Daniel Lariscy - Lending Heights NMLS #2115404

12/09/2025

Rates don’t fall in a straight line. They spike, dip, and bounce, and most people miss the opportunity because they wait too long. If you want to be ready when the right rate hits, get on our Refi Watch List. We’ll keep an eye on things for you.

How to Know Exactly When to Lock In Your New Lower Rate

11/07/2025

4 days.

That’s how quickly this purchase went from underwriting to clear to close.

Speed isn’t the goal just for the sake of it. But when every document, every detail, and every communication line is clear from the start, the process moves like it should.

Because closing fast doesn’t happen by accident. It happens by alignment.

07/26/2025

If your lender doesn’t have—or won’t share—their NMLS number, that’s your sign to run. Here’s what the NMLS number is, why it matters, and how to use it to protect yourself.

www.nmlsconsumeraccess.org

07/17/2025

Why does your mortgage keep going up every year? Hint: it’s probably not your loan. Here’s what to look at — and how to fix it.

07/02/2025

30‑year mortgage rates fall to 6.77%, housing starts hit lowest since 2020, core inflation eases, and tariff worries mount. Markets stay strong but cautious. Get the full update in this week’s Markets in a Minute.

06/30/2025

REAL-LIFE REFI WIN
This client closed on their home just last fall—but with high-interest debt piling up and rates slightly improving, we knew it was time to run the numbers again.

✔ Paid off over $37,000 in high-interest installment debt
✔ Lowered their interest rate by half a percent
✔ Consolidated everything into one simple mortgage payment
✔ Reduced total monthly out-of-pocket costs by $567/month
✔ Walked away with $3,000 cash in hand
✔ Skipped a payment and will receive an escrow refund of around $3,000

Closed last year. Refi this year. Sometimes the smart move isn’t to wait—it’s to reassess.

If you’re feeling weighed down by credit card or installment debt—or want to explore a better rate—I’d love to run a free scenario for you. No pressure, just numbers.

Send me a message or click the link in my bio to get started.

06/27/2025

We are making things happen here! Do you need a loan closed quick and efficiently? We're here and ready to make the process easy.

06/25/2025

Rates dip to a 6-week low, housing starts plunge to 5-year lows, and builder confidence hits two-year bottom. Fed warns of higher inflation amid tariffs. Tune in to this week’s Markets in a Minute.

06/17/2025

Another “can’t be done” deal...DONE.
Non-warrantable condos are tricky. Most lenders won’t touch them.
But we’re not most lenders.

This one had all the red flags: a high investor concentration, high commercial space ratio, short term rentals — but with the right lender match and a creative approach, we got it closed.

If you're a buyer (or a realtor) facing a tough property, let’s connect. There’s almost always a path — you just need someone who knows where to look.

Message us to find out how we got it done.