Above Par Capital

Above Par Capital A boutique, family-owned private lender serving real estate investors and builders across the nation.

Building at the highest level requires more than the right materials and the right team — it requires capital that works...
08/06/2026

Building at the highest level requires more than the right materials and the right team — it requires capital that works just as efficiently as the builder behind it.

At Above Par Capital, that starts with how we structure the interest on our Ground-Up Construction loans. Our non-Dutch interest structure ensures you only pay interest on the funds you've actually drawn — not the full loan amount — because the way you're charged during the build makes a significant difference in your overall cost.

What that means for you — more capital stays in your pocket throughout the build, giving you the financial flexibility to focus on what matters most.

This is what efficient capital looks like. Reach out when you're ready.

📞 941-257-3269
✉️ [email protected]
📩 Send us a DM

*All terms and programs are subject to change without notice. Current offerings may vary.

Some of the most well-executed builds don't start with a construction loan — they start with the right bridge. For this ...
08/05/2026

Some of the most well-executed builds don't start with a construction loan — they start with the right bridge. For this Nashville borrower, that meant securing the lot through our Bridge program, clearing the path to break ground, and positioning themselves to transition seamlessly into a Ground-Up Construction loan — all on their own timeline.

This approach allowed them to maximize leverage, limit holding costs, and secure the runway needed to see their vision through — without the pressure of being locked into a construction timeline before the groundwork was truly ready.

The right financing strategy can change everything. If your next project could benefit from a creative solution, reach out and let's build one together.

📞 941-257-3269
✉️ [email protected]
📩 Send us a DM

*All terms and programs are subject to change without notice. Current offerings may vary. Not all borrowers or properties will qualify.

The most successful rental portfolios aren't built by waiting for the perfect moment — they're built by recognizing it w...
07/30/2026

The most successful rental portfolios aren't built by waiting for the perfect moment — they're built by recognizing it when it arrives. Summer is that moment — peak season, high demand, and the kind of returns that make the next acquisition an easy decision.

Above Par Capital's DSCR program is designed for the investor who is ready to move. Whether you're building a short-term rental portfolio or securing long-term tenants, our program is structured to support both strategies. Here's what we can bring to every acquisition you add to your portfolio:

⚫ Up to $2.5M loan amount
⚫ Up to 80% LTV — purchase & rate/term refinance
⚫ No income verification required
⚫ No occupancy requirements
⚫ 1-4 unit properties eligible
⚫ 45-day rate locks
⚫ Nationwide lending

Portfolios flourish when the timing and capital align. Reach out when you're ready.

📞 941-257-3269
✉️ [email protected]
📩 Send us a DM

*All terms and programs are subject to change without notice. Current offerings may vary.

Most people see a completed build — not the delays, the decisions, or the unexpected turns along the way. An experienced...
07/29/2026

Most people see a completed build — not the delays, the decisions, or the unexpected turns along the way. An experienced builder knows that the journey from groundbreak to completion is rarely a straight line. But Above Par Capital is there to see you through every step — structuring the loan to help your project succeed.

With loans up to $7.5M, a virtual draw process that requires no physical inspection, non-Dutch interest so you only pay on what you draw, and no prepayment penalties — our Ground-Up Construction program is designed to keep your project moving from the first draw to the final close.

The right capital partner doesn't just fund the build — they see it through the storms. Reach out when you're ready.

📞 941-257-3269
✉️ [email protected]
📩 Send us a DM

*All terms and programs are subject to change without notice. Current offerings may vary.

That level of detail doesn't happen by accident — and it doesn't happen when the project is waiting on an inspector to s...
04/30/2026

That level of detail doesn't happen by accident — and it doesn't happen when the project is waiting on an inspector to show up.

Our draw process is 100% virtual. No physical inspection required, ever. That means your funds are released on your timeline, your momentum never stalls, and every decision about the build stays exactly where it belongs — with you.

This is what it looks like when the capital never gets in the way of the craft.

🔴 100% virtual draw process — no physical inspection required

🔴 Faster access to funds when you need them most

🔴 Complete control over your build timeline

🔴 A process built around your momentum — not ours

From the first draw to the final finish, the details were always yours.

Let's keep it that way.

📞 941-257-3269
✉️ [email protected]
📩 Send us a DM

*All terms and programs are subject to change without notice. Current offerings may vary.

