Joshua Loher - NMLS# 1896149

12/30/2025

Wrapped up my final closing of 2025 today 🎉

These buyers stayed persistent, trusted the process, and found the perfect home just before the New Year. Couldn’t be happier for them.

What makes this one extra special 👇

By closing before 12/31, they qualify for Florida’s Homestead Exemption starting in 2026 instead of waiting until 2027. That means a lower assessed value and thousands saved in property taxes next year — not something to overlook.

Huge thank you to my Realtor partners, title, attorney, insurance teams, my teammates at Primetime Lending and Mpire Financial, and of course my amazing clients. None of this happens without great people all working together.
Cheers to a Happy New Year 🥂 and a prosperous 2026 ahead!

11/10/2025

Our company had a fun trip up to UWM this weekend, learning and evolving as the best Mortgage Brokers! Great recharge and exciting things to come from Mpire Financial!

08/12/2025

Coastal Friends: a friendly hurricane season reminder... 🏝️🌀🌊⛈️🏠

If you’re under contract to buy a home, one of the most important steps is locking in your homeowners insurance early.

We’ve all seen how recent storms have disrupted life in Florida from major property damage to delayed closings. Now, Tropical Storm Erin is spinning in the Atlantic. It’s still early, but Erin has the potential to impact Florida and other coastal markets later this week into next week.

And here’s the thing: once a tropical storm or hurricane gets a name, insurance companies can put Florida into what’s called The No Bind Box - meaning no new policies can be written or changed until the storm passes.

If your insurance isn’t bound before that happens, you can’t close until the freeze is lifted. That can mean delays, added costs, or even losing the home to another buyer.

Better to be safe than sorry and now especially during hurricane season, getting your insurance bound as soon as you go under contract is one of the easiest ways to avoid last-minute surprises.

Stay safe, stay ready, and happy home buying.

06/13/2025

🚨🚨 Ready to start building wealth? 🚨🚨
Let's explore your best options together! Listen, if you're financially ready and the payment makes sense, what are you waiting for? Take advantage of the buyers market with:

- More Negotiating Power 💬
- More Inventory to Choose From 🏠🏘️
- Less Competition 🚫
- Motivated Sellers 🤝

DM me to get started!

05/11/2025

She gave you life. The least you can do is give her flowers. Happy Mother’s Day! I hope you're all spoiled rotten today!!💐🌹🥰

05/01/2025

May is here, and so is buyer leverage.
More homes on the market means more choices - and more negotiating power.

If you’ve got clients on the fence, this might be the window they’ve been waiting for.

Creative financing + flexible options can make the numbers work better than expected.

Have questions? DM me to walk through a scenario or visit LoherRates.com

04/30/2025

Being self-employed shouldn’t keep someone from owning a home.
That’s why I offer financing options built for entrepreneurs, side hustlers, and small business owners.

✅ Bank statement loans
✅ 1099 income options
✅ Asset depletion strategies
✅ No W2s required

If you’re working with a self-employed client who’s been told “no” — let’s turn that into a “yes.”

👉 DM me to run a scenario or visit LoherRates.com to explore what’s possible.

04/22/2025

With the market shifting, more people are looking to invest — and I’ve got a loan that’s built for that.
DSCR loans let you qualify based on the income the property generates — not your W2s or tax returns.
It’s easier than most people think.

👉 Curious if it could work for a client (or you)? Shoot me a message and let's talk!

04/18/2025

This one's a game-changer for listing agents…

What if your clients could buy their next home before they sell their current one?

No contingent offers. Less stress. More accepted contracts.

👉 Message me if you want to see how we’re helping agents win listings this way.

04/11/2025

Family night out, kids are excited for the fireworks! 🎆 🎇 Let's go Mauraders ⚾ 🦜

08/10/2023

https://www.yoursun.com/realtor-association-fundraisers-assist-children-aging-out-of-foster-care/article_01b86346-36ee-11ee-b1f6-3b24f106d351.html

VENICE — Children who come of age after spending their youths in foster care services often require assistance in taking the next step in their lives.