08/31/2026
Waiting just five years to start investing could cost you almost $600,000 by retirement.
A 25-year-old who invests $500/month at an 8% average annual return could grow their account to more than $1.7M by age 65.
Start at 30 with the same monthly investment and average annual return? About $1.1M.
Same monthly investment. Five-year difference.
Time is one of your greatest assets when building financial independence. The best time to start was yesterday—the next best time is today.
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