Dan Stenham NMLS # 1598005

Dan Stenham NMLS # 1598005 is an Equal Housing Lender.

Daniel Stenham | NMLS #1598005 | P. 404.314.4044 | 14310 N Dale Mabry Hwy | Suite 150, Tampa, FL 33618 | https://www.uhm.com/dstenham/ | Georgia Residential Mortgage Licensee

Union Home Mortgage Corp. | NMLS #2229 | nmlsconsumeraccess.org | 8241 Dow Circle, Strongsville, OH 44136 | 800-767-4684 | Union Home Mortgage Corp. Loans are available on a fair and equal basis regardless of race, color, na

tional origin, religion, s*x, handicap, marital status, s*xual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

📞 Let’s Make Your Next Move 📞 Whether you’re buying your first home, refinancing, or upgrading – Stenham Lending is here...
09/01/2025

📞 Let’s Make Your Next Move 📞

Whether you’re buying your first home, refinancing, or upgrading – Stenham Lending is here to guide you.

📲 Call/Text: (941) 271-7816

🌐 Visit: StenhamLending.com

Your Sarasota mortgage experts. Your best rate, your best terms.

🏠 Still a Buyer’s Market in Sarasota 🏠 Last week we helped a client secure a 4% seller concession worth $60,000 – coveri...
08/28/2025

🏠 Still a Buyer’s Market in Sarasota 🏠

Last week we helped a client secure a 4% seller concession worth $60,000 – covering:
✔ All closing costs
✔ Interest rate buy-down
✔ Flood insurance

📌 Buyer leverage is strong right now… but won’t last forever. Once rates drop further, competition will heat up, and negotiating power will shrink.

📲 Let’s discuss your options: (941) 271-7816

🚨 Mortgage Market Update – Sarasota, FL 🚨Mortgage rates are back in the mid-6% range 📉 – levels we haven’t seen in month...
08/28/2025

🚨 Mortgage Market Update – Sarasota, FL 🚨

Mortgage rates are back in the mid-6% range 📉 – levels we haven’t seen in months! This shift opens up great opportunities for both buyers and homeowners looking to refinance.

📊 Why Now Is a Smart Time to Buy
Sarasota is still a buyer’s market, with strong negotiating power available. Just last week, one of our clients secured $60,000 in seller concessions – covering:
✅ All closing costs
✅ Interest rate buy-down assistance
✅ Flood insurance premiums

⚠️ Buyer leverage won’t last forever – once rates drop further, competition will increase, property values will rise, and seller flexibility will shrink.

💬 Let’s make your move before the market shifts.
📞 Call/Text: (941) 271-7816
🌐 StenhamLending.com

📅 Sept 17th — Save the Date!That’s when the Fed is expected to lower rates, opening a window for serious savings.If you’...
08/26/2025

📅 Sept 17th — Save the Date!
That’s when the Fed is expected to lower rates, opening a window for serious savings.

If you’re stuck with a high mortgage rate, this could be your chance to cut costs big time.

💡 Be in touch BEFORE Sept 17th so we can put your strike price together and lock it in!

+1 (941) 271-7816
📧 [email protected]

📉 Do you have a mortgage rate in the 7s, 8s, or even higher? You’ve been paying too much for too long — and relief is on...
08/25/2025

📉 Do you have a mortgage rate in the 7s, 8s, or even higher? You’ve been paying too much for too long — and relief is on the way!

The Fed is expected to cut rates on Sept 17th. Don’t wait until everyone rushes in — be ready to lock in savings now.

📞 Call us today: +1 (941) 271-7816
📧 [email protected]

⏳ Time to Refinance ⏳ If you locked your mortgage in 2022-2023, you might be paying 7–8%. Now? Rates are back in the mid...
08/21/2025

⏳ Time to Refinance ⏳

If you locked your mortgage in 2022-2023, you might be paying 7–8%.
Now? Rates are back in the mid-6% range – and we could see low-6% or even high-5% soon.

📌 Lower your rate.
📌 Cut your monthly payment.
📌 Save thousands over the life of your loan.

📲 Start with a free rate analysis: (941) 271-7816

Here’s how rates have moved this year:- Jan: 6.75% – 6.875%- April: Mid-6% (low point)Post-tariffs: High-6% to low-7%Now...
08/20/2025

Here’s how rates have moved this year:

- Jan: 6.75% – 6.875%

- April: Mid-6% (low point)

Post-tariffs: High-6% to low-7%

Now: Mid-6% 📉

💡 Trend: The wild swings are calming down – a sign of market stabilization.

📲 Want to know where rates are headed next? Let’s talk: (941) 271-7816

📅 Mark Your Calendar – September 17th could be a game changer for mortgage rates. With the Fed leaning toward a possible...
08/14/2025

📅 Mark Your Calendar – September 17th could be a game changer for mortgage rates.
With the Fed leaning toward a possible rate cut, we could see opportunities to lock in low-6% or even high-5% rates.

💡 Now’s the time to:
✅ Get pre-approved
✅ Prepare refinance docs
✅ Be ready to act fast

📲 Let’s set your rate target today: (941) 271-7816

💰 Time to Refinance – Save Big in Sarasota! 💰Rates have dropped to the mid-6% range, creating the perfect opportunity to...
08/14/2025

💰 Time to Refinance – Save Big in Sarasota! 💰

Rates have dropped to the mid-6% range, creating the perfect opportunity to lower your monthly payment and save thousands over the life of your loan. If you purchased or refinanced in 2022–2023 when rates were 7–8%, you’re in prime position to benefit.

🔄 How It Works:
Step 1 – Send Your Mortgage Statement 📩
We’ll run a FREE, no-obligation analysis to calculate your potential savings.

Step 2 – Set Your Target 🎯
We’ll help you establish your ideal “strike rate” and track the market for you, so we can move fast when conditions hit your goal – potentially reaching low-6% or high-5%.

📅 Upcoming Opportunity:
The September 17th Fed meeting could trigger another rate drop. Acting now ensures you’re ready to lock in your best deal.

💬 Don’t leave money on the table – let’s start your refinance strategy today.
📞 Call/Text: (941) 271-7816
🌐 StenhamLending.com

🚨 Mortgage Alert – Sarasota 🚨Rates have dropped back into the mid-6% range this August! 📉 This is the most buyer-friendl...
08/13/2025

🚨 Mortgage Alert – Sarasota 🚨

Rates have dropped back into the mid-6% range this August! 📉 This is the most buyer-friendly market we’ve seen in months – perfect for purchasing or refinancing.

📌 Why it matters:
✅ Lower monthly payments
✅ Increased buying power
✅ Better refinance opportunities

📲 Call or text (941) 271-7816 to run your numbers today.

Prestancia provides gated community living with golf course access and club amenities. This established neighborhood off...
07/28/2025

Prestancia provides gated community living with golf course access and club amenities. This established neighborhood offers various home styles from villas to larger homes, all within a secure, golf-centered environment. Contact us to discuss financing options for this desirable gated community.

Private Mortgage Insurance (PMI) may be required when your down payment is below a certain threshold on conventional loa...
07/25/2025

Private Mortgage Insurance (PMI) may be required when your down payment is below a certain threshold on conventional loans. Understanding how PMI works, when it might be removed, and how it affects your monthly payment can help you evaluate your financing options.

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72 Sarasota Center Boulevard
Sarasota, FL
34240

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