Richard A. Kowalsky Insurance Agency, Inc.

06/02/2026

Are you giving your car the attention it deserves? Check out this checklist to ensure you’re doing all the regular maintenance you should be:

Regular car maintenance is an important step in prolonging the life of your car and minimizing costly repairs. This link includes a checklist and timeline of recommended maintenance. If you are not able to perform these assessments yourself, it is recommended that you take it to be serviced professi

05/26/2026

Don’t wait for disaster to strike — document your belongings now. Here’s how to build a personal property inventory:

Your insurance company will ask you to provide a personal property inventory list if your possessions are stolen, or destroyed. Be prepared with our suggestions for your list.

05/19/2026

Grilling season is here! Whether you’re a seasoned grill master or just getting started, following a few safety basics can help prevent accidents and keep the fun focused on the food. Brush up on grilling tips here:

The tips and tricks you need to become pitmaster ????

05/05/2026

According to FEMA, nearly one-third of all flood insurance claims are outside of high-risk flood areas, and odds are your homeowners policy doesn’t cover flood damages. Give us a call to make sure you're covered. Curious about your flood risk?

The FEMA Flood Map Service Center (MSC) is the official public source for flood hazard information produced in support of the National Flood Insurance Program (NFIP). Use the MSC to find your official flood map, access a range of other flood hazard products, and take advantage of tools for better un...

04/28/2026

As motorcycle season revs up, brush up on these maintenance tips to make sure your bike is in great shape for your next ride:

As the weather starts warming up for riders who live in the north, there's good news! It's time to take your motorcycle out of storage and get it ready for the open road.

04/21/2026

Falls from portable ladders are a leading cause of occupational fatalities and injuries. Avoid falling off and stay up to date with these ladder safety tips:

04/14/2026

Insurance can seem complicated, and you shouldn’t have to figure it out alone. Here are the benefits of working with an insurance agent, like ours!
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04/07/2026

Cars can lose up to 10% of their value the moment you drive it off the lot. If you’ve financed your new ride, that means you could be liable for loan payments which now exceed the car’s insured value. The solution? It may be gap insurance:

When you buy or lease a new car or truck, the vehicle starts to depreciate in value the moment it leaves the car lot. In fact, most cars lose 20 percent of their value within a year. Standard auto insurance policies cover the depreciated value of a car—in other words, a standard policy pays the cu...

03/24/2026

Accidents happen but knowing what to do next can save you a lot of hassle. Be prepared and learn what to do in the event you need to file an auto insurance claim with this easy guide:

1. Call your insurance professional as soon as possible — even from the scene of the accident—regardless of who is at fault. Even if the accident appears minor, it’s important to let your insurance company know about the incident and to find out whether your auto insurance policy covers you fo...

03/10/2026

Does your homeowner’s insurance include flood insurance? Most policies don’t. Check to make sure you’re covered for flood damages or reach out to us to explore options. For more information on flood insurance, what it is, how it works and more visit:

Flood insurance is a type of property coverage that protects homeowners from water damage to the structure and contents of their property.