The 360 Group at Morgan Stanley

08/25/2026

From his early days in the NFL to life beyond the game, NFL Pro Hall of Famer Larry Fitzgerald Jr. knows what it takes to build a successful career and the team to support it. Larry shares his lessons on planning, discipline and legacy, and how you can use them to build your future. If you're thinking about your next steps, let's talk.

08/11/2026

With AI infrastructure stocks recently pulling back, investors may be wondering whether this is a warning sign or an opportunity.

Morgan Stanley Research suggests the recent decline may reflect short-term positioning more than a change in long-term fundamentals. The key view: demand for AI compute is likely to outpace supply for years, supported by continued investment across semiconductors, data centers, power infrastructure, energy storage and hyperscalers.

There are real speed bumps to watch, including power availability, labor constraints, permitting challenges and competition from more efficient AI models. But lower costs could also drive broader adoption, potentially increasing demand for compute over time.

As with any major market theme, the goal is not to chase momentum. It is to understand the risks, identify where the bottlenecks may create opportunity and make sure any exposure fits within your broader portfolio strategy.

If AI is becoming a bigger part of your investment conversation, now may be a good time to revisit how you are positioned.

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08/07/2026

With back-to-school season upon us, backpacks, schedules and supply lists are getting plenty of attention. But one item that often deserves a closer look is the education funding plan. Today, education is not just a four-year college conversation. It can include tutoring, study abroad, gap years, graduate school, professional training and even lifelong learning.

A 529 plan can be a powerful starting point, offering tax-advantaged growth and tax-free withdrawals when used for qualified education expenses. But it may not be the only tool to consider. Depending on your family's goals, timing and broader financial picture, strategies like municipal bonds, thoughtful borrowing options, custodial accounts or special needs planning may also play a role.

The key is making sure education planning does not happen in a vacuum. It should fit alongside retirement, cash flow, estate planning and the other priorities competing for your dollars. As students head back to class, it may be a good time for parents and grandparents to ask: Are we saving in the right way, for the right goals, with enough flexibility for whatever path the student chooses?

If you would like to revisit your education funding strategy, I would be happy to start the conversation.

morganstanley.com

07/30/2026

As the 2026 midterm elections approach, many investors are asking a familiar question: What could this mean for markets?

Morgan Stanley Research suggests that while elections can create short-term uncertainty, the bigger drivers for investors may be the policy themes that endure beyond any single election cycle: trade, geopolitics, regulation and the direction of Federal Reserve policy.

For long-term investors, this is a helpful reminder: headlines may move quickly, but disciplined planning should remain anchored in objectives, time horizon and risk tolerance.

A timely read for anyone looking to separate political noise from market fundamentals.

morganstanley.com

07/04/2026

Happy Fourth of July! Wishing everyone a safe, relaxing holiday with family and friends as we mark America's 250th anniversary this year.

06/17/2026

Commercial real estate debt has become one of the market's most avoided corners, but that's exactly why it's showing up on our opportunity radar. In a world where spreads look historically tight in many areas of fixed income (U.S. IG spreads are richer than 99% of the past 20 years), Morgan Stanley's Andrew Sheets argues that CMBS stands out with spreads that are significantly higher than the long-run average.

What's also notable is the backdrop: the worst fears from early 2023 have not played out, and U.S. commercial property data are showing signs of stabilization, with transaction volumes up 27% year over year in 1Q, prices up about 5%, and CRE debt origination up about 40% over the last year.

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06/12/2026

Digital assets are unlikely to replace traditional banking models, but the "rails" behind how money and securities move could look very different over the next decade. Morgan Stanley Research highlights that tokenized infrastructure and 24/7 settlement could reshape areas like cross-border payments, FX, liquidity management, collateral management, and securities services, and that winners may be the firms that build trusted client gateways and embed digital rails into core workflows as demand evolves.

For clients, the key question is not just "crypto or no crypto," but which financial institutions are positioned for faster settlement and potential shifts in market share and margins.

morganstanley.com

08/23/2024

Money is one of the trickiest topics to discuss. But avoiding the conversation can lead to problems. Learn how to start the dialogue with your family.

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08/20/2024

Paying down student debt while saving for your child's education can be challenging, but you have options. Let's explore them together.

morganstanley.com

08/16/2024

With college students heading back to class, take some time to read this article and teach your college-age child to avoid debt pitfalls, control impulse buying and create a clean credit report for life.

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