The HCB Insurance Agency

Call Directions Website

The HCB Insurance Agency The HCB Insurance Agency offers a full line of insurance products including auto, home, renters, business, life and health.

🗓️ Medicare Open Enrollment Begins Tomorrow, October 15 🗓️Whether it’s for yourself, a parent, or someone you care about...
10/14/2026

🗓️ Medicare Open Enrollment Begins Tomorrow, October 15 🗓️

Whether it’s for yourself, a parent, or someone you care about, Medicare Open Enrollment is the window to review coverage and explore options for the upcoming year.

💡 Remember, you can change your Medicare elections every year. If your needs have changed, it's worth reviewing to see if another option would be better. If you’re unsure where to start, now’s the time to ask questions and get the facts.

🗓️ Deadline: December 7 🗓️

🔍 Mark your calendar and double-check your current coverage before time runs out.

🌿✨ Honoring Indigenous Peoples' Day ✨🌿Today, we celebrate the vibrant cultures, histories, and contributions of Indigeno...
10/12/2026

🌿✨ Honoring Indigenous Peoples' Day ✨🌿

Today, we celebrate the vibrant cultures, histories, and contributions of Indigenous communities. Let's take this opportunity to listen, learn, and uplift Indigenous voices, recognizing their enduring strength and resilience. Together, we can support a future rooted in respect and understanding. 🧡🌎

🛡️ Your Customer's Data Is Your Reputation 🛡️Every day, your business collects a little more customer information: email...
10/08/2026

🛡️ Your Customer's Data Is Your Reputation 🛡️

Every day, your business collects a little more customer information: emails, payment details, sometimes birthdays. That data is part of what keeps people coming back. It's also part of what you're responsible for protecting.

One data breach can put all of that trust on the line. Recovery often means:

🖥️ System Restore: Getting your equipment and network back up and running.
⚖️ Legal Fees: Navigating your obligations after a breach.
📞 Notifications: Letting affected customers know what happened.

Cyber Liability coverage can help you handle costs like these, depending on your policy's limits and endorsements.

Curious if your coverage is up to date? Reach out, and let's take a look together. 📩

National Women’s Small Business MonthOctober is National Women’s Small Business Month, and there’s never been a better t...
10/05/2026

National Women’s Small Business Month

October is National Women’s Small Business Month, and there’s never been a better time to recognize the women shaping our economy from the ground up.

Women now own over 14 million businesses in the U.S. That’s nearly 39% of all businesses, generating $2.7 trillion in revenue. From startups to legacy shops, their impact is undeniable.

💼

Breast Cancer Awareness MonthOctober is Breast Cancer Awareness Month. We honor the survivors, caregivers, and loved one...
10/02/2026

Breast Cancer Awareness Month

October is Breast Cancer Awareness Month. We honor the survivors, caregivers, and loved ones who have shown remarkable courage in the face of this disease. To everyone whose lives are affected by breast cancer: you are seen, and you are not alone.

💼

Cybersecurity Awareness MonthOctober is Cybersecurity Awareness Month. Cybercrime affects both large corporations and pr...
10/01/2026

Cybersecurity Awareness Month

October is Cybersecurity Awareness Month. Cybercrime affects both large corporations and private individuals. If you want to discuss how insurance can help protect you online, reach out for a quick chat.

💼

🏗️ Starting a New Business? Let’s Cover It First 📞Many of the business owners we work with do not stop at a single ventu...
09/24/2026

🏗️ Starting a New Business? Let’s Cover It First 📞

Many of the business owners we work with do not stop at a single venture. An old idea, a side business, a new LLC. And sometimes, a new coverage conversation starts in the same place. 🤝

General Liability is always the first policy to put in place. Here is why it comes first:

🏢 Most commercial leases require proof of GL coverage before you can sign.
🤝 Many clients and contracts will ask to see a certificate of insurance before work begins.
🚶 The moment a customer, vendor, or contractor walks through your door, you have liability exposure.
🔨 Bodily injury and property damage claims can come up in the earliest days of a new operation.

We already know how you work. If something new is on the horizon, let us know before you open the doors. Getting coverage in place from the start is a lot simpler than catching up after the fact. 📩

📦 Let’s Keep You Busy, Not Your General Liability Coverage 🏪When business picks up, coverage is usually the last thing o...
09/17/2026

📦 Let’s Keep You Busy, Not Your General Liability Coverage 🏪

When business picks up, coverage is usually the last thing on anyone's mind. But the two tend to move together in ways that are worth knowing about. 🤔

Here is what increased activity actually looks like from a liability standpoint:

🚶 More foot traffic means more chances for a slip, a fall, or an accident on your property.
🚚 More deliveries mean more interactions with customers and third parties, where a claim can come up.
🔧 More jobs mean more completed work, and more opportunity for a liability question to follow.
📋 More clients sometimes mean new contracts with liability requirements that your current limits may not meet.

None of that is a reason to slow down. It is just a good reason to make sure your General Liability policy reflects the business you are actually running right now, not the one you were running at your last renewal. 📅

If things have picked up since we last reviewed your coverage, send us a message. It is a quick conversation that could come in handy when you least expect it. 📩

This Patriot Day, join us in honoring the resilience, courage, and unity that emerged following September 11th. We consi...
09/11/2026

This Patriot Day, join us in honoring the resilience, courage, and unity that emerged following September 11th. We consider it a time to remember the lives lost and pay tribute to our nation's solidarity on that tragic day.

🛡️ Does Your GL Need a Refit? 💼Businesses change more than most people realize. Revenue grows, new employees come on, an...
09/10/2026

🛡️ Does Your GL Need a Refit? 💼

Businesses change more than most people realize. Revenue grows, new employees come on, and operations expand into areas that did not exist a year ago. General Liability exposure shifts right along with all of it. 📈

Here is what we typically find when a client has not reviewed their GL in a while:

📊 Coverage limits that made sense at a lower revenue level are now too thin.
👷 New employees or subcontractors have been added, but the policy wasn’t updated.
🏢 Operations have moved into a new space or a new type of work that changes the exposure.
📋 A contract or lease now requires higher limits than those currently in place.

None of this means something went wrong. It just means the business grew, which is a good thing. Getting the policy caught up is an easy fix.

If it has been a while since we reviewed your General Liability coverage together, reach out, and let's take a few minutes to go through it. That is exactly what we are here for. 📩

Address

780 Pickwick Street
Savannah, TN
38372

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 5pm

Telephone

+17319261200

Website

Alerts

Be the first to know and let us send you an email when The HCB Insurance Agency posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category