Randy S Anderson Farmers Insurance Agent

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September is Life Insurance Awareness Month.  Give us a call for a free no obligation quote. 906-632-5125
09/12/2018

September is Life Insurance Awareness Month. Give us a call for a free no obligation quote. 906-632-5125

Just a reminder that we will be closed on July 4th.  We will reopen at 9 am on July 5th.  Have a safe and Happy 4th of J...
07/03/2018

Just a reminder that we will be closed on July 4th. We will reopen at 9 am on July 5th. Have a safe and Happy 4th of July. Randy, Sherry, & Marty

We are wishing you a Happy New Year.  Also our office will be closed on Monday January 1, 2018.  Have a safe and happy N...
12/29/2017

We are wishing you a Happy New Year. Also our office will be closed on Monday January 1, 2018. Have a safe and happy New Year. Randy, Sherry , & Marty

We would Like to take this opportunity to wish everyone a Merry Christmas.  Our office will be closed on Monday Dec 25th...
12/22/2017

We would Like to take this opportunity to wish everyone a Merry Christmas. Our office will be closed on Monday Dec 25th and Tuesday Dec 26th. Have A Safe and Happy Holiday, Randy, Sherry & Marty

Happy Veterans Day to all who have served and contuine to serve.  Thank you
11/10/2017

Happy Veterans Day to all who have served and contuine to serve. Thank you

Halloween is almost here.  Here are some saftey tips for Pumpkin Carving.
10/19/2017

Halloween is almost here. Here are some saftey tips for Pumpkin Carving.

09/28/2017

7 Autumn Health Tips for Dogs & Cats

1. An increased need for food as the summer heat lessens up?

2. School and home project supplies pose risks to curious pets.

3. An apple a day?

4. Fall is a prime season for mushrooms.

5. Snakebite season is here.

6. The fall season brings highly caloric foods and drinks that don't end with the Halloween candy bowl.

7. Consider adding pumpkin to your pet's diet if you are looking for a healthy nutritious seasonal treat.

09/28/2017

FALL SEASON SAFETY TIPS ~ HOME MAINTENANCE

Helpful Tips



Fall is the time for yard clean-ups and readying your house for the cold winter ahead.

•Change the batteries in your smoke alarms and carbon monoxide detectors when you turn back your clocks for Daylight Savings Time. Make sure to check the alarms with the new batteries installed.
•Use extra caution when climbing ladders for fall jobs such as cleaning gutters or hanging holiday decorations. Shoes or boots may be wet causing you to slip as you climb the ladder.
•Keep your driveway and walkway clear of falling leaves. They get very slippery when they are wet.
•Check and replace any home fire extinguishers that have expired.
•Always wear work gloves when doing outside yard work.

It is that time of year. YEAH SPRING is here. Remember to give us a call for your free no obligation quote. Protect your...
04/03/2017

It is that time of year. YEAH SPRING is here. Remember to give us a call for your free no obligation quote. Protect your investement with us. 906-632-5125

04/03/2017

Motorcycle Safety Tips
1.) Be Ready: mind, body, and bike.
There are three ways riders should ready themselves for a ride. First, there is mental readiness. Before taking your bike out, your mind should be clear and drug and alcohol free in order to focus on the ride you have ahead of you.

Second, you must be physically prepared. Protective gear is a must in protecting your body while riding a motorcycle. Protective gear includes: a good fitting helmet, gloves, eye protection, jacket, long pants, and sturdy boots or shoes. Note that reflective or bright colored protective gear will help you stand out in traffic. Physical fitness will help your riding in countless ways including, comfort on longer rides and better and sharper reflexes. Also, try some stretching exercises before you ride.

Third, you must check the condition of your bike. This includes fixing the parts that break, as well as regular maintenance, such as: regular oil changes, properly adjusted controls, a properly adjusted chain and suspension, good tires, working turn signals, and checking of tire pressure. A quick walk around the bike before riding could point out leaks, loose bolts, tire problems, or anything else out of place.

2.) Be smooth.
It takes plenty of concentration, but smooth control of your ride has plenty of specific benefits. Your fuel economy improves dramatically and you are less likely to lose traction due to an overzealous use of the throttle.

