Cay Insurance Services, Inc.

03/11/2026

Experiencing a large loss like a fire, burglary, or water damage can be a traumatic event and our memory may not be the most reliable during that time of stress. You can prepare yourself better by creating a comprehensive home inventory, which is easier than you may think.

A home inventory can confirm ownership of these items and help to alleviate stress and complications throughout the claims process.

09/10/2025

When you hear someone say "my house was flooded", what do you think of?

Flood insurance and water damage coverage are not the same. Homeowner policies do not include flood and water damage coverage can be varied.

08/07/2025

Do you have a child going off to college this fall? Do you know how they are covered under your home insurance coverage? A renters policy is always a good idea to consider as a lower deductible can often be offered in comparison to your home insurance policy.

College students living in dorms likely won't have any dorm insurance. Learn more about on- and off-campus renters insurance for college students from Travelers.

07/30/2025

It is anticipated that the hurricane season should start to ramp up in the next couple of weeks. Do you feel ready?

Plan ahead for a potential hurricane to protect your family and belongings. A hurricane watch means that hurricane conditions are possible, and a hurricane warning indicates that hurricane conditions are expected somewhere within the specified area.

07/09/2025

You have a great driving record and have never filed an auto insurance claim. So why does your auto insurance keep going up?

Here are five reasons why your car insurance might seem high right now and what you can do about it.

06/20/2025

Can we talk?

These days, your agent functions as guide, advocate, and liaison across insurance processes. but how much can they really help?

05/27/2025

It may surprise you how many factors go into determining how much you pay for your auto insurance.

Here are five reasons why your car insurance might seem high right now and what you can do about it.

02/12/2025

Do you have enough coverage? Give us a call to find out.

01/27/2025

Do you know how natural disasters in other areas of the country affect the rates that you pay in your state?

Insurance experts have warned that the wildfires in Los Angeles could end up raising homeowners insurance even for Americans who live thousands of miles away from the natural disaster.

01/07/2025

Brrr..... If these chilly temps are giving you a reason to travel to somewhere sunny and warm, make sure you are taking precautions to keep your pipes from freezing.

Don't let frozen pipes turn into a home repair project. Learn how you can protect against frozen pipes in your home this winter.

11/12/2024

Just like nearly everything else these days, home insurance rates are still increasing.

A straightforward break-down of rising homeowners insurance costs and strategies to lower your bill. The post Why Are Homeowners Insurance Rates So High? appeared first on Family Handyman.