06/02/2026
June 1 marked the start of hurricane season, and flooding remains the number one most common disaster in the United States.
For Florida property owners, this is an important reminder that standard homeowners' insurance does not cover flood damage, yet flooding is often one of the most overlooked risks.
In our latest blog, we explain why flood insurance matters, what it covers, and one important timing detail that could affect whether you are protected when it matters most.
Take a few minutes to read it, it could make all the difference this season: https://www.shepherdins.com/why-every-florida-property-needs-flood-insurance/