Maria The Mortgage Lender

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Maria The Mortgage Lender GA & SC Lowcountry Mortgage Advisor specializing in complex income scenarios : self-employed, rental property owners & life transitions. First-time homebuyer?

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400+ families served | Book a Call: shorturl.at/wqYW5 Maria Genualdi, Loan Officer | NMLS #2165778 | GA License # 2165778
Guild Mortgage | Equal Housing Opportunity | NMLS #3274

5.0 star review received on Experience.com for Maria Genualdi by William B - From the very begining Maria Genualdi  was ...
10/09/2026

5.0 star review received on Experience.com for Maria Genualdi by William B - From the very begining Maria Genualdi was punctual and incredibly professional. She made myself and my family feel at ease during the financial portion of buying our first home. Never once did we feel lost or left in the dark. She even made personalized videos to explain in detail the loan and what each item meant. I will always recommend Maria Genualdi to anyone trying to buy a home in the Georgia area.

Click to see all 29 reviews of Guild Mortgage - Maria Genualdi, Loan Officer | NMLS # 2165778

5.0 star review received on Experience.com for Maria Genualdi by Scott C - Communication was
09/18/2026

5.0 star review received on Experience.com for Maria Genualdi by Scott C - Communication was

Click to see all 27 reviews of Guild Mortgage - Maria Genualdi, Loan Officer | NMLS # 2165778

Realtor friends — I’m sharing this one because I’ll be there too.One thing I’m always working on is getting better at th...
09/16/2026

Realtor friends — I’m sharing this one because I’ll be there too.

One thing I’m always working on is getting better at the conversations we have every day — especially the ones where a client is hesitant, overwhelmed, or just not quite ready to make a decision.

Next Wednesday, our coaching group is hosting a FREE masterclass with Phil M. Jones, author of Exactly What to Say, on Turning Client Hesitation Into Action.

This isn’t mortgage training. It’s about communication — and that translates whether you’re talking with a buyer who’s nervous about making an offer, a seller who’s hesitant about a price adjustment, or a client who simply needs help figuring out their next step.

📅 Wednesday, September 23
⏰ 10:00 AM EST

I’m planning to be there, and I’d love to have some of my Realtor friends in the room with me.

Want to join me? Send me a message and I’ll get you the registration info.

A lot of buyers are waiting.Waiting for rates to come down.Waiting for prices to drop.Waiting for more homes to hit the ...
09/04/2026

A lot of buyers are waiting.

Waiting for rates to come down.
Waiting for prices to drop.
Waiting for more homes to hit the market.
Waiting for less competition.
Waiting for the “perfect” house.

The problem? Those things rarely happen at the same time.

When rates drop, more buyers tend to enter the market. More buyers can mean more competition. When competition is lower, you may have more negotiating power—even if rates aren’t exactly where you want them.

That doesn’t mean you should buy a house just because you can.

It means instead of asking, “Is this the perfect time to buy?” ask, “Is this the right time for me?”

Your budget, your plans, and your financial goals matter more than trying to perfectly time the housing market.

Sometimes the answer is buy. Sometimes the answer is wait. My job is to help you understand the numbers so you can decide which one makes sense for you.

4.75 star review received on Experience.com for Maria Genualdi by Selena C - I had a GREAT experience with Guild Mortgag...
09/04/2026

4.75 star review received on Experience.com for Maria Genualdi by Selena C - I had a GREAT experience with Guild Mortgage from start to finish. The entire process was smooth, professional, and well-organized. The team was responsive, knowledgeable, and always willing to answer my questions and explain each step clearly. As a first-time homebuyer, I truly appreciated the guidance and support throughout the process. They made what could have been a stressful experience feel much easier and more manageable. I’m extremely grateful for their hard work and would definitely recommend Guild Mortgage to anyone looking for a reliable and supportive mortgage team.

Click to see all 25 reviews of Guild Mortgage - Maria Genualdi, Loan Officer | NMLS # 2165778

Sometimes the right house really does wait for you. 🏡My client found the perfect home right before she had to go outbidb...
08/31/2026

Sometimes the right house really does wait for you. 🏡

My client found the perfect home right before she had to go outbidbthe area for work. There simply wasn’t time to put in an offer before she left, so she had to walk away and hope another opportunity would come along.

Thirty days later, she came home—and the house was still available.

With the help of Raul Brito, she put in the offer, and today she gets the keys. I’d say this one was meant to be.

And the timing got even better. We were able to use the Georgia Dream VA Peach program with a 4.875% interest rate!

The right house. The right timing. And a great team behind it.

Congratulations to my buyer on her new home, and thank you Raul for trusting me with the financing.

And a big thank you to Deborah and Glenda for everything they did behind the scenes to get us to the closing table. Another great closing with my Guild Mortgage team. 🏠

5.0 star review received on Experience.com for Maria Genualdi by Sitha G - Absolutely amazing experience from start to f...
08/07/2026

5.0 star review received on Experience.com for Maria Genualdi by Sitha G - Absolutely amazing experience from start to finish. Great communication, very understanding, and willing to do whatever she could. Will Absolutely be recommending to others and using for future purchases!

Click to see all 23 reviews of Guild Mortgage - Maria Genualdi, Loan Officer | NMLS # 2165778

One of the biggest barriers to home ownership is the down payment.  Did you know the City of Savannah offers down paymen...
07/23/2026

One of the biggest barriers to home ownership is the down payment. Did you know the City of Savannah offers down payment assistance to its employees? If you're a City employee, call me. Let's see if you can take advantage of this program and become a homeowner before summer is over!

6 Months In, 6 Months LeftNAR Chief Economist Lawrence Yun on the Rest of 2026Dr. Yun will break down where the market h...
06/22/2026

6 Months In, 6 Months Left
NAR Chief Economist Lawrence Yun on the Rest of 2026

Dr. Yun will break down where the market has been, where it’s headed next, and what agents and lenders need to understand going into Q3 and Q4.

Here’s what we’re covering:

• Key economic signals shaping the 2026 market
• What rates, inventory, and buyer/seller behavior actually mean right now
• How to adjust your strategy for Q3 and Q4
• Why right now is the moment for smart, informed action

Registration required. DM me for the link.

06/20/2026

Mega Open House

1 Neighborhood, 9 Houses - today only!

📍 Palmer Place Subdivision, Ludowici GA
🗓️ Today, 11AM–2PM

I’m onsite as your lender, ready to talk numbers, rates, and what you can actually afford — no stuffy bank appointment needed 😎

If you missed it, don’t sweat it — more to come. But for now…

👉 Tag someone who’s house hunting and send them this way!

Address

349 Mall Boulevard , Suite 220
Savannah, GA
31406

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 3pm

Telephone

+19106707284

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