often deliver better overall experiences.
Questions about how stars work in your area? I’m happy to walk you through it.

08/12/2026

Key Medicare Enrollment Periods�• Initial Enrollment Period – when you first become eligible�• Annual Enrollment Period (Oct 15 – Dec 7) – switch plans or join/leave Medicare Advantage or Part D�• Open Enrollment Period (Jan 1 – March 31) – switch Medicare Advantage plans or return to Original Medicare�Timing matters. Missing windows can mean delays or penalties.

08/07/2026

Medicare Part D – Prescription Drug Coverage�Part D helps cover the cost of prescription medications.�You can get Part D as a stand-alone plan (if you have Original Medicare) or as part of a Medicare Advantage plan.�Even if you don’t take medications now, enrolling on time can help you avoid a late enrollment penalty later.

08/03/2026

What is a Medigap (Medicare Supplement) plan?�Medigap plans help pay some of the costs that Original Medicare doesn’t cover — like deductibles, coinsurance, and copayments.�These plans are standardized by letter (A, B, C, D, F, G, etc.) and work only with Original Medicare.�They do not work with Medicare Advantage.
Curious whether a Medigap plan makes sense for you? Send me a message and we can review it.

08/01/2026

Original Medicare vs. Medicare Advantage�Original Medicare = Part A + Part B (you can add a separate Part D plan and/or Medigap).�Medicare Advantage (Part C) = private plans that bundle Part A, Part B, and usually Part D, often with extra benefits like dental or vision.�Both are valid options — the right one depends on your health needs, doctors, and budget.
Not sure which path fits you best? Let’s compare your options together — just message me.

08/01/2026

If you have a Providence Medicare Advantage plan I am available to help you find a new plan starting October 15.

Providence Health Plan will end its individual, family, and commercial employer groups next year, meaning Oregonians with that coverage will need to find another option during the open enrollment process in the fall. https://bit.ly/4xcGmnA

Are you going to lose your coverage? Do you have a plan for the switch? We would like to talk to you for a story – [email protected] or 503-231-4264

07/30/2026

When do I become eligible for Medicare?�Most people become eligible at age 65.�You can also qualify earlier if you have a qualifying disability or certain medical conditions (like End-Stage Renal Disease or ALS).�Your Initial Enrollment Period usually starts 3 months before the month you turn 65.
Turning 65 soon or helping a loved one? Reach out and I’ll walk you through the timing.