Luxury isn't just the finish. It's the standard held from the very first dollar to the final detail. Because a luxury bu...
04/29/2026

Luxury isn't just the finish. It's the standard held from the very first dollar to the final detail.

Because a luxury build deserves more than a lender who simply writes a check. It deserves a capital partner who understands the complexity of the build, protects your timeline, and structures financing that never becomes the reason a project falls short of its potential.

🔴 Wrapped monthly interest payments

🔴 Up to 75% LTV with 100% construction financing (Non-Dutch Interest)

🔴 Up to 75% ARV

🔴 Creative structuring for complex builds

🔴 Fast closings that keep your project on schedule

🔴 Highly competitive terms

This is private lending built for builders who already know what exceptional looks like.

Your next build deserves capital that matches your standard.

📞 941-257-3269
✉️ [email protected]
📩 Send us a DM

*All terms and programs are subject to change without notice. Current offerings may vary.

We've always believed that serious investors deserve serious terms.So when the opportunity came to make our programs eve...
04/27/2026

We've always believed that serious investors deserve serious terms.

So when the opportunity came to make our programs even more competitive, we didn't hesitate. Across the board, our rates have been lowered — and the level of service behind them hasn't changed one bit.

This is the moment to move on that deal you've been watching. The capital is ready, the terms are better, and the team behind them is the same one that's been closing deals for investors just like you.

We're currently funding:

🔴 New Construction

🔴 Fix & Flip

🔴 DSCR

🔴 Bridge

Want to know exactly what our new rates look like for your next deal? Reach out — we'd love to walk you through it.

📞 941-257-3269
✉️ [email protected]
📩 Send us a DM

*All terms and programs are subject to change without notice. Current offerings may vary.

We've always believed that serious investors deserve serious terms. So when the opportunity came to make our programs ev...
04/27/2026

We've always believed that serious investors deserve serious terms.

So when the opportunity came to make our programs even more competitive, we didn't hesitate. Across the board, our rates have been lowered — and the level of service behind them hasn't changed one bit.

This is the moment to move on that deal you've been watching. The capital is ready, the terms are better, and the team behind them is the same one that's been closing deals for investors just like you.

We're currently funding:

🔴 New Construction

🔴 Fix & Flip

🔴 DSCR

🔴 Bridge

Want to know exactly what our new rates look like for your next deal? Reach out — we'd love to walk you through it.

📞 941-257-3269
✉️ [email protected]
📩 Send us a DM

*All terms and programs are subject to change without notice. Current offerings may vary.

And when we say the rest — we mean all of it.The structure of your loan, the timing of your draws, the protection of you...
04/25/2026

And when we say the rest — we mean all of it.

The structure of your loan, the timing of your draws, the protection of your liquidity throughout the rehab — every detail of your financing is handled so your only focus is the transformation itself.

🔴 High-leverage financing that protects your liquidity throughout the project

🔴 Rehab draws structured around your timeline — not ours

🔴 Interest wrapped into the loan — your reserves stay where they belong

🔴 Pricing that competes at the institutional level

🔴 A team that treats your deal with the same urgency you do

This is what it looks like when the financing works as hard as the investor.

Your next transformation starts with one call.

📞 941-257-3269
✉️ [email protected]
📩 Send us a DM

*All terms and programs are subject to change without notice. Current offerings may vary.

Some projects stop you in your tracks — this was one of them.Two luxury spec homes. Two adjacent plots. One borrower wit...
04/24/2026

Some projects stop you in your tracks — this was one of them.

Two luxury spec homes. Two adjacent plots. One borrower with the vision to develop both simultaneously. We structured two ground-up construction loans at the same time, giving our client the capital to break ground on both properties without splitting focus or compromising on either build.

This is exactly the kind of deal we built our new construction program for — complex on paper, seamless in ex*****on.

🔴 Two ground-up construction loans, funded simultaneously

🔴 Loan Amount: $2,851,188 combined

🔴 Construction Budget: $2,308,590 combined

🔴 Buford, GA

Not every lender can structure a deal like this. We do it because our borrowers deserve a capital partner who sees the full picture — and funds it.

Have a project that needs a creative capital solution? We'd love to hear about it.

📞 941-257-3269
✉️ [email protected]
📩 Send us a DM

*All terms and programs are subject to change without notice. Current offerings may vary.

Address

6547 Midnight Pass Road #1061
Sarasota, FL
34242

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm

Telephone

+19412573269

Website

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