Florida Life and Health Exchange

08/13/2024

Mark your calendars – Medicare's open enrollment period kicks off Tuesday, October 15th! 🎉

This is your exclusive window from October 15 to December 7 to review and make changes to your Medicare health and prescription drug plans for 2025. Don't miss out on tailoring your coverage to better suit your needs!

Have questions? Need guidance? Feel free to reach out. We’re here to help you make the most of your Medicare benefits.

07/26/2024

Feeling overwhelmed with Medicare details as you near retirement? You are not alone! Our team is frequently asked about the right time to sign up for Medicare and how to do it!

Here’s what you need to know: Your Medicare enrollment window is a generous seven months, starting three months before your 65th birthday month and ending three months after. Pro tip: Enroll early in this period to ensure your coverage starts just when you need it.

📞 Questions? Let's chat! Medicare doesn't have to be a maze. If you're pondering over medical costs or the ins and outs of signing up as you approach 65, our team is here to help. Give us a call for personalized guidance and peace of mind on your Medicare journey.

05/24/2024

With scammers disproportionally targeting older Americans, we wanted to highlight a few tips specifically for this group.

Protecting against fraud isn't just about responding to threats; it's about creating an environment where Americans of all ages feel empowered and supported to make safe choices. That said, we’re here to support you and your loved ones in staying protected against scams.

Have questions or need more tips on scam protection? Reach out anytime!

02/28/2024

We wanted to share the pros and cons of Medicare Advantage plans and Medicare supplemental (Medigap) plans. They're both great options, but one may work better for you. Let's dive into the key differences. 🩺

Please review these details and drop us any questions that may come up. Thank you so much.

02/13/2024

Ready to be surprised? Take a look at these 6 benefits most people don’t know are covered by Medicare:

🩹 Acupuncture: Under certain circumstances, you can visit an acupuncturist up to 12 times in 90 days. If you improve as a result, you could get 8 more visits.
🩹 Therapy: Medicare Part B covers medically necessary psychotherapy. The number of covered visits varies depending on your plan, so reach out if you would like us to check.
🩹 Opioid treatment programs: These comprehensive treatment programs include substance use counseling, individual and group therapy, and medication.
🩹 Ambulance transportation: If you’re being transported for medically necessary services, and if a different form of transportation would be medically dangerous, then your ride may be covered.
🩹 Weight loss counseling: Medicare Part B covers obesity behavioral counseling for patients with a body mass index (BMI) of 30 or above.
🩹 Getting a second opinion before surgery: If a surgery is not an emergency, Medicare Part B will help you get a second (or even third) doctor’s opinion in some cases.

Want more info? Let us know!

02/01/2024

Did you know? The IRS is making a significant inflation adjustment in 2024, allowing you to contribute more to your Health Savings Account (HSA) than ever before! This is the largest increase since HSAs were introduced in 2004.

🔍 Here's what's changing:

Individual HSA limit: $4,150 (up from $3,850)
Family HSA limit: $8,300 (up from $7,750)
Bonus for those 55+: An additional $1,000 saving option!

🤔 Got questions or want to discuss how this impacts you? Don't hesitate to reach out. We’re here to assist in any way we can!

12/12/2022

10/01/2022

November 1st - December 15th is open enrollment for the coming year 2023 health insurance. Each year you have the following choices;
1. Let your plan automatically re-enroll you to your equivalent 2023 plan.
2. Call us at (321) 241-6368 and make a face to face or over the phone appointment for dates between November 1st - December 15th.

Note: Any appointments need to be scheduled between November 1st and December 15th. Please make an appointment between this timeframe. We will also be calling you as well in about 2 weeks in case we haven't heard from you. We look forward to speaking with you soon. Thank you.

09/22/2022

🚨 Reminder: Open enrollment for 2023 coverage through the Affordable Care Act begins on November 1st and runs through December 15th

With that in mind, I thought I’d share three articles from Healthcare.gov you may find helpful:

🩺 10 essential health benefits covered by all Marketplace plans: https://www.healthcare.gov/blog/marketplace-coverage-essential-health-benefits/
🩺 Life events that require an update: https://www.healthcare.gov/blog/remember-update-us-when-your-income-household-changes/
🩺 New coverage options when you have a new baby: https://www.healthcare.gov/blog/new-baby-you-may-have-new-coverage-options/

Feel free to reshare this post with others to get the word out!

10/30/2020

We can help you discover which is best way to go with your health insurance. Best of all, it is no additional cost to use our expertise.

07/12/2020

Budesonide. A generic for possible COVID-19 cure. Check it out. Please share.

Dr. Richard Bartlett Joins me to talk COVID CURES Follow Debbie Georgatos! WEBSITE: http://americacanwetalk.org FACEBOOK: https://www.facebook.com/AmericaCan...