H. David Cramer - Thrivent Financial

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H. David Cramer - Thrivent Financial As life evolves, rely on me to provide a variety of financial tools to meet your changing needs.

Thrivent Financial Professionals may only conduct business with residents of the states and/or jurisdictions in which they are licensed. For licensing and practice information click the website link in the additional contact information section above. For Thrivent privacy policy, social media guidelines, and important disclosure information visit Thrivent.com/privacyandsocial.

Did you know life insurance can do more than just provide a death benefit? It also can help you build wealth during your...
10/17/2026

Did you know life insurance can do more than just provide a death benefit? It also can help you build wealth during your lifetime and help your family build generational wealth after you pass away. Learn more here: https://bit.ly/3zAzMyO

Many people are surprised to learn that Medicare and Medicaid don’t provide the extended care coverage they expect. That...
10/15/2026

Many people are surprised to learn that Medicare and Medicaid don’t provide the extended care coverage they expect. That’s why having a long-term care strategy can be an essential part of your financial plan. Not only does it help protect your savings—it can also preserve your choices.

Thrivent is not connected with or endorsed by the U.S. government or the federal Medicare program.

Relationships are at the heart of every successful financial practice.If you're someone who enjoys making connections, g...
10/14/2026

Relationships are at the heart of every successful financial practice.

If you're someone who enjoys making connections, growing your network and helping others reach their goals, those strengths could help you build a meaningful practice of your own.

Explore financial advisor opportunities at Thrivent: thriventcareers.com/4dtC5o8

"I have told you these things, so that in me you may have peace. In this world you will have trouble. But take heart! I ...
10/11/2026

"I have told you these things, so that in me you may have peace. In this world you will have trouble. But take heart! I have overcome the world." - John 16:33

A qualified charitable distribution (QCD) can be a smart way to turn a required withdrawal into a meaningful gift.A QCD ...
10/10/2026

A qualified charitable distribution (QCD) can be a smart way to turn a required withdrawal into a meaningful gift.

A QCD allows you to give directly from your IRA to a nonprofit you care about. It can count toward your required minimum distribution (RMD), potentially lower your taxable income and even help manage your future Medicare costs.

Find out more. ⬇️

Qualified charitable distributions (QCDs) allow people 70½ or older to donate required minimum distributions (RMDs) from an individual retirement account (IRA) and gain potential tax benefits.

There are ways you can help maximize tax benefits when giving. Learn more about different charitable giving strategies a...
10/08/2026

There are ways you can help maximize tax benefits when giving. Learn more about different charitable giving strategies and their tax advantages.

Looking to make a meaningful impact with your charitable giving while maximizing tax benefits? This guide explores different charitable giving strategies and how they can help you support the causes you care about in a tax-efficient way.

There is a path for you to become a financial advisor (whatever your personality).Different clients prefer different kin...
10/07/2026

There is a path for you to become a financial advisor (whatever your personality).

Different clients prefer different kinds of financial advisors (all who deliver meaningful, purpose-driven financial advice).

Discover more about the financial advisor career here: thriventcareers.com/4jhB4Dp

Holiday shopping season is almost here—but what are consumers thinking, and what could retail trends reveal about the ec...
10/06/2026

Holiday shopping season is almost here—but what are consumers thinking, and what could retail trends reveal about the economy? Get timely insights from Thrivent investment leaders and a special guest during our Market & Economic Update.

Make room on your fall calendar: https://bit.ly/4y7ufIu

No products will be sold. See thrivent.com/social for important disclosures.

"Peace I leave with you; my peace I give you. I do not give to you as the world gives. Do not let your hearts be trouble...
10/04/2026

"Peace I leave with you; my peace I give you. I do not give to you as the world gives. Do not let your hearts be troubled and do not be afraid." - John 14:27

A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular o...
10/03/2026

A Multi-Year Guarantee Annuity™ allows you to lock in a guaranteed interest rate for a set period, making it a popular option for those looking to help add stability, predictable earnings, and reduced market uncertainty.

Reach out if you'd like to discuss whether this type of solution could help support your retirement goals.

For additional interest rates and other important information: https://bit.ly/4fIaSQk

See thrivent.com/social for important disclosures.

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4801 Swift Road Suite H
Sarasota, FL
34231

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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