WealthGen Advisors

09/08/2026

If you handed the family business to your children tomorrow, would the name on the door and the process behind your best-selling product go with it?

When your family is counting on the business for retirement income or an inheritance, knowing who owns its intellectual property is part of planning for that future.

Read the article here: https://wealthgenadvisor.com/protecting-intellectual-property-in-family-enterprises/

Protect intellectual property in family businesses by securing trademarks, trade secrets, copyrights, and know-how before a sale or succession.

09/02/2026

Rewarding key executives doesn’t have to mean giving up equity or voting control.

Phantom stock and stock appreciation rights can allow key employees to benefit from your company’s growth without receiving actual shares. Long-term incentive plans can also tie meaningful compensation to multi-year goals such as revenue, profitability, or major business milestones.

When structured carefully, these strategies may help retain top talent, encourage sustainable growth, and preserve ownership. They may also offer tax advantages, although future payout obligations require thoughtful planning.

In this video, Ken Hargreaves, President of WealthGen Advisors, explains how business owners can reward the people driving their success without surrendering control.

Are your incentives building long-term value or simply rewarding short-term results?

08/31/2026

Most retirement plans account for inflation, investment returns, and healthcare costs. Few account for what happens when the structure of work disappears.

Dwight Eisenhower remained active and socially engaged well into retirement. Mickey Mantle retired much younger but struggled without that same sense of structure. Their different experiences illustrate how retirement habits can influence both health and financial security.

Staying physically, mentally, and socially active may help reduce the healthcare expenses that can gradually erode retirement savings.

In this video, Ken Hargreaves, President of WealthGen Advisors, explains why retirement planning should consider not only how much you’ve saved, but how you intend to live.

Does your retirement plan prepare you for life after work?

08/28/2026

Your heirs could inherit a multimillion-dollar estate and still lack the cash needed to keep it.

Estate taxes, property expenses, insurance, and business obligations can create an immediate liquidity problem. Without a plan, your family may be forced to sell valuable assets quickly—and potentially for less than they’re worth.

In this video, Ken Harre, CFP® explains how cash reserves, life insurance, buy-sell agreements, and other strategies can help provide the liquidity your heirs may need.

Could your family preserve what you’ve built, or would they be forced to sell it to pay the bills?

08/21/2026

The retirement plan you choose can shape more than your employees’ future. It can also affect your business’s costs, tax strategy, and ability to attract and retain talent.

But choosing a plan that doesn’t fit your company’s size or administrative capacity can create unnecessary costs and complications. Skipping an employer match may make your benefits less competitive. And excessive fees can quietly erode retirement savings over time.

In this video, Ken Harre, CFP® and President of WealthGen Advisors, explains three potentially costly mistakes business owners should avoid when setting up a retirement plan.

Your company’s retirement plan should benefit your employees, your business, and you. Does yours?

We compare the available retirement-plan options and the factors business owners should consider here: https://wealthgenadvisor.com/

07/23/2026

When Cornelius Vanderbilt died in 1877, his fortune was larger than the cash on hand of the U.S. Treasury.

By 1973, when 120 of his descendants gathered for a reunion, there wasn't a single millionaire among them.

If you’re thinking the estate tax did that, you’d be mistaken. Unstructured inheritance did: mansions, yachts, and dilution across generations, with no structure built to outlive the man who built the fortune.

Today, with the estate tax receding for most affluent families, the real battlegrounds are basis, trust income tax, and family governance. Giving away the wrong asset can trade an estate tax you'd never owe for a capital gains bill your heirs will.

And 2026's generous exemptions come with no deadline, which sounds like a reason to relax. It's actually a reason to act, because permanence only lasts until a future Congress changes its mind.

Is your inheritance built for the tax code that exists now, or the one it was written under?

We break down the 2026 numbers, the freeze techniques worth ranking at today's rates, and the structure that solves the Vanderbilt problem here: https://wealthgenadvisor.com/estate-planning-in-2026-reduce-taxes-while-growing-generational-wealth/

Reduce estate, income, and capital gains taxes under the 2026 rules with trusts, gifting, basis planning, QSBS, and charitable strategies.

07/16/2026

Technology is advancing quickly. So are the criminals using it.

A scammer no longer needs weeks of research to target your family. A few seconds of audio from a graduation video can produce a voice that sounds exactly like your child, calling at 2 a.m. and asking for money.

Americans reported $20.9 billion in internet crime losses last year, up 26% in a single year. Among Americans aged 60 and older, reported losses jumped 59%!

Meanwhile, the strongest defense costs almost nothing: a short, carefully guarded written household protocol. After all, a clone can't answer what it was never trained on.

Does everyone who touches money in your household know what to do when that call comes?

We break down the four schemes aimed at families with meaningful wealth in 2026 and the habits that can help defeat them here:
https://wealthgenadvisor.com/ai-scams-and-your-familys-wealth-what-households-should-watch-for-in-2026/

AI scams and family wealth are colliding in 2026. Learn how cloned voices, deepfake calls, wire fraud, and practical family safeguards work.

07/14/2026

The most expensive mistake in a business sale isn’t always the price you negotiate.

It’s assuming you’ll receive every dollar listed in the offer.

An earnout can increase the headline value of a deal by tying part of the purchase price to future business performance. If those targets aren’t met, some of those proceeds may never materialize, which can affect retirement, estate planning, and long term financial decisions.

In this video, we explain how earnouts work, why they’re commonly included in business sales, and why it’s important to separate guaranteed proceeds from contingent payments before building your financial plan.

Some business owners plan around the headline sale price. A smaller group plans around what they’ll actually have available after the deal closes. Which approach will you take?

07/03/2026

The retirement plan you choose can shape more than your employees’ future. It can also affect your business’s costs, tax strategy, and ability to attract and retain talent.

Choosing the right plan isn’t just about offering a benefit. The structure you select, the contributions you make, and the fees you pay can all have a lasting impact on your business and your employees’ long term outcomes.

In this video, we cover three common retirement plan mistakes business owners can avoid, and why choosing the right plan from the start can make a meaningful difference.

Many businesses stick with the first retirement plan they find. A smaller group takes the time to evaluate which option best aligns with their goals, workforce, and long term strategy. Which approach will you take?

06/29/2026

Not every inheritance feels like a big event. Plenty are small or simple, a single check that clears, and that's the end of it. But when there's real complexity, it rarely arrives as one clear moment to respond to.

It's more often a slow, murky stretch of months, tangled up with grief and paperwork, where several decisions land at once and none of them move at the same speed.

Some of what you receive is simple to access. Other pieces come with tax deadlines, beneficiary rules, or a house to decide on. Those are the choices that shouldn't be rushed, even though they tend to feel the most urgent.

The first 90 days are better spent getting organized than making anything permanent. What did you actually receive? What deadlines apply? What needs to be liquid, and what can sit? And how does it fit with the plan you already have?

Our latest paper walks through what to sort through before the big decisions get made:
https://wealthgenadvisor.com/first-90-days-after-receiving-an-inheritance/

Received an inheritance? Learn what to review in the first 90 days, including asset inventory, tax deadlines, liquidity, family decisions, and planning next steps.1:38 PM