Smooth riding includes matching the engine speed to the proper gear and road speed. Having your bike in the right gear keeps the power for accelerating or engine braking close at hand, while also keeping the bike running along smoothly. You maintain your best traction when your inputs are smooth, including your steering inputs. Harsh or abrupt pressure on the handlebars can upset the suspension. Smooth, firm counter steering keeps the bike on your desired line and creates little instability in the suspension. Your tires, brakes, suspension, and bearings will last longer, too. Smooth riding makes for less wear and tear on your bike.

3.) Know where you are.
Being aware of what is in your immediate space cushion will always help you guide your ride safely. Failure to be aware of your position in relation to those around you can cause dire consequences when faced with the need to make a quick lane change. Pay special attention to what's in front of you, especially oncoming traffic. It's easy to disregard traffic traveling in the opposite direction but that is where the greatest threat lies.

4.) Use Your Head To Look Where You’re Going.
This may sound slightly remedial but it is an under-appreciated habit of a skilled rider. As you round a turn, keep your head and eyes up, looking through the corner as far as you safely can, at least three to four seconds ahead. (If you can't see that far ahead, you need to slow down until you CAN see three to four seconds ahead).

5.) When your line of sight or path of travel becomes restricted, reduce your speed and use great care.

Simply put, if you can't see, slow down. Rain and fog are examples of situations where less speed = more reaction time = safer riding. Curvy forest and mountain roads’ sightlines are shorter; you need to reduce your speed to be prepared for surprises like deer or big rocks.

6.) Before proceeding through any intersection, check left, check front, check right, then check left again.
As you enter an intersection, whether turning or proceeding through, you need to know what your hazards are and where they can come from. The highest priority is to check your left. Why left? The left is the highest priority because that is the lane of traffic you first cross and therefore would be the first to impact you. After the left you continue to check the intersection in a clockwise pattern, and then check left again. You check the left twice because in the time it takes to check all other directions, the situation has probably changed to the left.

7.) Check your rearview mirror before you slow your speed.
Too often, what is out of sight is out of mind. As you slow down for any turn or a stop, you need to be aware of what is happening behind you. At the moment you begin braking or rolling off the throttle, you need to check your mirrors. (Your attention up to this point has been primarily in front of you, so once you start braking, you are already minimizing any hazards in that direction). This is part of your general awareness of what is happening in your surroundings on the road. The habit to acquire is to check your mirrors every five to seven seconds, and also any time you roll off the throttle. Combine that with gentle application of both brakes and rarely will a stop be anything more than routine.

8.) Keep a 2-4 second following distance.
When traveling on a highway, the minimum distance to keep between you and the vehicle in front of you is 2 seconds, but that is the bare minimum. Keep in mind two seconds is the distance needed on clear sunny days. At night or during inclement weather you need to increase your safety margin to four to eight seconds. You should maintain these cushions as best as possible including the time you find yourself riding in traffic or with a group of motorcycles.
To figure your distance correctly pick a point on the road, like a sign or a seam in the pavement, watch the vehicle ahead of you pass it and count the seconds it takes you to reach that point. The number of seconds you count is your following distance.

9.) Ride with a great attitude.
When you ride, you are an ambassador of motorcycling to the general public and it is your responsibility to ride accordingly. On anything other than wide open country roads, you have a choice while riding: ride with the flow of traffic, or fight it. In order to maintain a good image for fellow motorcyclists, as well as keeping yourself safe, please always use your best judgment while riding.

10.) Practice.
The very best time to practice these habits is every time you go out for a ride. Spend at least a few minutes every ride concentrating on each of these habits and soon they will become second nature to you. Don't focus so hard on practicing that you lose sight of the job at hand. Instead, integrate practice into your normal riding routine.

Taking any of the Motorcycle Safety Foundation (MSF) courses is always a good idea. If you are newer to riding, the Basic Rider Course (BRC) will give you a good foundation of riding skills and help you break any bad habits. The Experienced Rider Course (ERC) is a great idea even if you've been riding a long time. Even people who think there isn't anything left to learn about motorcycling come away with new, powerful knowledge and skills from either of these classes. The cornerstones to safe motorcycling are knowledge, training, attitude, and practice. They are what make a good rider.

Give us a call for a Life Insurance quote today.  906-632-5125
02/08/2017

Give us a call for a Life Insurance quote today. 906-632-5125

Give us a call today for your free life quote.  906-632-5125
02/03/2017

Give us a call today for your free life quote. 906-632-5125

Address

Sault Ste. Marie, MI
49783

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+19066325125

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