09/01/2026
Here is a scenario that catches trainers off guard.
A client says the program you gave them caused an injury. They are not talking about a slip or a fall. They are saying your coaching itself was the problem.
That is professional liability, and it is a different kind of claim than someone tripping in your space.
An Insure Fitness Group membership covers both professional and general liability, on occurrence form coverage, so you are protected even after the policy period ends. Coverage that follows you in all 50 states.
The claims you do not expect are exactly why cover exists.